Waterstone Financial Statistics
Share Statistics
Waterstone Financial has 19.37M shares outstanding. The number of shares has increased by -5.44% in one year.
| Shares Outstanding | 19.37M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.95% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 15.73M |
| Failed to Deliver (FTD) Shares | 105 |
| FTD / Avg. Volume | 0.3% |
Short Selling Information
The latest short interest is 96.67K, so 0.5% of the outstanding shares have been sold short.
| Short Interest | 96.67K |
| Short % of Shares Out | 0.5% |
| Short % of Float | 0.61% |
| Short Ratio (days to cover) | 3.02 |
Valuation Ratios
The PE ratio is 30.53 and the forward PE ratio is 15.5.
| PE Ratio | 30.53 |
| Forward PE | 15.5 |
| PS Ratio | 2.89 |
| Forward PS | null |
| PB Ratio | 0.83 |
| P/FCF Ratio | -10.12 |
| PEG Ratio | n/a |
Enterprise Valuation
Waterstone Financial Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.87.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.87 |
| Total Debt / Capitalization | 46.58 |
| Cash Flow / Debt | -0.09 |
| Interest Coverage | 0.23 |
Financial Efficiency
Return on equity (ROE) is 0.03% and return on capital (ROIC) is 1.16%.
| Return on Equity (ROE) | 0.03% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.16% |
| Revenue Per Employee | 142.13K |
| Profits Per Employee | 13.43K |
| Employee Count | 698 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.66M |
| Effective Tax Rate | 0.15 |
Stock Price Statistics
The stock price has increased by 8.52% in the last 52 weeks. The beta is 0.64, so Waterstone Financial 's price volatility has been higher than the market average.
| Beta | 0.64 |
| 52-Week Price Change | 8.52% |
| 50-Day Moving Average | 14.95 |
| 200-Day Moving Average | 13.52 |
| Relative Strength Index (RSI) | 45.37 |
| Average Volume (20 Days) | 35.59K |
Income Statement
In the last 12 months, Waterstone Financial had revenue of $99.21M and earned $9.38M in profits. Earnings per share was $0.47.
| Revenue | 99.21M |
| Gross Profit | 99.21M |
| Operating Income | 11.03M |
| Net Income | 9.38M |
| EBITDA | 0 |
| EBIT | 11.03M |
| Earnings Per Share (EPS) | 0.47 |
Balance Sheet
The company has $30.67M in cash and $464.00M in debt, giving a net cash position of -$433.33M.
| Cash & Cash Equivalents | 30.67M |
| Total Debt | 464.00M |
| Net Cash | -433.33M |
| Retained Earnings | 269.61M |
| Total Assets | 2.24B |
| Working Capital | -1.04B |
Cash Flow
In the last 12 months, operating cash flow was -$27.58M and capital expenditures -$700.00K, giving a free cash flow of -$28.28M.
| Operating Cash Flow | -27.58M |
| Capital Expenditures | -700.00K |
| Free Cash Flow | -28.28M |
| FCF Per Share | -1.4 |
Margins
Gross margin is 100%, with operating and profit margins of 11.12% and 9.45%.
| Gross Margin | 100% |
| Operating Margin | 11.12% |
| Pretax Margin | 11.12% |
| Profit Margin | 9.45% |
| EBITDA Margin | 0% |
| EBIT Margin | 11.12% |
| FCF Margin | -28.5% |
Dividends & Yields
WSBF pays an annual dividend of $0.6, which amounts to a dividend yield of 4.03%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 4.03% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 83.33% |
| Earnings Yield | 3.15% |
| FCF Yield | -9.79% |
Analyst Forecast
Currently there are no analyst rating for WSBF.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 23, 2014. It was a forward split with a ratio of 2743:2500.
| Last Split Date | Jan 23, 2014 |
| Split Type | forward |
| Split Ratio | 2743:2500 |
Scores
| Altman Z-Score | -0.19 |
| Piotroski F-Score | 7 |