Price Alert

Velocity Financial Inc. (VEL)

NYSE: VEL · Real-Time Price · USD

19.05

0.06 (0.32%)

At close: Aug 15, 2025, 3:59 PM

18.98

-0.37%

After-hours: Aug 15, 2025, 04:04 PM EDT

Velocity Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	511.13M	466.63M	445.98M	414.79M	387.16M	310.24M	241.1M	172.4M	109.81M	108M	92.77M	119.33M	114.59M	109.72M	110.74M	81.86M	76.91M	65.24M
Cost of Revenue	124.01M	115.9M	42.89M	36.92M	42.26M	33.72M	21.55M	22.54M	16.03M	15.99M	22.75M	10.01M	9.99M	10M	10.23M	11.98M	11.13M	7.74M
Gross Profit	320.99M	284.61M	336.96M	311.73M	344.9M	276.52M	219.55M	149.85M	93.78M	92.01M	70.03M	109.32M	104.6M	99.72M	100.51M	69.87M	65.78M	57.5M
Operating Income	161.78M	7.62M	101.4M	76.12M	125.58M	253.94M	166.19M	111.68M	43.99M	44.75M	50.4M	62.45M	60.28M	63.22M	60.37M	27.18M	35.18M	6.54M
Interest Income	474.31M	435.05M	406.84M	378.18M	353.54M	332.13M	312.12M	291.48M	274.47M	258.81M	240.34M	224.07M	207.57M	193.31M	181.97M	174.16M	168.62M	163.39M
Pretax Income	114.1M	100.05M	96.39M	86.66M	82.66M	79.61M	71.13M	60.51M	57.32M	55.29M	44.55M	44.24M	41.12M	39.21M	39.79M	40.17M	34.27M	24.01M
Net Income	80.51M	69.58M	68.42M	65.19M	61.47M	58.88M	52.27M	43.38M	41.28M	39.74M	32.21M	32.1M	30.14M	28.95M	29.22M	30.45M	25.91M	18.59M
Selling & General & Admin	29.49M	44.68M	58.75M	53.76M	64.45M	58.4M	52.99M	50.68M	44.92M	40.77M	36.08M	32.12M	30.07M	28.07M	27.95M	26.86M	27.78M	29.11M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	96.03M	57.91M	2.41M	7.46M	-18.98M	-30.78M	5.4M	36.14M	47.35M	47.35M	32.86M	29.77M	32.96M	32.96M	32.29M	32.95M	25.55M	32.82M
Operating Expenses	125.52M	102.59M	61.16M	61.21M	45.46M	35.3M	66.08M	94.51M	93.38M	88.14M	68.96M	61.91M	69.62M	76.66M	75.88M	75.44M	63.91M	56.88M
Interest Expense	295.43M	261.25M	247.22M	228.13M	215.99M	217.91M	203.02M	192.47M	179.32M	162.67M	157.19M	140.33M	126.57M	118.51M	105.99M	101.21M	100.66M	98.87M
Selling & Marketing Expenses	1.24M	1.24M	1.24M	872K	872K	872K	872K	1.42M	1.42M	1.42M	1.42M	110K	110K	110K	110K	n/a	n/a	n/a
Cost & Expenses	191.52M	259.67M	145.23M	140.15M	135.53M	63.22M	85.77M	101.63M	96.79M	88.14M	68.96M	61.91M	69.62M	66.7M	63.08M	62.63M	54.06M	56.99M
Income Tax Expense	32.86M	30.27M	27.92M	21.83M	21.28M	20.72M	18.83M	17.16M	15.85M	15.26M	12.03M	11.59M	10.74M	10.15M	10.57M	9.72M	8.36M	5.41M
Shares Outstanding (Basic)	37.19M	33.69M	32.65M	32.71M	32.59M	32.54M	32.33M	32.27M	32.12M	32.1M	31.92M	31.92M	31.92M	31.89M	30.9M	20.09M	20.09M	20.09M
Shares Outstanding (Diluted)	37.79M	36.81M	36.1M	35.9M	35.6M	35.44M	34.99M	34.73M	34.14M	34.05M	34.06M	34.2M	34.06M	34.2M	34.26M	34.21M	33.96M	33.41M
EPS (Basic)	2.34	2.10	2.07	1.98	1.87	1.79	1.60	1.33	1.27	1.23	1.00	1.00	0.94	0.90	0.91	1.13	1.05	-1.57
EPS (Diluted)	2.18	1.91	1.88	1.81	1.72	1.67	1.50	1.25	1.20	1.15	0.93	0.93	0.87	0.84	0.85	0.90	0.78	-1.83
EBITDA	334.89M	296.48M	281.63M	256.28M	256.28M	169.15M	81.88M	57.85M	60.36M	60.36M	66M	48.3M	45.8M	45.8M	40.15M	n/a	n/a	n/a
EBIT	333.5M	13.24M	-2M	-27.81M	-27.71M	166.84M	79.58M	55.77M	55.77M	55.76M	55.73M	37.92M	37.84M	37.87M	37.74M	-2.38M	-2.4M	-2.51M
Depreciation & Amortization	1.39M	1.61M	2M	2.45M	2.36M	2.32M	2.3M	2.07M	2.07M	2.08M	2.12M	2.23M	2.31M	2.28M	2.41M	2.38M	2.4M	2.51M