American Coastal Insuranc... (ACIC)
American Coastal Insurance Statistics
Share Statistics
American Coastal Insurance has 48.31M shares outstanding. The number of shares has increased by 0.88% in one year.
| Shares Outstanding | 48.31M |
| Shares Change (YoY) | 0.88% |
| Shares Change (QoQ) | 0.09% |
| Owned by Institutions (%) | 0.02% |
| Shares Floating | 24.1M |
| Failed to Deliver (FTD) Shares | 36 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 800.7K, so 1.66% of the outstanding shares have been sold short.
| Short Interest | 800.7K |
| Short % of Shares Out | 1.66% |
| Short % of Float | 3.33% |
| Short Ratio (days to cover) | 4.23 |
Valuation Ratios
The PE ratio is 8.5 and the forward PE ratio is 8.34. American Coastal Insurance's PEG ratio is -0.11.
| PE Ratio | 8.5 |
| Forward PE | 8.34 |
| PS Ratio | 2.17 |
| Forward PS | 0.8 |
| PB Ratio | 0.86 |
| P/FCF Ratio | -1.43 |
| PEG Ratio | -0.11 |
Enterprise Valuation
American Coastal Insurance has an Enterprise Value (EV) of 659.12M.
| EV / Sales | 2.22 |
| EV / EBITDA | 5.38 |
| EV / EBIT | -1.79 |
| EV / FCF | -1.46 |
Financial Position
The company has a current ratio of 12.07, with a Debt / Equity ratio of 0.2.
| Current Ratio | 12.07 |
| Quick Ratio | 12.07 |
| Debt / Equity | 0.2 |
| Debt / EBITDA | 1.24 |
| Debt / FCF | -0.34 |
| Interest Coverage | 8.47 |
Financial Efficiency
Return on Equity is 10.06% and Return on Invested Capital is 8.21%.
| Return on Equity | 10.06% |
| Return on Assets | 7.56% |
| Return on Invested Capital | 8.21% |
| Revenue Per Employee | $4.56M |
| Profits Per Employee | $1.16M |
| Employee Count | 65 |
| Asset Turnover | 0.3 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 25.34M |
| Effective Tax Rate | 24.93% |
Stock Price Statistics
The stock price has increased by 3.45% in the last 52 weeks. The beta is -0.39, so American Coastal Insurance's price volatility has been lower than the market average.
| Beta | -0.39 |
| 52-Week Price Change | 3.45% |
| 50-Day Moving Average | 11.9 |
| 200-Day Moving Average | 11.88 |
| Relative Strength Index (RSI) | 42.64 |
| Average Volume (20 Days) | 163.36K |
Income Statement
In the last 12 months, American Coastal Insurance had revenue of 296.66M and earned 75.72M in profits. Earnings per share was 1.58.
| Revenue | 296.66M |
| Gross Profit | 296.66M |
| Operating Income | 101.66M |
| Net Income | 75.72M |
| EBITDA | 122.52M |
| EBIT | 113.66M |
| Earnings Per Share (EPS) | 1.58 |
Balance Sheet
The company has 137.04M in cash and 152.34M in debt, giving a net cash position of -15.31M.
| Cash & Cash Equivalents | 137.04M |
| Total Debt | 152.34M |
| Net Cash | -15.31M |
| Retained Earnings | -1.69B |
| Total Assets | 1B |
| Working Capital | 787.3M |
Cash Flow
In the last 12 months, operating cash flow was -368.6M and capital expenditures -82M, giving a free cash flow of -450.6M.
| Operating Cash Flow | -368.6M |
| Capital Expenditures | -82M |
| Free Cash Flow | -450.6M |
| FCF Per Share | -9.42 |
Margins
Gross margin is 100%, with operating and profit margins of 34.27% and 25.52%.
| Gross Margin | 100% |
| Operating Margin | 34.27% |
| Pretax Margin | 34.27% |
| Profit Margin | 25.52% |
| EBITDA Margin | 41.3% |
| EBIT Margin | 34.27% |
| FCF Margin | -151.89% |
Dividends & Yields
ACIC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 11.76% |
| FCF Yield | -69.99% |
Analyst Forecast
The average price target for ACIC is $16, which is 44.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $16 |
| Price Target Difference | 44.1% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.49 |
| Piotroski F-Score | 2 |