Price Alert

Baldwin Insurance Group I... (BWIN)

NASDAQ: BWIN · Real-Time Price · USD

33.20

-0.99 (-2.90%)

At close: Aug 14, 2025, 3:59 PM

33.60

1.20%

Pre-market: Aug 15, 2025, 08:59 AM EDT

Baldwin Insurance Statistics

Share Statistics

Baldwin Insurance has 70.64M shares outstanding. The number of shares has increased by 2.11% in one year.

Shares Outstanding	70.64M
Shares Change (YoY)	2.11%
Shares Change (QoQ)	0%
Owned by Institutions (%)	n/a
Shares Floating	70.85M
Failed to Deliver (FTD) Shares	5,597
FTD / Avg. Volume	0.75%

Short Selling Information

The latest short interest is 5.69M, so 8.11% of the outstanding shares have been sold short.

Short Interest	5.69M
Short % of Shares Out	8.11%
Short % of Float	9.29%
Short Ratio (days to cover)	10.31

Valuation Ratios

The PE ratio is -100.31 and the forward PE ratio is 14.93. Baldwin Insurance's PEG ratio is 1.36.

PE Ratio	-100.31
Forward PE	14.93
PS Ratio	1.79
Forward PS	1.3
PB Ratio	4.22
P/FCF Ratio	40.25
PEG Ratio	1.36

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Baldwin Insurance.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.97, with a Debt / Equity ratio of 2.81.

Current Ratio	0.97
Quick Ratio	0.97
Debt / Equity	2.81
Debt / EBITDA	9.97
Debt / FCF	26.85
Interest Coverage	0

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$344.06K
Profits Per Employee	$-6.13K
Employee Count	4,000
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

Income Tax	1.73M
Effective Tax Rate	-4.4%

Stock Price Statistics

The stock price has increased by -23.83% in the last 52 weeks. The beta is 1.66, so Baldwin Insurance's price volatility has been higher than the market average.

Beta	1.66
52-Week Price Change	-23.83%
50-Day Moving Average	39.37
200-Day Moving Average	41.55
Relative Strength Index (RSI)	32.16
Average Volume (20 Days)	745,706

Income Statement

In the last 12 months, Baldwin Insurance had revenue of 1.38B and earned -24.52M in profits. Earnings per share was -0.39.

Revenue	1.38B
Gross Profit	344.19M
Operating Income	60.65M
Net Income	-24.52M
EBITDA	164.62M
EBIT	55.7M
Earnings Per Share (EPS)	-0.39

Full Income Statement

Balance Sheet

The company has 148.12M in cash and 1.64B in debt, giving a net cash position of -1.49B.

Cash & Cash Equivalents	148.12M
Total Debt	1.64B
Net Cash	-1.49B
Retained Earnings	-211.42M
Total Assets	3.74B
Working Capital	232.22M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 102.15M and capital expenditures -41.05M, giving a free cash flow of 61.1M.

Operating Cash Flow	102.15M
Capital Expenditures	-41.05M
Free Cash Flow	61.1M
FCF Per Share	0.96

Full Cash Flow Statement

Margins

Gross margin is 25.01%, with operating and profit margins of 4.41% and -1.78%.

Gross Margin	25.01%
Operating Margin	4.41%
Pretax Margin	-2.86%
Profit Margin	-1.78%
EBITDA Margin	11.96%
EBIT Margin	4.41%
FCF Margin	4.44%

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for BWIN is $43.5, which is 37.6% higher than the current price. The consensus rating is "Hold".

Price Target	$43.5
Price Target Difference	37.6%
Analyst Consensus	Hold
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	0.94
Piotroski F-Score	3