American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States.

The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.

It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism.

In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies.

The company markets and distributes its products through a network of independent agencies.

The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023.

American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.