Affirm Inc. (AFRM)
Affirm Statistics
Share Statistics
Affirm has 320.1M shares outstanding. The number of shares has increased by 2.34% in one year.
| Shares Outstanding | 320.1M |
| Shares Change (YoY) | 2.34% |
| Shares Change (QoQ) | 0.8% |
| Owned by Institutions (%) | 64.55% |
| Shares Floating | 304.54M |
| Failed to Deliver (FTD) Shares | 24.51K |
| FTD / Avg. Volume | 0.34% |
Short Selling Information
The latest short interest is 15.57M, so 4.96% of the outstanding shares have been sold short.
| Short Interest | 15.57M |
| Short % of Shares Out | 4.96% |
| Short % of Float | 5.22% |
| Short Ratio (days to cover) | 2.54 |
Valuation Ratios
The PE ratio is -17.85 and the forward PE ratio is -277.78. Affirm's PEG ratio is 0.36.
| PE Ratio | -17.85 |
| Forward PE | -277.78 |
| PS Ratio | 3.98 |
| Forward PS | 2.2 |
| PB Ratio | 3.38 |
| P/FCF Ratio | 31.78 |
| PEG Ratio | 0.36 |
Enterprise Valuation
Affirm Inc. has an Enterprise Value (EV) of 9.09B.
| EV / Earnings | -17.55 |
| EV / Sales | 3.91 |
| EV / EBITDA | -4074.71 |
| EV / EBIT | -14.75 |
| EV / FCF | 31.24 |
Financial Position
The company has a current ratio of 20.12, with a Debt / Equity ratio of 2.42.
| Current Ratio | 20.12 |
| Quick Ratio | 22.8 |
| Debt / Equity | 2.42 |
| Total Debt / Capitalization | 70.77 |
| Cash Flow / Debt | 0.07 |
| Interest Coverage | -1.79 |
Financial Efficiency
Return on equity (ROE) is -0.19% and return on capital (ROIC) is -6.62%.
| Return on Equity (ROE) | -0.19% |
| Return on Assets (ROA) | -0.05% |
| Return on Capital (ROIC) | -6.62% |
| Revenue Per Employee | $1,158,025.42 |
| Profits Per Employee | $-258,104.19 |
| Employee Count | 2,006 |
| Asset Turnover | 0.24 |
| Inventory Turnover | -2.53 |
Taxes
| Income Tax | 2.23M |
| Effective Tax Rate | 0 |
Stock Price Statistics
The stock price has increased by 38.35% in the last 52 weeks. The beta is 3.64, so Affirm's price volatility has been higher than the market average.
| Beta | 3.64 |
| 52-Week Price Change | 38.35% |
| 50-Day Moving Average | 60.41 |
| 200-Day Moving Average | 47.46 |
| Relative Strength Index (RSI) | 38.45 |
| Average Volume (20 Days) | 7.17M |
Income Statement
In the last 12 months, Affirm had revenue of 2.32B and earned -517.76M in profits. Earnings per share was -1.67.
| Revenue | 2.32B |
| Gross Profit | 1.48B |
| Operating Income | -615.85M |
| Net Income | -517.76M |
| EBITDA | -2.23M |
| EBIT | -615.85M |
| Earnings Per Share (EPS) | -1.67 |
Balance Sheet
The company has 1.01B in cash and 6.61B in debt, giving a net cash position of -5.6B.
| Cash & Cash Equivalents | 1.01B |
| Total Debt | 6.61B |
| Net Cash | -5.6B |
| Retained Earnings | -3.11B |
| Total Assets | 10.48B |
| Working Capital | 1.92B |
Cash Flow
In the last 12 months, operating cash flow was 450.14M and capital expenditures -159.3M, giving a free cash flow of 290.84M.
| Operating Cash Flow | 450.14M |
| Capital Expenditures | -159.3M |
| Free Cash Flow | 290.84M |
| FCF Per Share | 0.94 |
Margins
Gross margin is 63.62%, with operating and profit margins of -26.51% and -22.29%.
| Gross Margin | 63.62% |
| Operating Margin | -26.51% |
| Pretax Margin | -22.19% |
| Profit Margin | -22.29% |
| EBITDA Margin | -0.1% |
| EBIT Margin | -26.51% |
| FCF Margin | 12.52% |
Dividends & Yields
AFRM does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -3.35% |
| FCF Yield | 1.82% |
Analyst Forecast
The average price target for AFRM is $69, which is 38.4% higher than the current price. The consensus rating is "Buy".
| Price Target | $69 |
| Price Target Difference | 38.4% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
Scores
| Altman Z-Score | 1.3 |
| Piotroski F-Score | 5 |