Waterstone Financial Inc. (WSBF)

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13.38

-0.64 (-4.56%)

At close: Mar 03, 2025, 3:59 PM

Waterstone Financial Ratios Statement

Table Mode

Year	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00
PE Ratio	13.35	30.53	19.36	7.33	5.67	13.79	14.91	18.04	19.48	24.81	34.50	23.52	6.94	-7.81	-53.97	-6.21	-3.87	259.71	73.19	69.89	41.61	35.84	34.16	34.99	71.22
PEG Ratio	0.12	-0.65	-0.28	-0.72	0.04	0.59	0.83	16.95	0.30	0.50	-2.97	-0.41	-0.01	-0.03	0.66	0.10	0.00	-3.28	1.57	-1.75	-3.02	-10.75	9.91	0.33	n/a
PS Ratio	2.20	2.89	2.39	2.04	1.57	2.76	2.71	2.72	2.98	2.87	3.49	2.72	1.82	0.65	1.13	1.10	2.07	9.71	13.50	4.28	84.38	97.38	107.97	109.09	147.82
PB Ratio	0.74	0.83	1.02	1.20	1.11	1.26	1.15	1.14	1.21	1.05	0.98	1.61	1.20	0.35	0.58	0.37	0.60	2.00	2.44	1.64	2.84	3.09	3.31	3.66	4.09
P/FCF Ratio	150.87	-10.12	1.83	3.38	-4.86	-11.43	12.22	4.44	-19.78	-25.77	-105.47	7.37	-24.69	1.71	-7.12	-4.01	4.49	-172.47	391.13	51.01	52.45	61.81	n/a	n/a	n/a
P/OCF Ratio	150.87	-10.38	1.83	3.36	-4.92	-12.31	11.05	4.37	-20.67	-31.65	-198.24	6.62	-29.78	1.66	-7.62	-5.3	4.25	-1.81K	58.24	38.78	29.04	33.79	n/a	n/a	n/a
OCF/S Ratio	0.01	-0.28	1.31	0.61	-0.32	-0.22	0.25	0.62	-0.14	-0.09	-0.02	0.41	-0.06	0.39	-0.15	-0.21	0.49	-0.01	0.23	0.11	2.91	2.88	n/a	n/a	n/a
Debt / Equity Ratio	n/a	1.35	1.04	1.10	1.21	1.19	1.08	0.91	0.72	0.89	0.78	1.63	1.73	2.10	2.67	3.02	2.85	2.36	1.38	0.87	0.72	0.49	n/a	n/a	n/a
Quick Ratio	n/a	0.12	1.25	108.35	8.12	1.60	1.67	6.61	3.80	n/a	n/a	n/a	n/a	10.28	2.87	0.83	3.62	0.11	1.32	0.10	0.62	0.78	n/a	n/a	n/a
Current Ratio	n/a	0.12	1.25	108.35	8.12	1.60	1.67	6.61	3.80	n/a	n/a	n/a	n/a	10.28	2.87	0.83	3.62	0.11	1.32	0.10	0.62	0.78	n/a	n/a	n/a
Asset Turnover	0.05	0.04	0.08	0.11	0.13	0.09	0.09	0.10	0.09	0.08	0.07	0.07	0.08	0.05	0.05	0.03	0.03	0.02	0.03	0.06	0.00	0.00	0.00	0.00	0.00
Interest Coverage	1.59	0.23	1.84	6.41	4.33	1.73	2.06	2.72	2.07	1.12	0.89	0.99	0.81	-0.21	-0.04	-0.21	-0.38	0.02	0.24	1.70	0.46	0.48	0.49	0.38	0.05
Return on Equity (ROE)	0.06	0.03	0.05	0.16	0.20	0.09	0.08	0.06	0.06	0.04	0.03	0.07	0.17	-0.04	-0.01	-0.06	-0.15	0.01	0.03	0.02	0.07	0.09	0.10	0.10	0.06
Return on Assets (ROA)	0.01	0.00	0.01	0.03	0.04	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.02	-0.00	-0.00	-0.01	-0.01	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.01
Return on Capital (ROIC)	0.05	0.01	0.01	0.04	0.05	0.03	0.02	0.03	0.02	0.01	0.01	0.01	0.01	-0.00	-0.00	-0.01	-0.01	0.00	0.01	0.01	0.01	0.01	0.02	0.02	0.00
Dividend Yield	0.03	0.05	0.08	0.06	0.07	0.05	0.06	0.06	0.01	0.01	0.01	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Payout Ratio	0.47	1.64	1.55	0.43	0.39	0.72	0.88	1.04	0.27	0.35	0.39	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	n/a	100.00%	100.00%	1.00%	1.00%	1.00%
Net Profit Margin	16.51%	9.45%	12.35%	27.86%	27.71%	19.98%	18.20%	15.09%	15.29%	11.56%	10.11%	11.58%	26.22%	-8.33%	-2.09%	-17.71%	-53.6%	3.74%	18.45%	6.12%	202.80%	271.73%	3.16%	3.12%	2.08%
Pretax Profit Margin	21.21%	11.12%	15.52%	36.25%	36.92%	26.48%	23.83%	25.82%	25.16%	18.02%	15.81%	18.37%	17.06%	-7.7%	-2.03%	-20%	-48.94%	3.13%	29.21%	9.44%	370.10%	396.59%	4.80%	4.50%	3.14%
Operating Profit Margin	94.05%	11.12%	15.52%	36.25%	36.92%	26.48%	23.83%	25.82%	25.16%	18.02%	15.81%	18.37%	17.06%	-7.7%	-2.03%	-20%	-48.94%	3.13%	29.21%	9.44%	370.10%	396.59%	4.80%	4.50%	1.01%
FCF Margin	1.46%	-28.5%	130.55%	60.48%	-32.37%	-24.12%	22.21%	61.32%	-15.06%	-11.13%	-3.31%	36.95%	-7.37%	37.96%	-15.85%	-27.44%	46.18%	-5.63%	3.45%	8.39%	160.89%	157.56%	n/a	n/a	n/a
EBITDA Margin	n/a	n/a	18.07%	38.63%	38.83%	29.10%	26.63%	27.07%	27.08%	20.52%	18.78%	21.39%	18.91%	-5.63%	0.06%	-16.55%	n/a	11.92%	37.39%	11.47%	n/a	436.21%	n/a	n/a	n/a