Westamerica Bancorporation (WABC)
Westamerica Bancorporation Statistics
Share Statistics
Westamerica Bancorporation has 26.72M shares outstanding. The number of shares has increased by 0.14% in one year.
| Shares Outstanding | 26.72M |
| Shares Change (YoY) | 0.14% |
| Shares Change (QoQ) | 0.11% |
| Owned by Institutions (%) | 77.02% |
| Shares Floating | 25.46M |
| Failed to Deliver (FTD) Shares | 77 |
| FTD / Avg. Volume | 0.05% |
Short Selling Information
The latest short interest is 165.61K, so 0.62% of the outstanding shares have been sold short.
| Short Interest | 165.61K |
| Short % of Shares Out | 0.62% |
| Short % of Float | 0.65% |
| Short Ratio (days to cover) | 1.43 |
Valuation Ratios
The PE ratio is 10.1 and the forward PE ratio is 12.95. Westamerica Bancorporation's PEG ratio is -0.71.
| PE Ratio | 10.1 |
| Forward PE | 12.95 |
| PS Ratio | 5.22 |
| Forward PS | 4.7 |
| PB Ratio | 1.57 |
| P/FCF Ratio | 9.89 |
| PEG Ratio | -0.71 |
Enterprise Valuation
Westamerica Bancorporation has an Enterprise Value (EV) of 816.39M.
| EV / Sales | 3.05 |
| EV / EBITDA | 0 |
| EV / EBIT | 5.77 |
| EV / FCF | 5.77 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.02.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | - |
| Debt / FCF | 0.13 |
| Interest Coverage | 15.3 |
Financial Efficiency
Return on Equity is 15.58% and Return on Invested Capital is 4.72%.
| Return on Equity | 15.58% |
| Return on Assets | 2.28% |
| Return on Invested Capital | 4.72% |
| Revenue Per Employee | $435.09K |
| Profits Per Employee | $225.06K |
| Employee Count | 616 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 50.42M |
| Effective Tax Rate | 26.67% |
Stock Price Statistics
The stock price has increased by -7.32% in the last 52 weeks. The beta is 0.63, so Westamerica Bancorporation's price volatility has been higher than the market average.
| Beta | 0.63 |
| 52-Week Price Change | -7.32% |
| 50-Day Moving Average | 50.47 |
| 200-Day Moving Average | 51.51 |
| Relative Strength Index (RSI) | 24.76 |
| Average Volume (20 Days) | 152.62K |
Income Statement
In the last 12 months, Westamerica Bancorporation had revenue of 268.01M and earned 138.64M in profits. Earnings per share was 5.2.
| Revenue | 268.01M |
| Gross Profit | 268.01M |
| Operating Income | 266.54M |
| Net Income | 138.64M |
| EBITDA | 0 |
| EBIT | 206.48M |
| Earnings Per Share (EPS) | 5.2 |
Balance Sheet
The company has 601.49M in cash and 17.98M in debt, giving a net cash position of 583.51M.
| Cash & Cash Equivalents | 601.49M |
| Total Debt | 17.98M |
| Net Cash | 583.51M |
| Retained Earnings | 581.55M |
| Total Assets | 6.08B |
| Working Capital | 1.94B |
Cash Flow
In the last 12 months, operating cash flow was 141.57M and capital expenditures 0, giving a free cash flow of 141.57M.
| Operating Cash Flow | 141.57M |
| Capital Expenditures | 0 |
| Free Cash Flow | 141.57M |
| FCF Per Share | 5.31 |
Margins
Gross margin is 100%, with operating and profit margins of 99.45% and 51.73%.
| Gross Margin | 100% |
| Operating Margin | 99.45% |
| Pretax Margin | 70.54% |
| Profit Margin | 51.73% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.45% |
| FCF Margin | 52.82% |
Dividends & Yields
WABC pays an annual dividend of $2.2, which amounts to a dividend yield of 3.5%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 3.5% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 42.31% |
| Earnings Yield | 9.9% |
| FCF Yield | 10.11% |
Analyst Forecast
The average price target for WABC is $57, which is 27.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $57 |
| Price Target Difference | 27.5% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Feb 26, 1998. It was a forward split with a ratio of 3:1.
| Last Split Date | Feb 26, 1998 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 0.77 |
| Piotroski F-Score | 4 |