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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

Pathward Financial Inc. (CASH)

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AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

77.72

2.04 (2.70%)

At close: Jan 15, 2025, 9:46 AM

Ratios (Annual)

Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.

Boring Mode

Year	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95	FY94	FY93
PE Ratio	9.87	7.56	6.16	11.75	6.54	13.07	16.17	16.14	15.34	15.58	13.72	15.84	4.96	12.67	7.58	-42.4	863.48	87.85	15.58	-49.09	13.81	16.09	16.19	17.09	10.01	12.01	15.97	15.64	17.02	9.58	11.05	24.03
PS Ratio	5.55	2.14	1.92	3.28	1.55	2.80	3.03	3.21	2.86	2.40	2.20	2.32	0.82	0.64	0.72	0.58	0.71	2.62	1.85	1.98	2.58	2.84	2.12	2.28	1.62	2.07	3.04	4.14	3.46	2.87	3.44	6.81
PB Ratio	1.98	1.90	1.49	1.91	0.81	1.51	1.12	1.67	1.52	1.04	1.23	1.49	0.58	0.73	1.30	1.31	0.94	2.14	1.35	1.06	1.16	1.27	0.78	0.75	0.58	0.78	1.06	1.29	0.95	0.88	0.89	1.37
P/FCF Ratio	9.40	-8.42	-5.66	3.22	1.71	38.88	31.68	6.40	7.17	6.40	9.18	-7.5	1.12	2.93	2.68	3.23	-1.15	-45.36	6.77	36.67	7.43	9.12	15.17	-77.44	5.70	5.78	8.60	46.91	15.13	17.65	10.67	11.41
P/OCF Ratio	3.66	4.08	3.58	2.86	1.47	6.64	16.13	6.04	6.53	5.75	8.35	-9.21	1.06	2.69	2.51	2.71	-1.33	41.61	6.77	8.00	6.27	7.54	7.22	9.34	3.98	4.80	8.28	28.15	11.67	13.42	10.67	11.41
OCF/S Ratio	1.51	0.52	0.54	1.14	1.05	0.42	0.19	0.53	0.44	0.42	0.26	-0.25	0.77	0.24	0.29	0.21	-0.54	0.06	0.27	0.25	0.41	0.38	0.29	0.24	0.41	0.43	0.37	0.15	0.30	0.21	0.32	0.60
Debt / Equity Ratio	0.49	0.07	0.06	0.11	0.12	1.03	0.72	3.43	3.55	2.07	2.85	1.51	0.15	0.26	0.45	2.33	3.04	1.63	2.41	3.96	5.00	5.43	3.03	3.13	0.81	4.05	2.03	2.54	2.40	1.34	1.74	0.02
Quick Ratio	0.50	214.26	0.50	2.63K	894.84	1.87	7.65	1.99	1.68	3.09K	1.92K	1.73K	2.90K	2.86K	1.28K	997.17	915.61	601.14	543.25	11.36	0.13	0.06	0.02	0.03	0.36	0.17	0.52	3.65	0.27	5.02	338.50	27.50
Current Ratio	0.50	183.58	0.43	2.03K	654.44	1.58	7.65	1.99	1.68	3.09K	1.92K	1.73K	2.90K	2.86K	1.28K	997.17	915.61	601.14	543.25	11.36	0.13	0.06	0.02	0.03	0.36	0.17	0.52	3.65	0.27	5.02	338.50	27.50
Asset Turnover	0.04	0.08	0.07	0.08	0.07	0.07	0.05	0.04	0.04	0.05	0.05	0.05	0.06	0.07	0.13	0.13	0.08	0.06	0.04	0.03	0.03	0.02	0.03	0.03	0.03	0.03	0.04	0.03	0.03	0.04	0.03	0.04
Interest Coverage	9.36	16.32	42.82	22.21	3.27	1.52	3.03	6.91	10.49	9.14	8.76	6.80	8.52	2.74	2.07	-0.16	-0.14	1.14	1.28	0.93	1.33	1.26	1.14	1.12	1.15	1.20	1.25	1.36	1.29	1.50	1.58	1.45
Return on Equity (ROE)	0.20	0.25	0.24	0.16	0.12	0.12	0.07	0.10	0.10	0.07	0.09	0.09	0.12	0.06	0.17	-0.03	0.00	0.02	0.09	-0.02	0.08	0.08	0.05	0.04	0.06	0.07	0.07	0.08	0.06	0.09	0.08	0.06
Return on Assets (ROA)	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.01	-0.00	0.00	0.00	0.01	-0.00	0.01	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Return on Capital (ROIC)	0.03	0.02	0.22	0.02	0.02	0.02	0.02	0.03	0.01	0.01	0.01	0.01	0.02	0.01	0.01	-0.00	-0.00	0.03	0.04	0.03	0.04	0.04	0.46	0.53	0.06	0.06	0.06	0.08	0.06	0.08	0.04	0.06
Dividend Yield	0.00	0.00	0.01	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.03	0.02	0.02	0.03	0.01	0.02	0.03	0.02	0.02	0.04	0.04	0.05	0.04	0.03	0.02	0.02	0.01	n/a	n/a
Payout Ratio	0.03	0.03	0.04	0.05	0.07	0.08	0.11	0.11	0.13	0.19	0.20	0.22	0.11	0.35	0.12	-0.92	26.27	1.13	0.33	-1.38	0.32	0.38	0.59	0.65	0.55	0.50	0.43	0.28	0.29	0.14	n/a	n/a
Gross Profit Margin	100.00%	54.83%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	82.64%	85.94%	84.20%	82.97%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Net Profit Margin	56.20%	28.34%	31.20%	27.88%	23.63%	21.44%	18.76%	19.86%	18.66%	15.38%	16.03%	14.66%	16.57%	5.05%	9.49%	-1.36%	0.08%	2.98%	11.87%	-4.02%	18.66%	17.62%	13.09%	13.33%	16.17%	17.22%	19.05%	26.47%	20.34%	29.91%	31.11%	28.36%
Pretax Profit Margin	66.36%	31.54%	37.37%	30.78%	25.95%	21.65%	20.86%	24.39%	21.80%	16.55%	19.00%	18.71%	25.94%	9.00%	15.18%	-1.87%	-4.6%	6.45%	17.77%	-7%	28.30%	26.32%	18.95%	20.39%	23.27%	29.14%	32.65%	44.85%	34.75%	49.57%	43.33%	38.81%
Operating Profit Margin	66.36%	30.74%	41.61%	29.99%	24.90%	20.69%	30.78%	45.42%	24.10%	18.58%	21.45%	21.93%	29.39%	14.17%	9.49%	-1.36%	-2.97%	49.23%	81.15%	88.14%	114.47%	127.19%	150.83%	197.63%	196.42%	176.16%	163.95%	170.59%	153.39%	149.57%	127.78%	140.30%
FCF Margin	59.01%	-25.42%	-33.92%	101.84%	90.54%	7.21%	9.57%	50.06%	39.89%	37.42%	23.96%	-30.95%	73.43%	21.81%	26.80%	17.91%	-61.83%	-5.77%	27.30%	5.39%	34.68%	31.10%	13.97%	-2.94%	28.41%	35.76%	35.37%	8.82%	22.88%	16.24%	32.22%	59.70%
EBITDA Margin	n/a	42.79%	49.66%	42.40%	39.65%	33.84%	34.57%	44.31%	n/a	41.15%	37.52%	41.77%	45.64%	19.63%	23.94%	7.02%	n/a	26.50%	49.43%	46.85%	91.15%	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a