Cass Information Systems Statistics
Share Statistics
Cass Information Systems has 13.57M shares outstanding. The number of shares has increased by 0.22% in one year.
| Shares Outstanding | 13.57M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.13% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 12.11M |
| Failed to Deliver (FTD) Shares | 6 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 194.85K, so 1.44% of the outstanding shares have been sold short.
| Short Interest | 194.85K |
| Short % of Shares Out | 1.44% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 6.02 |
Valuation Ratios
The PE ratio is 20.67 and the forward PE ratio is 18.08. Cass Information Systems 's PEG ratio is 0.73.
| PE Ratio | 20.67 |
| Forward PE | 18.08 |
| PS Ratio | 2.91 |
| Forward PS | 2.8 |
| PB Ratio | 2.7 |
| P/FCF Ratio | 27.47 |
| PEG Ratio | 0.73 |
Enterprise Valuation
Cass Information Systems Inc. has an Enterprise Value (EV) of 597.10M.
| EV / Earnings | 19.86 |
| EV / Sales | 2.8 |
| EV / EBITDA | 10.19 |
| EV / EBIT | 6.76 |
| EV / FCF | 26.41 |
Financial Position
The company has a current ratio of 0.45, with a Debt / Equity ratio of 0.
| Current Ratio | 0.45 |
| Quick Ratio | 0.45 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 5.43 |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is 29.81%.
| Return on Equity (ROE) | 0.13% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 29.81% |
| Revenue Per Employee | 200.97K |
| Profits Per Employee | 28.33K |
| Employee Count | 1.06K |
| Asset Turnover | 0.09 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 7.30M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by -3.28% in the last 52 weeks. The beta is 0.71, so Cass Information Systems 's price volatility has been higher than the market average.
| Beta | 0.71 |
| 52-Week Price Change | -3.28% |
| 50-Day Moving Average | 43.22 |
| 200-Day Moving Average | 43.11 |
| Relative Strength Index (RSI) | 49.4 |
| Average Volume (20 Days) | 37.86K |
Income Statement
In the last 12 months, Cass Information Systems had revenue of $213.23M and earned $30.06M in profits. Earnings per share was $2.18.
| Revenue | 213.23M |
| Gross Profit | 95.08M |
| Operating Income | 88.27M |
| Net Income | 30.06M |
| EBITDA | 58.59M |
| EBIT | 88.27M |
| Earnings Per Share (EPS) | 2.18 |
Balance Sheet
The company has $20.91M in cash and $8.48M in debt, giving a net cash position of $12.43M.
| Cash & Cash Equivalents | 20.91M |
| Total Debt | 8.48M |
| Net Cash | 12.43M |
| Retained Earnings | 145.78M |
| Total Assets | 2.26B |
| Working Capital | -124.26M |
Cash Flow
In the last 12 months, operating cash flow was $36.94M and capital expenditures -$14.32M, giving a free cash flow of $22.61M.
| Operating Cash Flow | 36.94M |
| Capital Expenditures | -14.32M |
| Free Cash Flow | 22.61M |
| FCF Per Share | 1.64 |
Margins
Gross margin is 44.59%, with operating and profit margins of 41.4% and 14.1%.
| Gross Margin | 44.59% |
| Operating Margin | 41.4% |
| Pretax Margin | 17.52% |
| Profit Margin | 14.1% |
| EBITDA Margin | 27.48% |
| EBIT Margin | 41.4% |
| FCF Margin | 10.6% |
Dividends & Yields
CASS pays an annual dividend of $1.24, which amounts to a dividend yield of 2.81%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.81% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 73.81% |
| Earnings Yield | 4.99% |
| FCF Yield | 3.81% |
Analyst Forecast
The average price target for CASS is $45, which is 3% higher than the current price. The consensus rating is "Buy".
| Price Target | $45 |
| Price Target Difference | 3% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 3, 2018. It was a forward split with a ratio of 6:5.
| Last Split Date | Dec 3, 2018 |
| Split Type | forward |
| Split Ratio | 6:5 |
Scores
| Altman Z-Score | 0.25 |
| Piotroski F-Score | 4 |