Berkshire Hills Bancorp I... (BHLB)

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23.63

0.16 (0.68%)

At close: Apr 17, 2025, 3:59 PM

23.56

-0.30%

After-hours: Apr 17, 2025, 08:00 PM EDT

Berkshire Hills Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	383.76M	415.93M	414.16M	415.35M	464.95M	440.54M	441.07M	428.93M	413.53M	333.05M	317.83M	317.52M	329.06M	389.6M	393.5M	391.07M	381.85M	397.4M	418.66M	432.79M	447.91M	449.04M	449.38M	450.21M	450.27M	451.46M	433.38M	425.79M	420.19M	379.88M	355.7M	325.35M	297.03M	292.67M	285.99M	283.41M
Cost of Revenue	156.67M	284.5M	233.23M	244.27M	181.95M	109.85M	171.28M	168.25M	237.34M	129.21M	161.07M	198.86M	240.08M	292.49M	199.21M	101.32M	101.79M	101.79M	219.98M	329.07M	331.91M	225.93M	168.84M	120.86M	78.71M	107.17M	101.59M	96.03M	88.06M	105.42M	90.12M	73.3M	58.41M	118.56M	117.3M	116.97M
Gross Profit	227.09M	131.43M	180.93M	171.08M	282.99M	330.69M	269.8M	260.68M	176.19M	203.83M	156.76M	118.67M	88.98M	97.11M	194.3M	289.75M	280.06M	295.6M	198.67M	103.72M	116M	223.11M	280.54M	329.35M	371.56M	344.29M	331.79M	329.76M	332.13M	274.46M	265.58M	252.05M	238.63M	174.11M	168.69M	166.44M
Operating Income	46.13M	46.92M	51.05M	45.02M	129.37M	183.61M	181.36M	191M	157.41M	133.25M	152.41M	114.48M	86.98M	84.81M	69.48M	69.96M	63.76M	136.59M	137.15M	186.74M	239.92M	353.26M	371.49M	321.88M	313.59M	220.11M	194.92M	220.88M	202.93M	197.31M	195.53M	199.14M	203.12M	113.77M	109.86M	101.51M
Interest Income	613.94M	613.92M	604.67M	595.99M	576.3M	547.15M	502.8M	444.75M	387.26M	341.73M	317.75M	315.74M	329.06M	345.34M	363.42M	381.74M	409.78M	443.09M	479.05M	504.6M	509.51M	511.92M	495.77M	482.01M	467.05M	445.02M	416.51M	385.69M	360.26M	326.87M	308.32M	292.67M	280.44M	276.43M	271.37M	262.75M
Pretax Income	79.52M	46.96M	22.09M	18.66M	78.32M	120.01M	120.38M	121.81M	113.82M	102.4M	158.28M	157.58M	149.02M	141.95M	85.38M	-502.33M	-533.03M	-511.21M	-509.52M	78.73M	123.98M	102.5M	118.85M	132.06M	133.41M	135.33M	124.42M	110.07M	99.75M	90.96M	84.18M	77.45M	77.45M	85.05M	77.77M	67.75M
Net Income	61M	39.9M	21.94M	21.77M	69.6M	101.55M	100.72M	99.97M	92.53M	82.28M	127.31M	125.83M	118.66M	113.42M	70.9M	-500.12M	-533.02M	-522.27M	-520.88M	53.95M	97.45M	85.96M	95.57M	104.15M	105.77M	88.7M	79.37M	65.03M	55.25M	68.39M	61.87M	58.13M	58.67M	64.35M	62.67M	56.76M
Selling & General & Admin	174.22M	168.94M	169.12M	169.92M	168.35M	139.62M	139.1M	135.75M	135.09M	168.87M	174.81M	181.48M	189.19M	187.65M	186.38M	189.47M	189.78M	186.8M	186.06M	180.74M	175.76M	183.6M	180.53M	188.41M	188.49M	192.08M	198.09M	194.46M	197.21M	178.13M	162.96M	145.74M	132.71M	129.4M	128.32M	127.44M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	83.6M	-4.71M	-72.75M	-75.14M	-52.17M	-39.84M	-39.84M	-14.32M	-14.32M	n/a	-47.13M	-93.77M	-93.77M	-93.77M	-46.63M	-49.72M	-72.97M	-72.97M	-72.97M	-23.26M	n/a	-51.41M	-51.41M	-51.41M	-51.41M	-55M	-55M	-55M	-55M	-21.08M	-21.08M	-21.08M	-21.08M	n/a	n/a	n/a
Operating Expenses	306.09M	260.6M	214.59M	152.54M	130.78M	70.09M	7.82M	7.78M	7.69M	63.17M	60.45M	58.97M	54.38M	-148.14M	-88.71M	-27.89M	46.92M	246.34M	150.05M	78.07M	-269K	-48.48M	-8.71M	4.82M	14.45M	18.34M	18.99M	19.79M	19.18M	10.46M	9.01M	6.57M	5.24M	42.24M	42.35M	42.42M
Interest Expense	262.35M	260.77M	249.25M	236.34M	207.25M	164.43M	118.33M	71.68M	42.66M	29.92M	26.65M	30.6M	37.9M	47.77M	60.17M	76.29M	93M	110.69M	126.83M	138.37M	144.25M	144.59M	136.92M	124.47M	110.21M	95.22M	83.1M	73.03M	65.46M	59.28M	54.76M	51.22M	48.17M	44.57M	40.51M	36.7M
Selling & Marketing Expenses	4.52M	3.62M	4.31M	5.29M	5.38M	5.5M	5.24M	5.2M	5.1M	4.65M	4.22M	3.27M	2.75M	2.61M	2.75M	3.13M	3.7M	4.12M	4.12M	4.37M	4.47M	4.94M	5.42M	6.63M	7.98M	11.04M	11.68M	12.49M	11.88M	8.38M	6.93M	4.49M	3.16M	3.09M	3.2M	3.27M
Cost & Expenses	346.25M	384.37M	338.36M	340.06M	340.55M	253.95M	253.1M	248.1M	244.41M	242.19M	271.33M	308.95M	346.87M	347.92M	315.26M	278.2M	353.49M	349.33M	404.15M	399.39M	279.01M	124.82M	73.38M	80.81M	93.16M	125.51M	120.58M	115.82M	107.24M	115.89M	99.13M	79.86M	63.65M	161.68M	160.53M	160.26M
Income Tax Expense	18.51M	7.05M	151K	-3.12M	8.72M	18.46M	19.66M	21.84M	21.29M	20.12M	30.98M	31.75M	30.36M	24.63M	8.77M	-14.26M	-19.85M	-11.77M	-7.7M	13.55M	22.46M	19.35M	24.13M	27.27M	27.65M	46.63M	45.05M	45.04M	44.5M	22.57M	22.31M	19.33M	18.78M	20.7M	15.09M	10.99M
Shares Outstanding (Basic)	42.51M	42.17M	42.44M	42.78M	42.85M	43.16M	43.44M	43.69M	44.1M	44.7M	45.82M	47.67M	47.96M	48.4M	50.32M	50.33M	50.31M	50.33M	50.25M	50.2M	50.49M	51.42M	48.96M	46.11M	46.06M	46.03M	46.03M	45.97M	44.22M	39.98M	37.32M	35.28M	32.19M	30.62M	30.61M	30.51M
Shares Outstanding (Diluted)	42.76M	42.45M	42.51M	43.03M	43.5M	43.35M	43.53M	44.04M	44.48M	45.03M	46.1M	48.07M	48.34M	48.74M	50.61M	50.56M	50.35M	50.33M	50.25M	50.2M	50.7M	51.55M	49.11M	46.26M	46.24M	46.26M	46.22M	46.2M	44.22M	40.15M	37.47M	35.45M	32.38M	30.81M	30.77M	30.69M
EPS (Basic)	1.45	0.96	0.52	0.50	1.60	2.32	2.29	2.24	2.03	1.76	2.66	2.59	2.43	2.31	1.41	-9.95	-10.61	-10.4	-10.38	1.07	1.98	1.78	2.04	2.26	2.30	1.93	1.80	1.59	1.48	1.86	1.82	1.81	1.89	2.10	2.06	1.89
EPS (Diluted)	1.44	0.95	0.52	0.50	1.60	2.32	2.29	2.24	2.03	1.76	2.65	2.58	2.42	2.30	1.41	-9.95	-10.61	-10.4	-10.38	1.07	1.98	1.78	2.04	2.26	2.30	1.93	1.80	1.59	1.48	1.86	1.82	1.81	1.89	2.09	2.05	1.88
EBITDA	61.8M	61.8M	37.41M	34.45M	126.49M	165.81M	180.2M	174.79M	106.09M	94.99M	107.18M	81.38M	81.38M	53.14M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	45.07M	45.05M	81.42M	81.42M	67.76M	93.73M	81.55M	81.55M	76.21M	50.27M	26.07M	26.07M	n/a	n/a
EBIT	50.22M	49.66M	24.8M	21.47M	76.21M	115.18M	115.56M	116.89M	84.86M	73.44M	129.33M	96M	95.61M	66.8M	-17.31M	-18M	-18.1M	-18.27M	-18.12M	-17.58M	-16.7M	-15.99M	29.44M	29.9M	65.83M	66.13M	55.23M	86.94M	82.7M	83.61M	76.83M	46.03M	14.75M	14.5M	-11.88M	-12.13M
Depreciation & Amortization	11.59M	12.14M	12.61M	12.98M	13.27M	13.62M	13.97M	14.37M	14.71M	15.03M	15.46M	15.84M	16.23M	16.81M	17.31M	18M	18.1M	18.27M	18.12M	17.58M	16.7M	15.99M	15.63M	15.17M	15.61M	15.31M	12.56M	12.04M	11.48M	10.57M	12.01M	11.61M	11.32M	11.57M	11.88M	12.13M