World Acceptance Corporat... (WRLD)
World Acceptance Statistics
Share Statistics
World Acceptance has 5.75M shares outstanding. The number of shares has increased by -5.44% in one year.
| Shares Outstanding | 5.75M |
| Shares Change (YoY) | -5.44% |
| Shares Change (QoQ) | -1.79% |
| Owned by Institutions (%) | 85.73% |
| Shares Floating | 4.95M |
| Failed to Deliver (FTD) Shares | 71 |
| FTD / Avg. Volume | 0.29% |
Short Selling Information
The latest short interest is 363.25K, so 6.32% of the outstanding shares have been sold short.
| Short Interest | 363.25K |
| Short % of Shares Out | 6.32% |
| Short % of Float | 7.39% |
| Short Ratio (days to cover) | 14.76 |
Valuation Ratios
The PE ratio is 10.33 and the forward PE ratio is 9.72. World Acceptance's PEG ratio is 0.04.
| PE Ratio | 10.33 |
| Forward PE | 9.72 |
| PS Ratio | 1.52 |
| Forward PS | 1.3 |
| PB Ratio | 1.88 |
| P/FCF Ratio | 3.07 |
| PEG Ratio | 0.04 |
Enterprise Valuation
World Acceptance Corporation has an Enterprise Value (EV) of 1.14B.
| EV / Earnings | 14.76 |
| EV / Sales | 2.17 |
| EV / EBITDA | 7.2 |
| EV / EBIT | 7.53 |
| EV / FCF | 4.39 |
Financial Position
The company has a current ratio of 11.26, with a Debt / Equity ratio of 1.36.
| Current Ratio | 11.26 |
| Quick Ratio | 11.26 |
| Debt / Equity | 1.36 |
| Total Debt / Capitalization | 57.66 |
| Cash Flow / Debt | 0.46 |
| Interest Coverage | 3.14 |
Financial Efficiency
Return on equity (ROE) is 0.18% and return on capital (ROIC) is 11.77%.
| Return on Equity (ROE) | 0.18% |
| Return on Assets (ROA) | 0.07% |
| Return on Capital (ROIC) | 11.77% |
| Revenue Per Employee | $182,792.87 |
| Profits Per Employee | $26,930.79 |
| Employee Count | 2,872 |
| Asset Turnover | 0.5 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 22.06M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by -12.15% in the last 52 weeks. The beta is 1.48, so World Acceptance's price volatility has been higher than the market average.
| Beta | 1.48 |
| 52-Week Price Change | -12.15% |
| 50-Day Moving Average | 133.47 |
| 200-Day Moving Average | 122.28 |
| Relative Strength Index (RSI) | 47.89 |
| Average Volume (20 Days) | 24.61K |
Income Statement
In the last 12 months, World Acceptance had revenue of 524.98M and earned 77.35M in profits. Earnings per share was 13.45.
| Revenue | 524.98M |
| Gross Profit | 562.32M |
| Operating Income | 151.65M |
| Net Income | 77.35M |
| EBITDA | 158.53M |
| EBIT | 151.65M |
| Earnings Per Share (EPS) | 13.45 |
Balance Sheet
The company has 11.84M in cash and 577.95M in debt, giving a net cash position of -566.11M.
| Cash & Cash Equivalents | 11.84M |
| Total Debt | 577.95M |
| Net Cash | -566.11M |
| Retained Earnings | 137.99M |
| Total Assets | 1,110.5B |
| Working Capital | 919.45B |
Cash Flow
In the last 12 months, operating cash flow was 265.78M and capital expenditures -5.93M, giving a free cash flow of 259.85M.
| Operating Cash Flow | 265.78M |
| Capital Expenditures | -5.93M |
| Free Cash Flow | 259.85M |
| FCF Per Share | 45.2 |
Margins
Gross margin is 107.11%, with operating and profit margins of 28.89% and 14.73%.
| Gross Margin | 107.11% |
| Operating Margin | 28.89% |
| Pretax Margin | 18.94% |
| Profit Margin | 14.73% |
| EBITDA Margin | 30.2% |
| EBIT Margin | 28.89% |
| FCF Margin | 49.5% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 10.56% |
| FCF Yield | 35.5% |
Analyst Forecast
Currently there are no analyst rating for WRLD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Sep 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 1.99 |
| Piotroski F-Score | 8 |