Assurant Inc. (AIZ)
Assurant Statistics
Share Statistics
Assurant has 50.79M shares outstanding. The number of shares has increased by -2.3% in one year.
Shares Outstanding | 50.79M |
Shares Change (YoY) | -2.3% |
Shares Change (QoQ) | -0.97% |
Owned by Institutions (%) | 93.64% |
Shares Floating | 50.34M |
Failed to Deliver (FTD) Shares | 22 |
FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 851.33K, so 1.66% of the outstanding shares have been sold short.
Short Interest | 851.33K |
Short % of Shares Out | 1.66% |
Short % of Float | 1.67% |
Short Ratio (days to cover) | 2.59 |
Valuation Ratios
The PE ratio is 14.65 and the forward PE ratio is 11.95. Assurant's PEG ratio is 0.7.
PE Ratio | 14.65 |
Forward PE | 11.95 |
PS Ratio | 0.94 |
Forward PS | 0.8 |
PB Ratio | 2.18 |
P/FCF Ratio | 8.36 |
PEG Ratio | 0.7 |
Enterprise Valuation
Assurant has an Enterprise Value (EV) of 11.41B.
EV / Sales | 0.96 |
EV / EBITDA | 0 |
EV / EBIT | 8.56 |
EV / FCF | 8.56 |
Financial Position
The company has a current ratio of 2.78, with a Debt / Equity ratio of 0.41.
Current Ratio | 2.78 |
Quick Ratio | 2.78 |
Debt / Equity | 0.41 |
Debt / EBITDA | - |
Debt / FCF | 1.56 |
Interest Coverage | 35.52 |
Financial Efficiency
Return on Equity is 14.89% and Return on Invested Capital is 28.35%.
Return on Equity | 14.89% |
Return on Assets | 2.17% |
Return on Invested Capital | 28.35% |
Revenue Per Employee | $836.44K |
Profits Per Employee | $53.54K |
Employee Count | 14,200 |
Asset Turnover | 0.34 |
Inventory Turnover | n/a |
Taxes
Income Tax | 167.1M |
Effective Tax Rate | 18.02% |
Stock Price Statistics
The stock price has increased by 14.06% in the last 52 weeks. The beta is 0.61, so Assurant's price volatility has been higher than the market average.
Beta | 0.61 |
52-Week Price Change | 14.06% |
50-Day Moving Average | 209.06 |
200-Day Moving Average | 197.96 |
Relative Strength Index (RSI) | 52.52 |
Average Volume (20 Days) | 445.95K |
Income Statement
In the last 12 months, Assurant had revenue of 11.88B and earned 760.2M in profits. Earnings per share was 14.55.
Revenue | 11.88B |
Gross Profit | 11.88B |
Operating Income | 3.8B |
Net Income | 760.2M |
EBITDA | 0 |
EBIT | 1.03B |
Earnings Per Share (EPS) | 14.55 |
Balance Sheet
The company has 1.81B in cash and 2.08B in debt, giving a net cash position of -275.4M.
Cash & Cash Equivalents | 1.81B |
Total Debt | 2.08B |
Net Cash | -275.4M |
Retained Earnings | 4.38B |
Total Assets | 35.02B |
Working Capital | 6.39B |
Cash Flow
In the last 12 months, operating cash flow was 1.33B and capital expenditures 0, giving a free cash flow of 1.33B.
Operating Cash Flow | 1.33B |
Capital Expenditures | 0 |
Free Cash Flow | 1.33B |
FCF Per Share | 25.52 |
Margins
Gross margin is 100%, with operating and profit margins of 32% and 6.4%.
Gross Margin | 100% |
Operating Margin | 32% |
Pretax Margin | 7.81% |
Profit Margin | 6.4% |
EBITDA Margin | n/a |
EBIT Margin | 32% |
FCF Margin | 11.22% |
Dividends & Yields
AIZ pays an annual dividend of $3.76, which amounts to a dividend yield of 1.43%.
Dividend Per Share | $3.76 |
Dividend Yield | 1.43% |
Dividend Growth (YoY) | 11.11% |
Payout Ratio | 26.02% |
Earnings Yield | 6.83% |
FCF Yield | 11.97% |
Analyst Forecast
The average price target for AIZ is $236.5, which is 12.1% higher than the current price. The consensus rating is "Strong Buy".
Price Target | $236.5 |
Price Target Difference | 12.1% |
Analyst Consensus | Strong Buy |
Analyst Count | 6 |
Scores
Altman Z-Score | 0.85 |
Piotroski F-Score | 6 |