Price Alert

Western Union (WU)

NYSE: WU · Real-Time Price · USD

8.28

-0.22 (-2.59%)

At close: Aug 14, 2025, 3:59 PM

8.31

0.33%

Pre-market: Aug 15, 2025, 09:03 AM EDT

Western Union Statistics

Share Statistics

Western Union has 322.97M shares outstanding. The number of shares has increased by -2.15% in one year.

Shares Outstanding	322.97M
Shares Change (YoY)	-2.15%
Shares Change (QoQ)	-2.19%
Owned by Institutions (%)	92.92%
Shares Floating	320.28M
Failed to Deliver (FTD) Shares	26
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 38.65M, so 11.69% of the outstanding shares have been sold short.

Short Interest	38.65M
Short % of Shares Out	11.69%
Short % of Float	15.33%
Short Ratio (days to cover)	5.25

Valuation Ratios

The PE ratio is 3.86 and the forward PE ratio is 4.52. Western Union's PEG ratio is 0.06.

PE Ratio	3.86
Forward PE	4.52
PS Ratio	0.86
Forward PS	0.6
PB Ratio	3.72
P/FCF Ratio	9.77
PEG Ratio	0.06

Financial Ratio History

Enterprise Valuation

Western Union has an Enterprise Value (EV) of 4.63B.

EV / Sales	1.1
EV / EBITDA	5.12
EV / EBIT	11.4
EV / FCF	12.55

Financial Position

The company has a current ratio of 0.44, with a Debt / Equity ratio of 3.23.

Current Ratio	0.44
Quick Ratio	0.44
Debt / Equity	3.23
Debt / EBITDA	3.46
Debt / FCF	8.49
Interest Coverage	6.06

Financial Efficiency

Return on Equity is 96.42% and Return on Invested Capital is 118.87%.

Return on Equity	96.42%
Return on Assets	11.16%
Return on Invested Capital	118.87%
Revenue Per Employee	$462.6K
Profits Per Employee	$102.66K
Employee Count	9,100
Asset Turnover	0.5
Inventory Turnover	n/a

Taxes

Income Tax	-315.6M
Effective Tax Rate	-51.02%

Stock Price Statistics

The stock price has increased by -28.11% in the last 52 weeks. The beta is 0.64, so Western Union's price volatility has been higher than the market average.

Beta	0.64
52-Week Price Change	-28.11%
50-Day Moving Average	8.58
200-Day Moving Average	10.01
Relative Strength Index (RSI)	40.01
Average Volume (20 Days)	10,654,158

Income Statement

In the last 12 months, Western Union had revenue of 4.21B and earned 934.2M in profits. Earnings per share was 2.75.

Revenue	4.21B
Gross Profit	1.59B
Operating Income	725.8M
Net Income	934.2M
EBITDA	905.1M
EBIT	738.4M
Earnings Per Share (EPS)	2.75

Full Income Statement

Balance Sheet

The company has 2.11B in cash and 3.13B in debt, giving a net cash position of -1.03B.

Cash & Cash Equivalents	2.11B
Total Debt	3.13B
Net Cash	-1.03B
Retained Earnings	35.2M
Total Assets	7.98B
Working Capital	967.9M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 406.3M and capital expenditures -37.4M, giving a free cash flow of 368.9M.

Operating Cash Flow	406.3M
Capital Expenditures	-37.4M
Free Cash Flow	368.9M
FCF Per Share	1.08

Full Cash Flow Statement

Margins

Gross margin is 37.75%, with operating and profit margins of 17.24% and 22.19%.

Gross Margin	37.75%
Operating Margin	17.24%
Pretax Margin	14.69%
Profit Margin	22.19%
EBITDA Margin	21.5%
EBIT Margin	17.24%
FCF Margin	8.76%

Dividends & Yields

WU pays an annual dividend of $0.94, which amounts to a dividend yield of 10.87%.

Dividend Per Share	$0.94
Dividend Yield	10.87%
Dividend Growth (YoY)	0%
Payout Ratio	35.61%
Earnings Yield	25.92%
FCF Yield	10.24%

Dividend Details

Analyst Forecast

The average price target for WU is $9, which is 9% higher than the current price. The consensus rating is "Hold".

Price Target	$9
Price Target Difference	9%
Analyst Consensus	Hold
Analyst Count	9

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$24.01
Lynch Upside	190.68%
Graham Number	13.27
Graham Upside	60.65%

Scores

Altman Z-Score	1.17
Piotroski F-Score	7