Shares Outstanding Shares Outstanding n/a Close	68.91M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.06%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	91.74%
Shares Floating Shares Floating n/a Close	64.72M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	22
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 1.69M, so 2.46% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.69M
Short % of Shares Out Short % of Shares Out n/a Close	2.46%
Short % of Float Short % of Float n/a Close	3.55%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.54

Valuation Ratios

The PE ratio is 12 and the forward PE ratio is 10.62. Ameris Bancorp's PEG ratio is 0.36.

PE Ratio PE Ratio n/a Close	12
Forward PE Forward PE n/a Close	10.62
PS Ratio PS Ratio n/a Close	2.64
Forward PS Forward PS n/a Close	3.4
PB Ratio PB Ratio n/a Close	0.17
P/FCF Ratio P/FCF Ratio n/a Close	30.6
PEG Ratio PEG Ratio n/a Close	0.36

Financial Ratio History

Enterprise Valuation

Ameris Bancorp has an Enterprise Value (EV) of 3.51B.

EV / Sales EV / Sales n/a Close	2.15
EV / EBITDA EV / EBITDA n/a Close	6.71
EV / EBIT EV / EBIT n/a Close	22.76
EV / FCF EV / FCF n/a Close	24.94

Financial Position

The company has a current ratio of 0.12, with a Debt / Equity ratio of 0.02.

Current Ratio Current Ratio n/a Close	0.12
Quick Ratio Quick Ratio n/a Close	0.12
Debt / Equity Debt / Equity n/a Close	0.02
Debt / EBITDA Debt / EBITDA n/a Close	0.81
Debt / FCF Debt / FCF n/a Close	3.01
Interest Coverage Interest Coverage n/a Close	0.9

Financial Efficiency

Return on Equity is 1.38% and Return on Invested Capital is -1.99%.

Return on Equity Return on Equity n/a Close	1.38%
Return on Assets Return on Assets n/a Close	1.37%
Return on Invested Capital Return on Invested Capital n/a Close	-1.99%
Revenue Per Employee Revenue Per Employee n/a Close	$798,482.64
Profits Per Employee Profits Per Employee n/a Close	$175,396.09
Employee Count Employee Count n/a Close	2,045
Asset Turnover Asset Turnover n/a Close	0.06
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	117.17M
Effective Tax Rate Effective Tax Rate n/a Close	24.62%

Stock Price Statistics

The stock price has increased by 30.33% in the last 52 weeks. The beta is 0.94, so Ameris Bancorp's price volatility has been higher than the market average.

Beta Beta n/a Close	0.94
52-Week Price Change 52-Week Price Change n/a Close	30.33%
50-Day Moving Average 50-Day Moving Average n/a Close	58.18
200-Day Moving Average 200-Day Moving Average n/a Close	62.22
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	56.82
Average Volume (20 Days) Average Volume (20 Days) n/a Close	462,471

Income Statement

In the last 12 months, Ameris Bancorp had revenue of 1.63B and earned 358.69M in profits. Earnings per share was 5.21.

Revenue Revenue n/a Close	1.63B
Gross Profit Gross Profit n/a Close	1.1B
Operating Income Operating Income n/a Close	475.86M
Net Income Net Income n/a Close	358.69M
EBITDA EBITDA n/a Close	522.59M
EBIT EBIT n/a Close	475.86M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	5.21

Full Income Statement

Balance Sheet

The company has 1.22B in cash and 424.1M in debt, giving a net cash position of 796.28M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	1.22B
Total Debt Total Debt n/a Close	424.1M
Net Cash Net Cash n/a Close	796.28M
Retained Earnings Retained Earnings n/a Close	n/a
Total Assets Total Assets n/a Close	26.51B
Working Capital Working Capital n/a Close	2.2B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 154.19M and capital expenditures -13.48M, giving a free cash flow of 140.72M.

Operating Cash Flow Operating Cash Flow n/a Close	154.19M
Capital Expenditures Capital Expenditures n/a Close	-13.48M
Free Cash Flow Free Cash Flow n/a Close	140.72M
FCF Per Share FCF Per Share n/a Close	2.05

Full Cash Flow Statement

Margins

Gross margin is 67.6%, with operating and profit margins of 29.14% and 21.97%.

Gross Margin Gross Margin n/a Close	67.6%
Operating Margin Operating Margin n/a Close	29.14%
Pretax Margin Pretax Margin n/a Close	29.14%
Profit Margin Profit Margin n/a Close	21.97%
EBITDA Margin EBITDA Margin n/a Close	32%
EBIT Margin EBIT Margin n/a Close	29.14%
FCF Margin FCF Margin n/a Close	8.62%

Dividends & Yields

ABCB pays an annual dividend of $0.85, which amounts to a dividend yield of 1.22%.

Dividend Per Share Dividend Per Share n/a Close	$0.85
Dividend Yield Dividend Yield n/a Close	1.22%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	33.33%
Payout Ratio Payout Ratio n/a Close	15.8%
Earnings Yield Earnings Yield n/a Close	8.33%
FCF Yield FCF Yield n/a Close	3.27%

Dividend Details

Analyst Forecast

The average price target for ABCB is $68, which is 9.7% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$68
Price Target Difference Price Target Difference n/a Close	9.7%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	5

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$34.54
Lynch Upside Lynch Upside n/a Close	-44.3%
Graham Number Graham Number n/a Close	210.67
Graham Upside Graham Upside n/a Close	239.74%

Stock Splits

The last stock split was on Mar 11, 2005. It was a forward split with a ratio of 6:5.

Last Split Date Last Split Date n/a Close	Mar 11, 2005
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	6:5

Scores

Altman Z-Score Altman Z-Score n/a Close	0.4
Piotroski F-Score Piotroski F-Score n/a Close	6