Pathward Financial Statistics Share Statistics Pathward Financial has 23.85M
shares outstanding. The number of shares has increased by -4.53%
in one year.
Shares Outstanding 23.85M Shares Change (YoY) -4.53% Shares Change (QoQ) 0% Owned by Institutions (%) 90.63% Shares Floating 23.5M Failed to Deliver (FTD) Shares 15 FTD / Avg. Volume 0.01%
Short Selling Information The latest short interest is 1.39M, so 5.89% of the outstanding
shares have been sold short.
Short Interest 1.39M Short % of Shares Out 5.89% Short % of Float 7.07% Short Ratio (days to cover) 7.09
Valuation Ratios The PE ratio is 9.87 and the forward
PE ratio is 8.63.
Pathward Financial's PEG ratio is
0.96.
PE Ratio 9.87 Forward PE 8.63 PS Ratio 2.65 Forward PS 2 PB Ratio 1.98 P/FCF Ratio 9.4 PEG Ratio 0.96
Financial Ratio History Enterprise Valuation Pathward Financial has an Enterprise Value (EV) of 1.91B.
EV / Sales 3.06 EV / EBITDA 7.46 EV / EBIT 4.22 EV / FCF 10.82
Financial Position The company has a current ratio of 0.33,
with a Debt / Equity ratio of 0.49.
Current Ratio 0.33 Quick Ratio 0.33 Debt / Equity 0.49 Debt / EBITDA 1.6 Debt / FCF 2.32 Interest Coverage 9.36
Financial Efficiency Return on Equity is 20.05% and Return on Invested Capital is 10.13%.
Return on Equity 20.05% Return on Assets 2.23% Return on Invested Capital 10.13% Revenue Per Employee $542.16K Profits Per Employee $145.76K Employee Count 1,155 Asset Turnover 0.08 Inventory Turnover n/a
Taxes Income Tax 29.14M Effective Tax Rate 14.66%
Stock Price Statistics The stock price has increased by 20.77% in the
last 52 weeks. The beta is 0.63, so Pathward Financial's
price volatility has been higher than the market average.
Beta 0.63 52-Week Price Change 20.77% 50-Day Moving Average 78.3 200-Day Moving Average 77.23 Relative Strength Index (RSI) 33.01 Average Volume (20 Days) 183,816
Income Statement In the last 12 months, Pathward Financial had revenue of 626.2M
and earned 168.36M
in profits. Earnings per share was 6.63.
Revenue 626.2M Gross Profit 562.3M Operating Income 198.79M Net Income 168.36M EBITDA 256.56M EBIT 198.79M Earnings Per Share (EPS) 6.63
Full Income Statement Balance Sheet The company has 158.34M in cash and 410.35M in
debt, giving a net cash position of -252.02M.
Cash & Cash Equivalents 158.34M Total Debt 410.35M Net Cash -252.02M Retained Earnings 354.47M Total Assets 7.23B Working Capital 1.55B
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 453.54M
and capital expenditures -276.75M, giving a free cash flow of 176.78M.
Operating Cash Flow 453.54M Capital Expenditures -276.75M Free Cash Flow 176.78M FCF Per Share 7.02
Full Cash Flow Statement Margins Gross margin is 89.8%, with operating and profit margins of 31.75% and 26.89%.
Gross Margin 89.8% Operating Margin 31.75% Pretax Margin 31.75% Profit Margin 26.89% EBITDA Margin 40.97% EBIT Margin 31.75% FCF Margin 28.23%
Dividends & Yields CASH pays an annual dividend of $0.2,
which amounts to a dividend yield of 0.27%.
Dividend Per Share $0.20 Dividend Yield 0.27% Dividend Growth (YoY) 0% Payout Ratio 2.65% Earnings Yield 10.13% FCF Yield 10.64%
Dividend Details Analyst Forecast The average price target for CASH is $91,
which is 23.3% higher than the current price. The consensus rating is "Hold".
Price Target $91 Price Target Difference 23.3% Analyst Consensus Hold Analyst Count 2
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $117.09 Lynch Upside 58.68% Graham Number 70.87 Graham Upside -3.96%
Stock Splits The last stock split was on Oct 5, 2018. It was a
forward
split with a ratio of 3:1.
Last Split Date Oct 5, 2018 Split Type forward Split Ratio 3:1
Scores Altman Z-Score 0.66 Piotroski F-Score 5
