Price Alert

Assurant Inc. (AIZ)

NYSE: AIZ · Real-Time Price · USD

211.15

-5.36 (-2.48%)

At close: Sep 05, 2025, 3:59 PM

211.17

0.01%

After-hours: Sep 05, 2025, 06:04 PM EDT

Assurant Statistics

Share Statistics

Assurant has 50.46M shares outstanding. The number of shares has increased by -2.11% in one year.

Shares Outstanding	50.46M
Shares Change (YoY)	-2.11%
Shares Change (QoQ)	-0.18%
Owned by Institutions (%)	95.11%
Shares Floating	50.11M
Failed to Deliver (FTD) Shares	2
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 779.37K, so 1.54% of the outstanding shares have been sold short.

Short Interest	779.37K
Short % of Shares Out	1.54%
Short % of Float	2.37%
Short Ratio (days to cover)	1.51

Valuation Ratios

The PE ratio is 14.65 and the forward PE ratio is 10.71. Assurant's PEG ratio is 0.7.

PE Ratio	14.65
Forward PE	10.71
PS Ratio	0.94
Forward PS	0.8
PB Ratio	2.18
P/FCF Ratio	10.02
PEG Ratio	0.7

Financial Ratio History

Enterprise Valuation

Assurant has an Enterprise Value (EV) of 11.41B.

EV / Sales	0.96
EV / EBITDA	9.07
EV / EBIT	8.56
EV / FCF	10.27

Financial Position

The company has a current ratio of 2.61, with a Debt / Equity ratio of 0.41.

Current Ratio	2.61
Quick Ratio	2.61
Debt / Equity	0.41
Debt / EBITDA	1.66
Debt / FCF	1.87
Interest Coverage	8.67

Financial Efficiency

Return on Equity is 14.89% and Return on Invested Capital is 8.45%.

Return on Equity	14.89%
Return on Assets	2.17%
Return on Invested Capital	8.45%
Revenue Per Employee	$836.44K
Profits Per Employee	$53.54K
Employee Count	14,200
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

Income Tax	167.1M
Effective Tax Rate	18.02%

Stock Price Statistics

The stock price has increased by 9.64% in the last 52 weeks. The beta is 0.55, so Assurant's price volatility has been higher than the market average.

Beta	0.55
52-Week Price Change	9.64%
50-Day Moving Average	199.49
200-Day Moving Average	204.44
Relative Strength Index (RSI)	53.69
Average Volume (20 Days)	425,515

Income Statement

In the last 12 months, Assurant had revenue of 11.88B and earned 760.2M in profits. Earnings per share was 14.55.

Revenue	11.88B
Gross Profit	9.11B
Operating Income	927.3M
Net Income	760.2M
EBITDA	1.26B
EBIT	1.03B
Earnings Per Share (EPS)	14.55

Full Income Statement

Balance Sheet

The company has 1.81B in cash and 2.08B in debt, giving a net cash position of -275.4M.

Cash & Cash Equivalents	1.81B
Total Debt	2.08B
Net Cash	-275.4M
Retained Earnings	4.38B
Total Assets	35.53B
Working Capital	11.49B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.33B and capital expenditures -221.3M, giving a free cash flow of 1.11B.

Operating Cash Flow	1.33B
Capital Expenditures	-221.3M
Free Cash Flow	1.11B
FCF Per Share	21.28

Full Cash Flow Statement

Margins

Gross margin is 76.71%, with operating and profit margins of 7.81% and 6.4%.

Gross Margin	76.71%
Operating Margin	7.81%
Pretax Margin	7.81%
Profit Margin	6.4%
EBITDA Margin	10.59%
EBIT Margin	7.81%
FCF Margin	9.36%

Dividends & Yields

AIZ pays an annual dividend of $3.92, which amounts to a dividend yield of 1.49%.

Dividend Per Share	$3.92
Dividend Yield	1.49%
Dividend Growth (YoY)	11.11%
Payout Ratio	28.41%
Earnings Yield	6.83%
FCF Yield	9.98%

Dividend Details

Analyst Forecast

The average price target for AIZ is $235, which is 11.3% higher than the current price. The consensus rating is "Buy".

Price Target	$235
Price Target Difference	11.3%
Analyst Consensus	Buy
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$227.42
Lynch Upside	7.71%
Graham Number	178.93
Graham Upside	-15.26%

Scores

Altman Z-Score	1.22
Piotroski F-Score	8