XP Inc. (XP)
XP Statistics
Share Statistics
XP has 540.15M shares outstanding. The number of shares has increased by -1.51% in one year.
| Shares Outstanding | 540.15M |
| Shares Change (YoY) | -1.51% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 63.33% |
| Shares Floating | 458.24M |
| Failed to Deliver (FTD) Shares | 17 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 15.52M, so 2.89% of the outstanding shares have been sold short.
| Short Interest | 15.52M |
| Short % of Shares Out | 2.89% |
| Short % of Float | 3.58% |
| Short Ratio (days to cover) | 1.86 |
Valuation Ratios
The PE ratio is 8.9 and the forward PE ratio is 1.45. XP's PEG ratio is 0.6.
| PE Ratio | 8.9 |
| Forward PE | 1.45 |
| PS Ratio | 2.47 |
| Forward PS | 0.3 |
| PB Ratio | 2 |
| P/FCF Ratio | 3.7 |
| PEG Ratio | 0.6 |
Enterprise Valuation
XP has an Enterprise Value (EV) of 149.7B.
| EV / Sales | 9.21 |
| EV / EBITDA | 24.82 |
| EV / EBIT | 13.39 |
| EV / FCF | 13.8 |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 5.74.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 5.74 |
| Debt / EBITDA | 19.09 |
| Debt / FCF | 10.61 |
| Interest Coverage | 12.71 |
Financial Efficiency
Return on Equity is 22.52% and Return on Invested Capital is 11.59%.
| Return on Equity | 22.52% |
| Return on Assets | 1.3% |
| Return on Invested Capital | 11.59% |
| Revenue Per Employee | $2.38M |
| Profits Per Employee | $660.43K |
| Employee Count | 6,834 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 471.13M |
| Effective Tax Rate | 9.45% |
Stock Price Statistics
The stock price has increased by -24.42% in the last 52 weeks. The beta is 1.34, so XP's price volatility has been higher than the market average.
| Beta | 1.34 |
| 52-Week Price Change | -24.42% |
| 50-Day Moving Average | 14.54 |
| 200-Day Moving Average | 15.7 |
| Relative Strength Index (RSI) | 65.38 |
| Average Volume (20 Days) | 7.56M |
Income Statement
In the last 12 months, XP had revenue of 16.25B and earned 4.51B in profits. Earnings per share was 8.23.
| Revenue | 16.25B |
| Gross Profit | 16.25B |
| Operating Income | 9.9B |
| Net Income | 4.51B |
| EBITDA | 6.03B |
| EBIT | 5.77B |
| Earnings Per Share (EPS) | 8.23 |
Balance Sheet
The company has 5.61B in cash and 115.13B in debt, giving a net cash position of -109.52B.
| Cash & Cash Equivalents | 5.61B |
| Total Debt | 115.13B |
| Net Cash | -109.52B |
| Retained Earnings | 0 |
| Total Assets | 347.46B |
| Working Capital | -190.53B |
Cash Flow
In the last 12 months, operating cash flow was 11.18B and capital expenditures -330.21M, giving a free cash flow of 10.85B.
| Operating Cash Flow | 11.18B |
| Capital Expenditures | -330.21M |
| Free Cash Flow | 10.85B |
| FCF Per Share | 19.79 |
Margins
Gross margin is 100%, with operating and profit margins of 60.94% and 27.77%.
| Gross Margin | 100% |
| Operating Margin | 60.94% |
| Pretax Margin | 30.68% |
| Profit Margin | 27.77% |
| EBITDA Margin | 37.11% |
| EBIT Margin | 60.94% |
| FCF Margin | 66.76% |
Dividends & Yields
XP pays an annual dividend of $1.38, which amounts to a dividend yield of 5.03%.
| Dividend Per Share | $1.38 |
| Dividend Yield | 5.03% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 95.17% |
| Earnings Yield | 11.23% |
| FCF Yield | 27% |
Analyst Forecast
The average price target for XP is $18.5, which is 15.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $18.5 |
| Price Target Difference | 15.8% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Scores
| Altman Z-Score | -0.55 |
| Piotroski F-Score | 7 |