Western Union (WU)
Western Union Statistics
Share Statistics
Western Union has 337.94M shares outstanding. The number of shares has increased by -1.28% in one year.
| Shares Outstanding | 337.94M |
| Shares Change (YoY) | -1.28% |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | 91.99% |
| Shares Floating | 335.22M |
| Failed to Deliver (FTD) Shares | 65 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 22.12M, so 6.55% of the outstanding shares have been sold short.
| Short Interest | 22.12M |
| Short % of Shares Out | 6.55% |
| Short % of Float | 6.58% |
| Short Ratio (days to cover) | 4.39 |
Valuation Ratios
The PE ratio is 3.86 and the forward PE ratio is 5.69. Western Union's PEG ratio is 0.06.
| PE Ratio | 3.86 |
| Forward PE | 5.69 |
| PS Ratio | 0.86 |
| Forward PS | 0.8 |
| PB Ratio | 3.72 |
| P/FCF Ratio | 9.77 |
| PEG Ratio | 0.06 |
Enterprise Valuation
Western Union has an Enterprise Value (EV) of 5.66B.
| EV / Earnings | 6.05 |
| EV / Sales | 1.34 |
| EV / EBITDA | 6.16 |
| EV / EBIT | 7.79 |
| EV / FCF | 15.33 |
Financial Position
The company has a current ratio of 0.36, with a Debt / Equity ratio of 3.23.
| Current Ratio | 0.36 |
| Quick Ratio | 0.36 |
| Debt / Equity | 3.23 |
| Total Debt / Capitalization | 76.37 |
| Cash Flow / Debt | 0.13 |
| Interest Coverage | 6.06 |
Financial Efficiency
Return on equity (ROE) is 0.96% and return on capital (ROIC) is 26.73%.
| Return on Equity (ROE) | 0.96% |
| Return on Assets (ROA) | 0.11% |
| Return on Capital (ROIC) | 26.73% |
| Revenue Per Employee | $462,604.4 |
| Profits Per Employee | $102,659.34 |
| Employee Count | 9,100 |
| Asset Turnover | 0.5 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -315.6M |
| Effective Tax Rate | -0.51 |
Stock Price Statistics
The stock price has increased by -25.04% in the last 52 weeks. The beta is 0.82, so Western Union's price volatility has been higher than the market average.
| Beta | 0.82 |
| 52-Week Price Change | -25.04% |
| 50-Day Moving Average | 10.63 |
| 200-Day Moving Average | 11.33 |
| Relative Strength Index (RSI) | 44.35 |
| Average Volume (20 Days) | 5.72M |
Income Statement
In the last 12 months, Western Union had revenue of 4.21B and earned 934.2M in profits. Earnings per share was 2.75.
| Revenue | 4.21B |
| Gross Profit | 1.59B |
| Operating Income | 725.8M |
| Net Income | 934.2M |
| EBITDA | 917.5M |
| EBIT | 725.8M |
| Earnings Per Share (EPS) | 2.75 |
Balance Sheet
The company has 2.11B in cash and 3.13B in debt, giving a net cash position of -1.03B.
| Cash & Cash Equivalents | 2.11B |
| Total Debt | 3.13B |
| Net Cash | -1.03B |
| Retained Earnings | 35.2M |
| Total Assets | 8.37B |
| Working Capital | 1.08B |
Cash Flow
In the last 12 months, operating cash flow was 406.3M and capital expenditures -37.4M, giving a free cash flow of 368.9M.
| Operating Cash Flow | 406.3M |
| Capital Expenditures | -37.4M |
| Free Cash Flow | 368.9M |
| FCF Per Share | 1.08 |
Margins
Gross margin is 37.75%, with operating and profit margins of 17.24% and 22.19%.
| Gross Margin | 37.75% |
| Operating Margin | 17.24% |
| Pretax Margin | 14.69% |
| Profit Margin | 22.19% |
| EBITDA Margin | 21.79% |
| EBIT Margin | 17.24% |
| FCF Margin | 8.76% |
Dividends & Yields
WU pays an annual dividend of $0.94, which amounts to a dividend yield of 8.83%.
| Dividend Per Share | $0.94 |
| Dividend Yield | 8.83% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 34.31% |
| Earnings Yield | 26.24% |
| FCF Yield | 10.42% |
Analyst Forecast
The average price target for WU is $12, which is 14.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $12 |
| Price Target Difference | 14.5% |
| Analyst Consensus | Hold |
| Analyst Count | 10 |
Scores
| Altman Z-Score | 1.24 |
| Piotroski F-Score | 6 |