UWM Statistics

Share Statistics

UWM has 128.81M shares outstanding. The number of shares has increased by 36.77% in one year.

Shares Outstanding	128.81M
Shares Change (YoY)	36.77%
Shares Change (QoQ)	-18.46%
Owned by Institutions (%)	73.3%
Shares Floating	131.54M
Failed to Deliver (FTD) Shares	27
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 28.84M, so 14.32% of the outstanding shares have been sold short.

Short Interest	28.84M
Short % of Shares Out	14.32%
Short % of Float	14.74%
Short Ratio (days to cover)	4.24

Valuation Ratios

The PE ratio is 45.39 and the forward PE ratio is 10.31. UWM's PEG ratio is -0.24.

PE Ratio	45.39
Forward PE	10.31
PS Ratio	0.3
Forward PS	2.1
PB Ratio	4.05
P/FCF Ratio	-0.1
PEG Ratio	-0.24

Financial Ratio History

Enterprise Valuation

UWM has an Enterprise Value (EV) of 18.7B.

EV / Sales	8.64
EV / EBITDA	48.62
EV / EBIT	-3
EV / FCF	-2.98

Financial Position

The company has a current ratio of 0.1, with a Debt / Equity ratio of 79.5.

Current Ratio	0.1
Quick Ratio	0.1
Debt / Equity	79.5
Debt / EBITDA	33.38
Debt / FCF	-2.04
Interest Coverage	3.78

Financial Efficiency

Return on Equity is 8.92% and Return on Invested Capital is 184.12%.

Return on Equity	8.92%
Return on Assets	0.09%
Return on Invested Capital	184.12%
Revenue Per Employee	$237.77K
Profits Per Employee	$1.58K
Employee Count	9,100
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

Income Tax	6.58M
Effective Tax Rate	1.96%

Stock Price Statistics

The stock price has increased by -44.97% in the last 52 weeks. The beta is 1.74, so UWM's price volatility has been higher than the market average.

Beta	1.74
52-Week Price Change	-44.97%
50-Day Moving Average	4.22
200-Day Moving Average	5.34
Relative Strength Index (RSI)	58.77
Average Volume (20 Days)	8,311,778

Income Statement

In the last 12 months, UWM had revenue of 2.16B and earned 14.4M in profits. Earnings per share was 0.13.

Revenue	2.16B
Gross Profit	1.42B
Operating Income	1.86B
Net Income	14.4M
EBITDA	384.73M
EBIT	826.72M
Earnings Per Share (EPS)	0.13

Full Income Statement

Balance Sheet

The company has 507.34M in cash and 12.84B in debt, giving a net cash position of -12.33B.

Cash & Cash Equivalents	507.34M
Total Debt	12.84B
Net Cash	-12.33B
Retained Earnings	157.84M
Total Assets	13.89B
Working Capital	1.31B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -6.24B and capital expenditures -39.45M, giving a free cash flow of -6.28B.

Operating Cash Flow	-6.24B
Capital Expenditures	-39.45M
Free Cash Flow	-6.28B
FCF Per Share	-56.39

Full Cash Flow Statement

Margins

Gross margin is 65.4%, with operating and profit margins of 85.83% and 0.67%.

Gross Margin	65.4%
Operating Margin	85.83%
Pretax Margin	15.53%
Profit Margin	0.67%
EBITDA Margin	17.78%
EBIT Margin	85.83%
FCF Margin	-290.29%

Dividends & Yields

UWMC pays an annual dividend of $0.5, which amounts to a dividend yield of 8.85%.

Dividend Per Share	$0.50
Dividend Yield	8.85%
Dividend Growth (YoY)	0%
Payout Ratio	-625%
Earnings Yield	2.2%
FCF Yield	-960.73%

Dividend Details

Analyst Forecast

The average price target for UWMC is $6.25, which is 37.7% higher than the current price. The consensus rating is "Hold".

Price Target	$6.25
Price Target Difference	37.7%
Analyst Consensus	Hold
Analyst Count	11

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$0.65
Lynch Upside	-85.68%
Graham Number	2.05
Graham Upside	-54.85%

Scores

Altman Z-Score	0.68
Piotroski F-Score	4

UWM Corporation (UWMC)