Universal Insurance Statistics
Share Statistics
Universal Insurance has 28.14M
shares outstanding. The number of shares has increased by -2.31%
in one year.
| Shares Outstanding | 28.14M |
| Shares Change (YoY) | -2.31% |
| Shares Change (QoQ) | -0.67% |
| Owned by Institutions (%) | 70.32% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 63 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 330.73K, so 1.17% of the outstanding
shares have been sold short.
| Short Interest | 330.73K |
| Short % of Shares Out | 1.17% |
| Short % of Float | 1.31% |
| Short Ratio (days to cover) | 1.41 |
Valuation Ratios
The PE ratio is 10.18 and the forward
PE ratio is 9.07.
Universal Insurance's PEG ratio is
-1.34.
| PE Ratio | 10.18 |
| Forward PE | 9.07 |
| PS Ratio | 0.39 |
| Forward PS | 0.3 |
| PB Ratio | 1.61 |
| P/FCF Ratio | 4.62 |
| PEG Ratio | -1.34 |
Financial Ratio HistoryEnterprise Valuation
Universal Insurance has an Enterprise Value (EV) of 439.33M.
| EV / Sales | 0.29 |
| EV / EBITDA | 4.82 |
| EV / EBIT | 3.2 |
| EV / FCF | 3.38 |
Financial Position
The company has a current ratio of 2.54,
with a Debt / Equity ratio of 0.27.
| Current Ratio | 2.54 |
| Quick Ratio | 2.54 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 1.11 |
| Debt / FCF | 0.78 |
| Interest Coverage | 14.07 |
Financial Efficiency
Return on Equity is 15.79% and Return on Invested Capital is 5.95%.
| Return on Equity | 15.79% |
| Return on Assets | 2.07% |
| Return on Invested Capital | 5.95% |
| Revenue Per Employee | $1,423,722.85 |
| Profits Per Employee | $55,176.03 |
| Employee Count | 1,068 |
| Asset Turnover | 0.54 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 25.68M |
| Effective Tax Rate | 30.35% |
Stock Price Statistics
The stock price has increased by 32.5% in the
last 52 weeks. The beta is 0.83, so Universal Insurance's
price volatility has been higher than the market average.
| Beta | 0.83 |
| 52-Week Price Change | 32.5% |
| 50-Day Moving Average | 23.6 |
| 200-Day Moving Average | 21.4 |
| Relative Strength Index (RSI) | 69.75 |
| Average Volume (20 Days) | 230,218 |
Income Statement
In the last 12 months, Universal Insurance had revenue of 1.52B
and earned 58.93M
in profits. Earnings per share was 2.07.
| Revenue | 1.52B |
| Gross Profit | 1.52B |
| Operating Income | 91.09M |
| Net Income | 58.93M |
| EBITDA | 91.09M |
| EBIT | 90.38M |
| Earnings Per Share (EPS) | 2.07 |
Full Income StatementBalance Sheet
The company has 262.08M in cash and 101.24M in
debt, giving a net cash position of 160.83M.
| Cash & Cash Equivalents | 262.08M |
| Total Debt | 101.24M |
| Net Cash | 160.83M |
| Retained Earnings | 596.85M |
| Total Assets | 2.71B |
| Working Capital | 597.35M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 137.36M
and capital expenditures -7.37M, giving a free cash flow of 129.99M.
| Operating Cash Flow | 137.36M |
| Capital Expenditures | -7.37M |
| Free Cash Flow | 129.99M |
| FCF Per Share | 4.56 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 5.99% and 3.88%.
| Gross Margin | 100% |
| Operating Margin | 5.99% |
| Pretax Margin | 5.56% |
| Profit Margin | 3.88% |
| EBITDA Margin | 5.99% |
| EBIT Margin | 5.99% |
| FCF Margin | 8.55% |
Dividends & Yields
UVE pays an annual dividend of $0.93,
which amounts to a dividend yield of 2.96%.
| Dividend Per Share | $0.93 |
| Dividend Yield | 2.96% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 40.26% |
| Earnings Yield | 9.82% |
| FCF Yield | 21.66% |
Dividend DetailsAnalyst Forecast
The average price target for UVE is $25,
which is -5.7% lower than the current price. The consensus rating is "Buy".
| Price Target | $25 |
| Price Target Difference | -5.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock ForecastsStock Splits
The last stock split was on Dec 8, 1994. It was a
backward
split with a ratio of 1:4.
| Last Split Date | Dec 8, 1994 |
| Split Type | backward |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | 1.49 |
| Piotroski F-Score | 7 |
