World Acceptance Corporat... (WRLD)
World Acceptance Statistics
Share Statistics
World Acceptance has 5.75M shares outstanding. The number of shares has increased by -1.68% in one year.
| Shares Outstanding | 5.75M |
| Shares Change (YoY) | -1.68% |
| Shares Change (QoQ) | -0.05% |
| Owned by Institutions (%) | 85.73% |
| Shares Floating | 4.95M |
| Failed to Deliver (FTD) Shares | 71 |
| FTD / Avg. Volume | 0.26% |
Short Selling Information
The latest short interest is 339.4K, so 5.91% of the outstanding shares have been sold short.
| Short Interest | 339.4K |
| Short % of Shares Out | 5.91% |
| Short % of Float | 36.58% |
| Short Ratio (days to cover) | 10.77 |
Valuation Ratios
The PE ratio is 10.33 and the forward PE ratio is 8.48. World Acceptance's PEG ratio is 0.04.
| PE Ratio | 10.33 |
| Forward PE | 8.48 |
| PS Ratio | 1.52 |
| Forward PS | 1.2 |
| PB Ratio | 1.88 |
| P/FCF Ratio | 3.07 |
| PEG Ratio | 0.04 |
Enterprise Valuation
World Acceptance has an Enterprise Value (EV) of 1.36B.
| EV / Sales | 2.6 |
| EV / EBITDA | 8.61 |
| EV / EBIT | 5.14 |
| EV / FCF | 5.25 |
Financial Position
The company has a current ratio of 11.26, with a Debt / Equity ratio of 1.36.
| Current Ratio | 11.26 |
| Quick Ratio | 11.26 |
| Debt / Equity | 1.36 |
| Debt / EBITDA | 3.65 |
| Debt / FCF | 2.22 |
| Interest Coverage | 3.14 |
Financial Efficiency
Return on Equity is 18.22% and Return on Invested Capital is 11.77%.
| Return on Equity | 18.22% |
| Return on Assets | 7.32% |
| Return on Invested Capital | 11.77% |
| Revenue Per Employee | $182.79K |
| Profits Per Employee | $26.93K |
| Employee Count | 2,872 |
| Asset Turnover | 0.5 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 22.06M |
| Effective Tax Rate | 22.19% |
Stock Price Statistics
The stock price has increased by -8.77% in the last 52 weeks. The beta is 1.36, so World Acceptance's price volatility has been higher than the market average.
| Beta | 1.36 |
| 52-Week Price Change | -8.77% |
| 50-Day Moving Average | 129.34 |
| 200-Day Moving Average | 122.25 |
| Relative Strength Index (RSI) | 49.08 |
| Average Volume (20 Days) | 27.67K |
Income Statement
In the last 12 months, World Acceptance had revenue of 524.98M and earned 77.35M in profits. Earnings per share was 13.45.
| Revenue | 524.98M |
| Gross Profit | 368.01M |
| Operating Income | 151.65M |
| Net Income | 77.35M |
| EBITDA | 158.53M |
| EBIT | 147.64M |
| Earnings Per Share (EPS) | 13.45 |
Balance Sheet
The company has 11.84M in cash and 577.95M in debt, giving a net cash position of -566.11M.
| Cash & Cash Equivalents | 11.84M |
| Total Debt | 577.95M |
| Net Cash | -566.11M |
| Retained Earnings | 137.99M |
| Total Assets | 1,110.5B |
| Working Capital | 919.45B |
Cash Flow
In the last 12 months, operating cash flow was 265.78M and capital expenditures -5.93M, giving a free cash flow of 259.85M.
| Operating Cash Flow | 265.78M |
| Capital Expenditures | -5.93M |
| Free Cash Flow | 259.85M |
| FCF Per Share | 45.2 |
Margins
Gross margin is 70.1%, with operating and profit margins of 28.89% and 14.73%.
| Gross Margin | 70.1% |
| Operating Margin | 28.89% |
| Pretax Margin | 18.94% |
| Profit Margin | 14.73% |
| EBITDA Margin | 30.2% |
| EBIT Margin | 28.89% |
| FCF Margin | 49.5% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 9.68% |
| FCF Yield | 32.53% |
Analyst Forecast
Currently there are no analyst rating for WRLD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Sep 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 1.95 |
| Piotroski F-Score | 9 |