Waterstone Financial Inc. (WSBF)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
12.78
0.18 (1.43%)
At close: Jan 15, 2025, 12:52 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 |
PE Ratio | 30.53 | 19.36 | 7.33 | 5.67 | 13.79 | 14.91 | 18.04 | 19.48 | 24.81 | 34.50 | 23.52 | 6.94 | -7.81 | -53.97 | -6.21 | -3.87 | 259.71 | 73.19 | 69.89 | 41.61 | 35.84 | 34.16 | 34.99 | 71.22 |
PS Ratio | 2.89 | 2.39 | 2.04 | 1.57 | 2.76 | 2.71 | 2.72 | 2.98 | 2.87 | 3.49 | 2.72 | 1.82 | 0.65 | 1.13 | 1.10 | 2.07 | 9.71 | 13.50 | 4.28 | 84.38 | 97.38 | 107.97 | 109.09 | 147.82 |
PB Ratio | 0.83 | 1.02 | 1.20 | 1.11 | 1.26 | 1.15 | 1.14 | 1.21 | 1.05 | 0.98 | 1.61 | 1.20 | 0.35 | 0.58 | 0.37 | 0.60 | 2.00 | 2.44 | 1.64 | 2.84 | 3.09 | 3.31 | 3.66 | 4.09 |
P/FCF Ratio | -10.12 | 1.83 | 3.38 | -4.86 | -11.43 | 12.22 | 4.44 | -19.78 | -25.77 | -105.47 | 7.37 | -24.69 | 1.71 | -7.12 | -4.01 | 4.49 | -172.47 | 391.13 | 51.01 | 52.45 | 61.81 | n/a | n/a | n/a |
P/OCF Ratio | -10.38 | 1.83 | 3.36 | -4.92 | -12.31 | 11.05 | 4.37 | -20.67 | -31.65 | -198.24 | 6.62 | -29.78 | 1.66 | -7.62 | -5.3 | 4.25 | -1.81K | 58.24 | 38.78 | 29.04 | 33.79 | n/a | n/a | n/a |
OCF/S Ratio | -0.28 | 1.31 | 0.61 | -0.32 | -0.22 | 0.25 | 0.62 | -0.14 | -0.09 | -0.02 | 0.41 | -0.06 | 0.39 | -0.15 | -0.21 | 0.49 | -0.01 | 0.23 | 0.11 | 2.91 | 2.88 | n/a | n/a | n/a |
Debt / Equity Ratio | 1.35 | 1.04 | 1.10 | 1.21 | 1.19 | 1.08 | 0.91 | 0.72 | 0.89 | 0.78 | 1.63 | 1.73 | 2.10 | 2.67 | 3.02 | 2.85 | 2.36 | 1.38 | 0.87 | 0.72 | 0.49 | n/a | n/a | n/a |
Quick Ratio | 0.12 | 1.25 | 108.35 | 8.12 | 1.60 | 1.67 | 6.61 | 3.80 | n/a | n/a | n/a | n/a | 10.28 | 2.87 | 0.83 | 3.62 | 0.11 | 1.32 | 0.10 | 0.62 | 0.78 | n/a | n/a | n/a |
Current Ratio | 0.12 | 1.25 | 108.35 | 8.12 | 1.60 | 1.67 | 6.61 | 3.80 | n/a | n/a | n/a | n/a | 10.28 | 2.87 | 0.83 | 3.62 | 0.11 | 1.32 | 0.10 | 0.62 | 0.78 | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.08 | 0.11 | 0.13 | 0.09 | 0.09 | 0.10 | 0.09 | 0.08 | 0.07 | 0.07 | 0.08 | 0.05 | 0.05 | 0.03 | 0.03 | 0.02 | 0.03 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Coverage | 0.23 | 1.84 | 6.41 | 4.33 | 1.73 | 2.06 | 2.72 | 2.07 | 1.12 | 0.89 | 0.99 | 0.81 | -0.21 | -0.04 | -0.21 | -0.38 | 0.02 | 0.24 | 1.70 | 0.46 | 0.48 | 0.49 | 0.38 | 0.05 |
Return on Equity (ROE) | 0.03 | 0.05 | 0.16 | 0.20 | 0.09 | 0.08 | 0.06 | 0.06 | 0.04 | 0.03 | 0.07 | 0.17 | -0.04 | -0.01 | -0.06 | -0.15 | 0.01 | 0.03 | 0.02 | 0.07 | 0.09 | 0.10 | 0.10 | 0.06 |
Return on Assets (ROA) | 0.00 | 0.01 | 0.03 | 0.04 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | -0.00 | -0.00 | -0.01 | -0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.01 | 0.01 | 0.04 | 0.05 | 0.03 | 0.02 | 0.03 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | -0.01 | -0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.00 |
Dividend Yield | 0.05 | 0.08 | 0.06 | 0.07 | 0.05 | 0.06 | 0.06 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 1.64 | 1.55 | 0.43 | 0.39 | 0.72 | 0.88 | 1.04 | 0.27 | 0.35 | 0.39 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | 100.00% | 100.00% | 1.00% | 1.00% | 1.00% |
Net Profit Margin | 9.45% | 12.35% | 27.86% | 27.71% | 19.98% | 18.20% | 15.09% | 15.29% | 11.56% | 10.11% | 11.58% | 26.22% | -8.33% | -2.09% | -17.71% | -53.6% | 3.74% | 18.45% | 6.12% | 202.80% | 271.73% | 3.16% | 3.12% | 2.08% |
Pretax Profit Margin | 11.12% | 15.52% | 36.25% | 36.92% | 26.48% | 23.83% | 25.82% | 25.16% | 18.02% | 15.81% | 18.37% | 17.06% | -7.7% | -2.03% | -20% | -48.94% | 3.13% | 29.21% | 9.44% | 370.10% | 396.59% | 4.80% | 4.50% | 3.14% |
Operating Profit Margin | 11.12% | 15.52% | 36.25% | 36.92% | 26.48% | 23.83% | 25.82% | 25.16% | 18.02% | 15.81% | 18.37% | 17.06% | -7.7% | -2.03% | -20% | -48.94% | 3.13% | 29.21% | 9.44% | 370.10% | 396.59% | 4.80% | 4.50% | 1.01% |
FCF Margin | -28.5% | 130.55% | 60.48% | -32.37% | -24.12% | 22.21% | 61.32% | -15.06% | -11.13% | -3.31% | 36.95% | -7.37% | 37.96% | -15.85% | -27.44% | 46.18% | -5.63% | 3.45% | 8.39% | 160.89% | 157.56% | n/a | n/a | n/a |
EBITDA Margin | n/a | 18.07% | 38.63% | 38.83% | 29.10% | 26.63% | 27.07% | 27.08% | 20.52% | 18.78% | 21.39% | 18.91% | -5.63% | 0.06% | -16.55% | n/a | 11.92% | 37.39% | 11.47% | n/a | 436.21% | n/a | n/a | n/a |