Assurant Inc. (AIZ)
Assurant Statistics
Share Statistics
Assurant has 50.79M shares outstanding. The number of shares has increased by -1.33% in one year.
| Shares Outstanding | 50.79M |
| Shares Change (YoY) | -1.33% |
| Shares Change (QoQ) | -0.98% |
| Owned by Institutions (%) | 92.56% |
| Shares Floating | 50.39M |
| Failed to Deliver (FTD) Shares | 532 |
| FTD / Avg. Volume | 0.14% |
Short Selling Information
The latest short interest is 851.33K, so 1.66% of the outstanding shares have been sold short.
| Short Interest | 851.33K |
| Short % of Shares Out | 1.66% |
| Short % of Float | 1.67% |
| Short Ratio (days to cover) | 2.59 |
Valuation Ratios
The PE ratio is 14.65 and the forward PE ratio is 11.95. Assurant's PEG ratio is 0.7.
| PE Ratio | 14.65 |
| Forward PE | 11.95 |
| PS Ratio | 0.94 |
| Forward PS | 0.8 |
| PB Ratio | 2.18 |
| P/FCF Ratio | 8.36 |
| PEG Ratio | 0.7 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Assurant Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.78, with a Debt / Equity ratio of 0.41.
| Current Ratio | 2.78 |
| Quick Ratio | 2.78 |
| Debt / Equity | 0.41 |
| Total Debt / Capitalization | 28.97 |
| Cash Flow / Debt | 0.64 |
| Interest Coverage | 35.52 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is 43.34%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 43.34% |
| Revenue Per Employee | 836.44K |
| Profits Per Employee | 53.54K |
| Employee Count | 14.2K |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 167.1M |
| Effective Tax Rate | 0.18 |
Stock Price Statistics
The stock price has increased by 14.93% in the last 52 weeks. The beta is 0.62, so Assurant's price volatility has been higher than the market average.
| Beta | 0.62 |
| 52-Week Price Change | 14.93% |
| 50-Day Moving Average | 209.81 |
| 200-Day Moving Average | 193.75 |
| Relative Strength Index (RSI) | 49.54 |
| Average Volume (20 Days) | 381.71K |
Income Statement
In the last 12 months, Assurant had revenue of 11.88B and earned 760.2M in profits. Earnings per share was 14.55.
| Revenue | 11.88B |
| Gross Profit | 11.88B |
| Operating Income | 3.8B |
| Net Income | 760.2M |
| EBITDA | 0 |
| EBIT | 3.8B |
| Earnings Per Share (EPS) | 14.55 |
Balance Sheet
The company has 1.81B in cash and 2.08B in debt, giving a net cash position of -275.4M.
| Cash & Cash Equivalents | 1.81B |
| Total Debt | 2.08B |
| Net Cash | -275.4M |
| Retained Earnings | 4.38B |
| Total Assets | 35.02B |
| Working Capital | 10.35B |
Cash Flow
In the last 12 months, operating cash flow was 1.33B and capital expenditures 0, giving a free cash flow of 1.33B.
| Operating Cash Flow | 1.33B |
| Capital Expenditures | 0 |
| Free Cash Flow | 1.33B |
| FCF Per Share | 25.52 |
Margins
Gross margin is 100%, with operating and profit margins of 32% and 6.4%.
| Gross Margin | 100% |
| Operating Margin | 32% |
| Pretax Margin | 7.81% |
| Profit Margin | 6.4% |
| EBITDA Margin | n/a |
| EBIT Margin | 32% |
| FCF Margin | 11.22% |
Dividends & Yields
AIZ pays an annual dividend of $3.76, which amounts to a dividend yield of 1.43%.
| Dividend Per Share | $3.76 |
| Dividend Yield | 1.43% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 26% |
| Earnings Yield | 7.02% |
| FCF Yield | 12.65% |
Analyst Forecast
The average price target for AIZ is $236.5, which is 14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $236.5 |
| Price Target Difference | 14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 0.96 |
| Piotroski F-Score | 6 |