Assurant Inc.

AI Score

XX

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191.43
2.49 (1.32%)
At close: Apr 23, 2025, 3:59 PM
190.99
-0.23%
Pre-market: Apr 24, 2025, 08:30 AM EDT

Assurant Statistics

Share Statistics

Assurant has 50.87M shares outstanding. The number of shares has increased by -2.3% in one year.

Shares Outstanding 50.87M
Shares Change (YoY) -2.3%
Shares Change (QoQ) -0.97%
Owned by Institutions (%) 93.64%
Shares Floating 50.41M
Failed to Deliver (FTD) Shares 100
FTD / Avg. Volume 0.02%

Short Selling Information

The latest short interest is 1.04M, so 2.06% of the outstanding shares have been sold short.

Short Interest 1.04M
Short % of Shares Out 2.06%
Short % of Float 2.73%
Short Ratio (days to cover) 2.34

Valuation Ratios

The PE ratio is 14.65 and the forward PE ratio is 9.72. Assurant's PEG ratio is 0.7.

PE Ratio 14.65
Forward PE 9.72
PS Ratio 0.94
Forward PS 0.7
PB Ratio 2.18
P/FCF Ratio 8.36
PEG Ratio 0.7
Financial Ratio History

Enterprise Valuation

Assurant has an Enterprise Value (EV) of 11.41B.

EV / Sales 0.96
EV / EBITDA 9.07
EV / EBIT 8.56
EV / FCF 8.56

Financial Position

The company has a current ratio of 2.78, with a Debt / Equity ratio of 0.41.

Current Ratio 2.78
Quick Ratio 2.78
Debt / Equity 0.41
Debt / EBITDA 1.66
Debt / FCF 1.56
Interest Coverage 8.67

Financial Efficiency

Return on Equity is 14.89% and Return on Invested Capital is 6.92%.

Return on Equity 14.89%
Return on Assets 2.17%
Return on Invested Capital 6.92%
Revenue Per Employee $836.44K
Profits Per Employee $53.54K
Employee Count 14,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

Income Tax 167.1M
Effective Tax Rate 18.02%

Stock Price Statistics

The stock price has increased by 8.12% in the last 52 weeks. The beta is 0.52, so Assurant's price volatility has been higher than the market average.

Beta 0.52
52-Week Price Change 8.12%
50-Day Moving Average 202.41
200-Day Moving Average 199.59
Relative Strength Index (RSI) 44.44
Average Volume (20 Days) 626.52K

Income Statement

In the last 12 months, Assurant had revenue of 11.88B and earned 760.2M in profits. Earnings per share was 14.55.

Revenue 11.88B
Gross Profit 11.88B
Operating Income 927.3M
Net Income 760.2M
EBITDA 1.26B
EBIT 1.03B
Earnings Per Share (EPS) 14.55
Full Income Statement

Balance Sheet

The company has 1.81B in cash and 2.08B in debt, giving a net cash position of -275.4M.

Cash & Cash Equivalents 1.81B
Total Debt 2.08B
Net Cash -275.4M
Retained Earnings 4.38B
Total Assets 35.02B
Working Capital 6.39B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.33B and capital expenditures 0, giving a free cash flow of 1.33B.

Operating Cash Flow 1.33B
Capital Expenditures 0
Free Cash Flow 1.33B
FCF Per Share 25.52
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 7.81% and 6.4%.

Gross Margin 100%
Operating Margin 7.81%
Pretax Margin 7.81%
Profit Margin 6.4%
EBITDA Margin 10.59%
EBIT Margin 7.81%
FCF Margin 11.22%

Dividends & Yields

AIZ pays an annual dividend of $3.76, which amounts to a dividend yield of 1.43%.

Dividend Per Share $3.76
Dividend Yield 1.43%
Dividend Growth (YoY) 11.11%
Payout Ratio 26.02%
Earnings Yield 6.83%
FCF Yield 11.97%
Dividend Details

Analyst Forecast

The average price target for AIZ is $236.5, which is 23.5% higher than the current price. The consensus rating is "Strong Buy".

Price Target $236.5
Price Target Difference 23.5%
Analyst Consensus Strong Buy
Analyst Count 6
Stock Forecasts

Scores

Altman Z-Score 0.83
Piotroski F-Score 6