Universal Insurance Statistics
Share Statistics
Universal Insurance has 28.29M shares outstanding. The number of shares has increased by -2.35% in one year.
| Shares Outstanding | 28.29M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.69% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 25.67M |
| Failed to Deliver (FTD) Shares | 444 |
| FTD / Avg. Volume | 0.22% |
Short Selling Information
The latest short interest is 300.42K, so 1.06% of the outstanding shares have been sold short.
| Short Interest | 300.42K |
| Short % of Shares Out | 1.06% |
| Short % of Float | 1.17% |
| Short Ratio (days to cover) | 2.71 |
Valuation Ratios
The PE ratio is 7.13 and the forward PE ratio is 9.86. Universal Insurance 's PEG ratio is 1.
| PE Ratio | 7.13 |
| Forward PE | 9.86 |
| PS Ratio | 0.34 |
| Forward PS | 0.3 |
| PB Ratio | 1.4 |
| P/FCF Ratio | 7.12 |
| PEG Ratio | 1 |
Enterprise Valuation
Universal Insurance Inc. has an Enterprise Value (EV) of 193.33M.
| EV / Earnings | 2.89 |
| EV / Sales | 0.14 |
| EV / EBITDA | 1.89 |
| EV / EBIT | 0.18 |
| EV / FCF | 2.89 |
Financial Position
The company has a current ratio of 0.8, with a Debt / Equity ratio of 0.34.
| Current Ratio | 0.8 |
| Quick Ratio | 0.8 |
| Debt / Equity | 0.34 |
| Total Debt / Capitalization | 25.46 |
| Cash Flow / Debt | 0.61 |
| Interest Coverage | 166.52 |
Financial Efficiency
Return on equity (ROE) is 0.2% and return on capital (ROIC) is 179.63%.
| Return on Equity (ROE) | 0.2% |
| Return on Assets (ROA) | 0.03% |
| Return on Capital (ROIC) | 179.63% |
| Revenue Per Employee | 1.12M |
| Profits Per Employee | 53.72K |
| Employee Count | 1.24K |
| Asset Turnover | 0.6 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 21.53M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 20.46% in the last 52 weeks. The beta is 0.91, so Universal Insurance 's price volatility has been higher than the market average.
| Beta | 0.91 |
| 52-Week Price Change | 20.46% |
| 50-Day Moving Average | 21.36 |
| 200-Day Moving Average | 20.17 |
| Relative Strength Index (RSI) | 34.48 |
| Average Volume (20 Days) | 200.87K |
Income Statement
In the last 12 months, Universal Insurance had revenue of 1.39B and earned 66.82M in profits. Earnings per share was 2.24.
| Revenue | 1.39B |
| Gross Profit | 1.39B |
| Operating Income | 1.09B |
| Net Income | 66.82M |
| EBITDA | 102.19M |
| EBIT | 1.09B |
| Earnings Per Share (EPS) | 2.24 |
Balance Sheet
The company has 397.31M in cash and 116.60M in debt, giving a net cash position of 280.70M.
| Cash & Cash Equivalents | 397.31M |
| Total Debt | 116.60M |
| Net Cash | 280.70M |
| Retained Earnings | 560.69M |
| Total Assets | 2.65B |
| Working Capital | 933.32M |
Cash Flow
In the last 12 months, operating cash flow was 70.97M and capital expenditures -4.02M, giving a free cash flow of 66.95M.
| Operating Cash Flow | 70.97M |
| Capital Expenditures | -4.02M |
| Free Cash Flow | 66.95M |
| FCF Per Share | 2.24 |
Margins
Gross margin is 10.00K%, with operating and profit margins of 7.82K% and 480%.
| Gross Margin | 10.00K% |
| Operating Margin | 7.82K% |
| Pretax Margin | 635% |
| Profit Margin | 480% |
| EBITDA Margin | 7.34% |
| EBIT Margin | 78.15% |
| FCF Margin | 4.81% |
Dividends & Yields
UVE pays an annual dividend of $1.16, which amounts to a dividend yield of 5.63%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 5.63% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 46.77% |
| Earnings Yield | 11.19% |
| FCF Yield | 11.82% |
Analyst Forecast
The average price target for UVE is $25, which is 24.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $25 |
| Price Target Difference | 24.9% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 8, 1994. It was a backward split with a ratio of 1:4.
| Last Split Date | Dec 8, 1994 |
| Split Type | backward |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | 1.62 |
| Piotroski F-Score | 7 |