Price Alert

VersaBank (VBNK)

NASDAQ: VBNK · Real-Time Price · USD

10.75

0.21 (1.99%)

At close: Aug 15, 2025, 3:59 PM

10.73

-0.22%

After-hours: Aug 15, 2025, 04:41 PM EDT

VersaBank Income Statement

Financials in CAD. Fiscal year is November - October.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Apr 30, 2025	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021	Jul 31, 2021	Apr 30, 2021	Jan 31, 2021
Revenue	251.05M	251.47M	247.69M	201.25M	201.11M	154.29M	108.64M	103.71M	98.09M	90.04M	82.39M	76.38M	70.87M	68.2M	65.36M	60.85M	57.51M	56.02M
Cost of Revenue	93.86M	50.02M	1.48M	-46.7M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	157.19M	201.44M	246.22M	247.95M	201.11M	154.29M	108.64M	103.71M	98.09M	90.04M	82.39M	76.38M	70.87M	68.2M	65.36M	60.85M	57.51M	56.02M
Operating Income	25.2M	29.76M	46.72M	63.63M	63.98M	90.39M	111.92M	124.87M	133.03M	105.72M	82.7M	68.75M	62.07M	61.16M	60.12M	58.11M	56.63M	57.45M
Interest Income	289.11M	289.37M	285.42M	278.27M	266.71M	249.06M	229.33M	185.72M	159.81M	132.06M	107.22M	108.67M	96.89M	92.69M	89.49M	86.63M	84.4M	85.44M
Pretax Income	44.38M	48.94M	54.79M	63.63M	63.98M	61.4M	57.65M	51M	45.05M	38.12M	32.55M	30.41M	29.99M	31.14M	30.79M	29.2M	27.79M	26.95M
Net Income	31.89M	35.19M	39.75M	46.71M	47.01M	45.44M	42.16M	36.11M	31.83M	26.51M	22.66M	22.14M	21.86M	22.66M	22.38M	21.22M	20.15M	19.55M
Selling & General & Admin	61.29M	56.38M	54.3M	47.98M	46.34M	47.12M	46.48M	47.82M	48.2M	47.2M	45.53M	42.12M	37.1M	33.69M	31.35M	29.11M	27.65M	26.58M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	24.87M	20.31M	2.83M	-30.39M	-55.34M	-48.14M	-43.2M	-26.66M	-13.27M	-31.53M	-45.22M	-49.75M	-45.9M	-40.73M	-36.59M	-31.84M	-28.53M	-25.16M
Operating Expenses	86.16M	71.57M	47.5M	7.96M	-18.62M	-5.53M	3.28M	21.16M	34.94M	15.68M	307K	-7.63M	-8.8M	-7.04M	-5.24M	-2.74M	-878K	1.42M
Interest Expense	185.5M	187.56M	182.76M	174.28M	162.74M	146.72M	129.28M	109.03M	87.98M	67.6M	50.15M	38.33M	32.08M	30.02M	29.33M	28.91M	28.84M	30.5M
Selling & Marketing Expenses	8.7M	8.7M	16.39M	16.39M	7.69M	7.69M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	206.67M	202.53M	192.9M	113.1M	86.52M	45.34M	3.28M	21.16M	34.94M	15.68M	307K	-7.63M	-8.8M	-7.04M	-5.24M	-2.74M	-878K	1.42M
Income Tax Expense	12.48M	13.75M	15.04M	16.92M	16.97M	15.96M	15.48M	14.89M	13.22M	11.61M	9.89M	8.27M	8.13M	8.48M	8.41M	7.98M	7.64M	7.39M
Shares Outstanding (Basic)	32.52M	29.06M	26.96M	26.96M	25.96M	25.96M	25.96M	25.96M	26.17M	27.03M	27.25M	27.44M	27.44M	27.44M	27.44M	21.12M	21.12M	21.12M
Shares Outstanding (Diluted)	32.52M	29.06M	25.96M	25.96M	25.96M	25.96M	25.96M	25.96M	26.17M	27.03M	27.25M	27.44M	27.44M	27.44M	27.44M	21.12M	21.12M	21.12M
EPS (Basic)	1.09	1.28	1.48	1.75	1.78	1.71	1.57	1.34	1.17	0.97	0.82	0.80	0.84	0.91	0.94	0.94	0.87	0.84
EPS (Diluted)	1.10	1.29	1.49	1.76	1.78	1.71	1.57	1.34	1.17	0.97	0.82	0.80	0.84	0.91	0.94	0.94	0.87	0.84
EBITDA	47.28M	34.81M	22.97M	14.05M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	44.38M	32.01M	20.33M	11.82M	-2.07M	-1.89M	-1.78M	-1.85M	-1.88M	-1.92M	-1.94M	-1.89M	-1.88M	-1.77M	-1.73M	-1.56M	-1.47M	-1.31M
Depreciation & Amortization	2.9M	2.8M	2.63M	2.23M	2.07M	1.89M	1.78M	1.85M	1.88M	1.92M	1.94M	1.89M	1.88M	1.77M	1.73M	1.56M	1.47M	1.31M