Assurant Inc.

203.23
-7.54 (-3.58%)
At close: Apr 03, 2025, 3:59 PM
189.82
-6.60%
After-hours: Apr 03, 2025, 05:15 PM EDT

Assurant Statistics

Share Statistics

Assurant has 50.79M shares outstanding. The number of shares has increased by -2.3% in one year.

Shares Outstanding 50.79M
Shares Change (YoY) -2.3%
Shares Change (QoQ) -0.97%
Owned by Institutions (%) 93.64%
Shares Floating 50.34M
Failed to Deliver (FTD) Shares 22
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 851.33K, so 1.66% of the outstanding shares have been sold short.

Short Interest 851.33K
Short % of Shares Out 1.66%
Short % of Float 1.67%
Short Ratio (days to cover) 2.59

Valuation Ratios

The PE ratio is 14.65 and the forward PE ratio is 11.95. Assurant's PEG ratio is 0.7.

PE Ratio 14.65
Forward PE 11.95
PS Ratio 0.94
Forward PS 0.8
PB Ratio 2.18
P/FCF Ratio 8.36
PEG Ratio 0.7
Financial Ratio History

Enterprise Valuation

Assurant has an Enterprise Value (EV) of 11.41B.

EV / Sales 0.96
EV / EBITDA 0
EV / EBIT 8.56
EV / FCF 8.56

Financial Position

The company has a current ratio of 2.78, with a Debt / Equity ratio of 0.41.

Current Ratio 2.78
Quick Ratio 2.78
Debt / Equity 0.41
Debt / EBITDA -
Debt / FCF 1.56
Interest Coverage 35.52

Financial Efficiency

Return on Equity is 14.89% and Return on Invested Capital is 28.35%.

Return on Equity 14.89%
Return on Assets 2.17%
Return on Invested Capital 28.35%
Revenue Per Employee $836.44K
Profits Per Employee $53.54K
Employee Count 14,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

Income Tax 167.1M
Effective Tax Rate 18.02%

Stock Price Statistics

The stock price has increased by 14.06% in the last 52 weeks. The beta is 0.61, so Assurant's price volatility has been higher than the market average.

Beta 0.61
52-Week Price Change 14.06%
50-Day Moving Average 209.06
200-Day Moving Average 197.96
Relative Strength Index (RSI) 52.52
Average Volume (20 Days) 445.95K

Income Statement

In the last 12 months, Assurant had revenue of 11.88B and earned 760.2M in profits. Earnings per share was 14.55.

Revenue 11.88B
Gross Profit 11.88B
Operating Income 3.8B
Net Income 760.2M
EBITDA 0
EBIT 1.03B
Earnings Per Share (EPS) 14.55
Full Income Statement

Balance Sheet

The company has 1.81B in cash and 2.08B in debt, giving a net cash position of -275.4M.

Cash & Cash Equivalents 1.81B
Total Debt 2.08B
Net Cash -275.4M
Retained Earnings 4.38B
Total Assets 35.02B
Working Capital 6.39B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.33B and capital expenditures 0, giving a free cash flow of 1.33B.

Operating Cash Flow 1.33B
Capital Expenditures 0
Free Cash Flow 1.33B
FCF Per Share 25.52
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 32% and 6.4%.

Gross Margin 100%
Operating Margin 32%
Pretax Margin 7.81%
Profit Margin 6.4%
EBITDA Margin n/a
EBIT Margin 32%
FCF Margin 11.22%

Dividends & Yields

AIZ pays an annual dividend of $3.76, which amounts to a dividend yield of 1.43%.

Dividend Per Share $3.76
Dividend Yield 1.43%
Dividend Growth (YoY) 11.11%
Payout Ratio 26.02%
Earnings Yield 6.83%
FCF Yield 11.97%
Dividend Details

Analyst Forecast

The average price target for AIZ is $236.5, which is 12.1% higher than the current price. The consensus rating is "Strong Buy".

Price Target $236.5
Price Target Difference 12.1%
Analyst Consensus Strong Buy
Analyst Count 6
Stock Forecasts

Scores

Altman Z-Score 0.85
Piotroski F-Score 6