Affirm Statistics
Share Statistics
Affirm has 314.06M shares outstanding. The number of shares has increased by 28.68% in one year.
| Shares Outstanding | 314.06M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.79% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 298.42M |
| Failed to Deliver (FTD) Shares | 738 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 18.34M, so 5.84% of the outstanding shares have been sold short.
| Short Interest | 18.34M |
| Short % of Shares Out | 5.84% |
| Short % of Float | 6.14% |
| Short Ratio (days to cover) | 2.14 |
Valuation Ratios
The PE ratio is -17.85 and the forward PE ratio is 122.53.
| PE Ratio | -17.85 |
| Forward PE | 122.53 |
| PS Ratio | 3.98 |
| Forward PS | 7.3 |
| PB Ratio | 3.38 |
| P/FCF Ratio | 31.78 |
| PEG Ratio | n/a |
Enterprise Valuation
Affirm Inc. has an Enterprise Value (EV) of 9.09B.
| EV / Earnings | -17.55 |
| EV / Sales | 3.91 |
| EV / EBITDA | -4074.71 |
| EV / EBIT | -14.75 |
| EV / FCF | 31.24 |
Financial Position
The company has a current ratio of 20.12, with a Debt / Equity ratio of 2.41.
| Current Ratio | 20.12 |
| Quick Ratio | 22.8 |
| Debt / Equity | 2.41 |
| Total Debt / Capitalization | 70.65 |
| Cash Flow / Debt | 0.07 |
| Interest Coverage | -1.79 |
Financial Efficiency
Return on equity (ROE) is -0.19% and return on capital (ROIC) is -6.62%.
| Return on Equity (ROE) | -0.19% |
| Return on Assets (ROA) | -0.05% |
| Return on Capital (ROIC) | -6.62% |
| Revenue Per Employee | 1.16M |
| Profits Per Employee | -258.10K |
| Employee Count | 2.01K |
| Asset Turnover | 0.24 |
| Inventory Turnover | -2.53 |
Taxes
| Income Tax | 2.23M |
| Effective Tax Rate | 0 |
Stock Price Statistics
The stock price has increased by 60.88% in the last 52 weeks. The beta is 3.48, so Affirm 's price volatility has been higher than the market average.
| Beta | 3.48 |
| 52-Week Price Change | 60.88% |
| 50-Day Moving Average | 53.75 |
| 200-Day Moving Average | 38.39 |
| Relative Strength Index (RSI) | 59.35 |
| Average Volume (20 Days) | 9.96M |
Income Statement
In the last 12 months, Affirm had revenue of $2.32B and earned -$517.76M in profits. Earnings per share was $-1.67.
| Revenue | 2.32B |
| Gross Profit | 1.48B |
| Operating Income | -615.85M |
| Net Income | -517.76M |
| EBITDA | -2.23M |
| EBIT | -615.85M |
| Earnings Per Share (EPS) | -1.67 |
Balance Sheet
The company has $1.01B in cash and $6.61B in debt, giving a net cash position of -$5.60B.
| Cash & Cash Equivalents | 1.01B |
| Total Debt | 6.61B |
| Net Cash | -5.60B |
| Retained Earnings | -3.11B |
| Total Assets | 10.14B |
| Working Capital | 2.29B |
Cash Flow
In the last 12 months, operating cash flow was $450.14M and capital expenditures -$159.30M, giving a free cash flow of $290.84M.
| Operating Cash Flow | 450.14M |
| Capital Expenditures | -159.30M |
| Free Cash Flow | 290.84M |
| FCF Per Share | 0.94 |
Margins
Gross margin is 63.62%, with operating and profit margins of -26.51% and -22.29%.
| Gross Margin | 63.62% |
| Operating Margin | -26.51% |
| Pretax Margin | -22.19% |
| Profit Margin | -22.29% |
| EBITDA Margin | -0.1% |
| EBIT Margin | -26.51% |
| FCF Margin | 12.52% |
Dividends & Yields
AFRM does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -2.36% |
| FCF Yield | 1.31% |
Analyst Forecast
The average price target for AFRM is $55, which is -22.3% lower than the current price. The consensus rating is "Hold".
| Price Target | $55 |
| Price Target Difference | -22.3% |
| Analyst Consensus | Hold |
| Analyst Count | 18 |
Scores
| Altman Z-Score | 1.79 |
| Piotroski F-Score | 4 |