Velocity Financial Inc. (VEL)
NYSE: VEL
· Real-Time Price · USD
19.05
0.06 (0.32%)
At close: Aug 15, 2025, 3:59 PM
18.98
-0.37%
After-hours: Aug 15, 2025, 04:04 PM EDT
Velocity Financial Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 6.71 | 8.56 | 7.76 | 10.15 | 9.96 | 8.25 | 8.02 | 7.54 | 7.60 | 6.80 | 9.10 | 8.67 | 8.24 | 27.95 | 12.67 | 8.24 | 6.64 | 13.12 |
PEG Ratio | 0.26 | -0.76 | 0.27 | 1.52 | -0.74 | -4.37 | 0.19 | n/a | 0.63 | 0.25 | -0.56 | -1.43 | 0.04 | -0.45 | 3.17 | -0.6 | 0.04 | -0.17 |
PS Ratio | 4.55 | 5.28 | 5.11 | 5.56 | 5.50 | 5.78 | 5.94 | 4.16 | 12.28 | 9.84 | 12.33 | 13.74 | 12.37 | 24.50 | 8.21 | 12.94 | 10.68 | 11.68 |
PB Ratio | 1.15 | 1.12 | 1.24 | 1.32 | 1.25 | 1.26 | 1.28 | 0.88 | 0.92 | 0.75 | 0.82 | 0.94 | 0.99 | 1.01 | 1.24 | 1.09 | 1.07 | 0.80 |
P/FCF Ratio | 90.93 | 183.38 | 19.25 | -36.37 | 51.68 | 54.03 | 27.84 | -37.3 | 8.35 | -24.2 | 7.71 | -76.9 | 315.16 | 29.64 | 23.65 | 14.19 | 24.12 | 17.19 |
P/OCF Ratio | 90.00 | 178.25 | 19.20 | -36.51 | 51.30 | 53.82 | 27.69 | -37.39 | 8.35 | -24.3 | 7.70 | -77.87 | 277.51 | 29.48 | 23.45 | 14.15 | 23.96 | 17.09 |
OCF/S Ratio | 0.05 | 0.03 | 0.27 | -0.15 | 0.11 | 0.11 | 0.21 | -0.11 | 1.47 | -0.4 | 1.60 | -0.18 | 0.04 | 0.83 | 0.35 | 0.91 | 0.45 | 0.68 |
Debt / Equity Ratio | 9.55 | 9.32 | 9.40 | 9.44 | 9.04 | 8.94 | 8.86 | 8.64 | 8.59 | 8.67 | 8.70 | 8.73 | 8.13 | 7.75 | 6.96 | 8.45 | 8.03 | 7.99 |
Quick Ratio | 0.25 | 0.30 | 0.42 | 0.14 | 0.23 | 0.37 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Current Ratio | 0.25 | 0.30 | 0.42 | 0.14 | 0.23 | 0.37 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Asset Turnover | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.49 | -0.08 | 1.44 | 0.32 | -2.4 | 1.44 | 1.48 | 1.36 | 0.28 | n/a | 0.61 | 0.07 | 0.45 | 0.14 | 1.40 | 0.01 | 0.71 | 0.10 |
Return on Equity | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.01 | 0.02 | 0.03 | 0.04 | 0.02 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | -1.5 | n/a | 0.80 | -0.42 | 1.96 | 0.01 | 0.01 | 0.19 | 0.04 | n/a | 0.05 | n/a | 0.04 | 0.01 | 0.08 | n/a | 0.06 | 0.01 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 0.87 | 0.32 | 0.86 | 0.38 | 0.89 | 0.92 | 0.87 | 0.88 | 0.89 | 1.13 | 0.49 | 0.85 | 0.88 | 0.80 | 1.00 | 0.81 | 0.86 | 0.80 |
Net Profit Margin | 0.17 | 0.15 | 0.16 | 0.14 | 0.14 | 0.17 | 0.19 | 0.14 | 0.40 | 0.36 | 0.34 | 0.40 | 0.38 | 0.22 | 0.16 | 0.39 | 0.40 | 0.22 |
Pretax Profit Margin | 0.22 | 0.23 | 0.26 | 0.18 | 0.19 | 0.24 | 0.24 | 0.20 | 0.56 | 0.50 | 0.47 | 0.56 | 0.52 | 0.28 | 0.22 | 0.53 | 0.55 | 0.30 |
Operating Profit Margin | 0.26 | -0.05 | 0.86 | 0.18 | -1.07 | 0.89 | 0.87 | 0.80 | 0.47 | n/a | 1.10 | 0.10 | 0.52 | 0.40 | 0.77 | 0.02 | 0.75 | 0.18 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.83 | 0.86 | 0.86 | n/a | 0.81 | 0.89 | 0.87 | n/a | n/a | n/a | 2.31 | 0.10 | n/a | 0.40 | 0.78 | n/a | n/a | n/a |