Assurant Inc. (AIZ)
Assurant Statistics
Share Statistics
Assurant has 51.29M shares outstanding. The number of shares has increased by -1.33% in one year.
| Shares Outstanding | 51.29M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.98% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 50.88M |
| Failed to Deliver (FTD) Shares | 238 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 698.34K, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 698.34K |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.37% |
| Short Ratio (days to cover) | 1.69 |
Valuation Ratios
The PE ratio is 14.02 and the forward PE ratio is 11.85. Assurant 's PEG ratio is 0.18.
| PE Ratio | 14.02 |
| Forward PE | 11.85 |
| PS Ratio | 0.81 |
| Forward PS | 0.9 |
| PB Ratio | 1.87 |
| P/FCF Ratio | 9.63 |
| PEG Ratio | 0.18 |
Enterprise Valuation
Assurant Inc. has an Enterprise Value (EV) of 9.46B.
| EV / Earnings | 14.72 |
| EV / Sales | 0.85 |
| EV / EBITDA | 8.43 |
| EV / EBIT | 14.72 |
| EV / FCF | 10.11 |
Financial Position
The company has a current ratio of 19.91, with a Debt / Equity ratio of 0.43.
| Current Ratio | 19.91 |
| Quick Ratio | 19.91 |
| Debt / Equity | 0.43 |
| Total Debt / Capitalization | 30.19 |
| Cash Flow / Debt | 0.55 |
| Interest Coverage | 5.95 |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is 7.43%.
| Return on Equity (ROE) | 0.13% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 7.43% |
| Revenue Per Employee | 818.50K |
| Profits Per Employee | 47.24K |
| Employee Count | 13.60K |
| Asset Turnover | 0.33 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 164.30M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by 26.02% in the last 52 weeks. The beta is 0.57, so Assurant 's price volatility has been higher than the market average.
| Beta | 0.57 |
| 52-Week Price Change | 26.02% |
| 50-Day Moving Average | 214.91 |
| 200-Day Moving Average | 189.06 |
| Relative Strength Index (RSI) | 51.52 |
| Average Volume (20 Days) | 348.00K |
Income Statement
In the last 12 months, Assurant had revenue of 11.13B and earned 642.50M in profits. Earnings per share was 12.02.
| Revenue | 11.13B |
| Gross Profit | 11.13B |
| Operating Income | 642.50M |
| Net Income | 642.50M |
| EBITDA | 1.12B |
| EBIT | 642.50M |
| Earnings Per Share (EPS) | 12.02 |
Balance Sheet
The company has 1.63B in cash and 2.08B in debt, giving a net cash position of -453.00M.
| Cash & Cash Equivalents | 1.63B |
| Total Debt | 2.08B |
| Net Cash | -453.00M |
| Retained Earnings | 4.03B |
| Total Assets | 35.33B |
| Working Capital | 7.11B |
Cash Flow
In the last 12 months, operating cash flow was 1.14B and capital expenditures -202.50M, giving a free cash flow of 935.60M.
| Operating Cash Flow | 1.14B |
| Capital Expenditures | -202.50M |
| Free Cash Flow | 935.60M |
| FCF Per Share | 17.5 |
Margins
Gross margin is 100%, with operating and profit margins of 5.77% and 5.77%.
| Gross Margin | 100% |
| Operating Margin | 5.77% |
| Pretax Margin | 7.25% |
| Profit Margin | 5.77% |
| EBITDA Margin | 10.08% |
| EBIT Margin | 5.77% |
| FCF Margin | 8.4% |
Dividends & Yields
AIZ pays an annual dividend of $3.2, which amounts to a dividend yield of 1.51%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 1.51% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 22.86% |
| Earnings Yield | 5.68% |
| FCF Yield | 8.63% |
Analyst Forecast
The average price target for AIZ is $236.5, which is 11.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $236.5 |
| Price Target Difference | 11.8% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 1.01 |
| Piotroski F-Score | 6 |