Universal Insurance Inc. (UVE)
Universal Insurance Statistics
Share Statistics
Universal Insurance has 28.29M shares outstanding. The number of shares has increased by -2.35% in one year.
| Shares Outstanding | 28.29M |
| Shares Change (YoY) | -2.35% |
| Shares Change (QoQ) | -0.69% |
| Owned by Institutions (%) | 68.66% |
| Shares Floating | 25.59M |
| Failed to Deliver (FTD) Shares | 2 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 369.2K, so 1.31% of the outstanding shares have been sold short.
| Short Interest | 369.2K |
| Short % of Shares Out | 1.31% |
| Short % of Float | 1.44% |
| Short Ratio (days to cover) | 2.49 |
Valuation Ratios
The PE ratio is 10.14 and the forward PE ratio is 7.49. Universal Insurance's PEG ratio is -1.42.
| PE Ratio | 10.14 |
| Forward PE | 7.49 |
| PS Ratio | 0.39 |
| Forward PS | 0.3 |
| PB Ratio | 1.6 |
| P/FCF Ratio | 4.59 |
| PEG Ratio | -1.42 |
Enterprise Valuation
Universal Insurance Inc. has an Enterprise Value (EV) of 193.33M.
| EV / Earnings | 3.28 |
| EV / Sales | 0.13 |
| EV / EBITDA | 2.12 |
| EV / EBIT | 2.12 |
| EV / FCF | 1.49 |
Financial Position
The company has a current ratio of 245.25, with a Debt / Equity ratio of 0.
| Current Ratio | 245.25 |
| Quick Ratio | 245.25 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.16% and return on capital (ROIC) is 24.4%.
| Return on Equity (ROE) | 0.16% |
| Return on Assets (ROA) | 0.04% |
| Return on Capital (ROIC) | 24.4% |
| Revenue Per Employee | $1,222,295.82 |
| Profits Per Employee | $47,361.74 |
| Employee Count | 1,244 |
| Asset Turnover | 1.11 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 0 |
| Effective Tax Rate | 0 |
Stock Price Statistics
The stock price has increased by 13.28% in the last 52 weeks. The beta is 0.85, so Universal Insurance's price volatility has been higher than the market average.
| Beta | 0.85 |
| 52-Week Price Change | 13.28% |
| 50-Day Moving Average | 20.17 |
| 200-Day Moving Average | 20.23 |
| Relative Strength Index (RSI) | 69.32 |
| Average Volume (20 Days) | 145.02K |
Income Statement
In the last 12 months, Universal Insurance had revenue of 1.52B and earned 58.92M in profits. Earnings per share was 2.08.
| Revenue | 1.52B |
| Gross Profit | 1.52B |
| Operating Income | 91.09M |
| Net Income | 58.92M |
| EBITDA | 91.09M |
| EBIT | 91.09M |
| Earnings Per Share (EPS) | 2.08 |
Balance Sheet
The company has 262.08M in cash and 0 in debt, giving a net cash position of 262.08M.
| Cash & Cash Equivalents | 262.08M |
| Total Debt | 0 |
| Net Cash | 262.08M |
| Retained Earnings | 596.85M |
| Total Assets | 1.37B |
| Working Capital | 333.45M |
Cash Flow
In the last 12 months, operating cash flow was 137.36M and capital expenditures -7.37M, giving a free cash flow of 129.99M.
| Operating Cash Flow | 137.36M |
| Capital Expenditures | -7.37M |
| Free Cash Flow | 129.99M |
| FCF Per Share | 4.58 |
Margins
Gross margin is 100%, with operating and profit margins of 5.99% and 3.87%.
| Gross Margin | 100% |
| Operating Margin | 5.99% |
| Pretax Margin | 3.87% |
| Profit Margin | 3.87% |
| EBITDA Margin | 5.99% |
| EBIT Margin | 5.99% |
| FCF Margin | 8.55% |
Dividends & Yields
UVE pays an annual dividend of $0.93, which amounts to a dividend yield of 3.47%.
| Dividend Per Share | $0.93 |
| Dividend Yield | 3.47% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 37.5% |
| Earnings Yield | 9.34% |
| FCF Yield | 20.64% |
Analyst Forecast
The average price target for UVE is $25, which is 12.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $25 |
| Price Target Difference | 12.3% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 8, 1994. It was a backward split with a ratio of 1:4.
| Last Split Date | Dec 8, 1994 |
| Split Type | backward |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | 2.42 |
| Piotroski F-Score | 8 |