Affirm Inc.

NASDAQ: AFRM · Real-Time Price · USD
46.44
-7.82 (-14.41%)
At close: May 09, 2025, 3:59 PM
46.36
-0.17%
After-hours: May 09, 2025, 05:58 PM EDT

Affirm Statistics

Share Statistics

Affirm has 323.21M shares outstanding. The number of shares has increased by 3.55% in one year.

Shares Outstanding 323.21M
Shares Change (YoY) 3.55%
Shares Change (QoQ) 1.92%
Owned by Institutions (%) 64.56%
Shares Floating n/a
Failed to Deliver (FTD) Shares 495
FTD / Avg. Volume 0.01%

Short Selling Information

The latest short interest is 14.89M, so 4.68% of the outstanding shares have been sold short.

Short Interest 14.89M
Short % of Shares Out 4.68%
Short % of Float 5.43%
Short Ratio (days to cover) 1.4

Valuation Ratios

The PE ratio is -17.85 and the forward PE ratio is 84.56. Affirm's PEG ratio is 0.36.

PE Ratio -17.85
Forward PE 84.56
PS Ratio 3.98
Forward PS 2.4
PB Ratio 3.38
P/FCF Ratio 31.78
PEG Ratio 0.36
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Affirm.

EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 15.78, with a Debt / Equity ratio of 2.42.

Current Ratio 15.78
Quick Ratio 17.88
Debt / Equity 2.42
Debt / EBITDA -2.97K
Debt / FCF 22.74
Interest Coverage -1.79

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity n/a
Return on Assets n/a
Return on Invested Capital n/a
Revenue Per Employee $1,158,025.42
Profits Per Employee $-258,104.19
Employee Count 2,006
Asset Turnover 0.24
Inventory Turnover -2.53

Taxes

Income Tax 2.23M
Effective Tax Rate -0.43%

Stock Price Statistics

The stock price has increased by 56.39% in the last 52 weeks. The beta is 3.66, so Affirm's price volatility has been higher than the market average.

Beta 3.66
52-Week Price Change 56.39%
50-Day Moving Average 47.93
200-Day Moving Average 50.04
Relative Strength Index (RSI) 63.76
Average Volume (20 Days) 8,015,313

Income Statement

In the last 12 months, Affirm had revenue of 2.32B and earned -517.76M in profits. Earnings per share was -1.67.

Revenue 2.32B
Gross Profit 1.48B
Operating Income -615.85M
Net Income -517.76M
EBITDA -2.23M
EBIT -171.27M
Earnings Per Share (EPS) -1.67
Full Income Statement

Balance Sheet

The company has 1.01B in cash and 6.61B in debt, giving a net cash position of -5.6B.

Cash & Cash Equivalents 1.01B
Total Debt 6.61B
Net Cash -5.6B
Retained Earnings -3.11B
Total Assets 10.48B
Working Capital 1.92B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 450.14M and capital expenditures -159.3M, giving a free cash flow of 290.84M.

Operating Cash Flow 450.14M
Capital Expenditures -159.3M
Free Cash Flow 290.84M
FCF Per Share 0.94
Full Cash Flow Statement

Margins

Gross margin is 63.62%, with operating and profit margins of -26.51% and -22.29%.

Gross Margin 63.62%
Operating Margin -26.51%
Pretax Margin -22.19%
Profit Margin -22.29%
EBITDA Margin -0.1%
EBIT Margin -26.51%
FCF Margin 12.52%

Dividends & Yields

AFRM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield n/a
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for AFRM is $68.5, which is 25.8% higher than the current price. The consensus rating is "Buy".

Price Target $68.5
Price Target Difference 25.8%
Analyst Consensus Buy
Analyst Count 21
Stock Forecasts

Scores

Altman Z-Score 1.42
Piotroski F-Score 4