Cass Information Systems ... (CASS)
Cass Information Systems Statistics
Share Statistics
Cass Information Systems has 13.57M shares outstanding. The number of shares has increased by -0.46% in one year.
| Shares Outstanding | 13.57M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.42% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 12.11M |
| Failed to Deliver (FTD) Shares | 211 |
| FTD / Avg. Volume | 0.47% |
Short Selling Information
The latest short interest is 198.43K, so 1.46% of the outstanding shares have been sold short.
| Short Interest | 198.43K |
| Short % of Shares Out | 1.46% |
| Short % of Float | 1.64% |
| Short Ratio (days to cover) | 5.69 |
Valuation Ratios
The PE ratio is 28.82 and the forward PE ratio is 18.08. Cass Information Systems 's PEG ratio is 0.25.
| PE Ratio | 28.82 |
| Forward PE | 18.08 |
| PS Ratio | 2.77 |
| Forward PS | 2.5 |
| PB Ratio | 0 |
| P/FCF Ratio | 0 |
| PEG Ratio | 0.25 |
Enterprise Valuation
Cass Information Systems Inc. has an Enterprise Value (EV) of 597.10M.
| EV / Earnings | 31.15 |
| EV / Sales | 3 |
| EV / EBITDA | 47.89 |
| EV / EBIT | 47.89 |
| EV / FCF | 26.41 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0.62 |
Financial Efficiency
Return on equity (ROE) is 0% and return on capital (ROIC) is 4.14%.
| Return on Equity (ROE) | 0% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 4.14% |
| Revenue Per Employee | 187.74K |
| Profits Per Employee | 18.07K |
| Employee Count | 1.06K |
| Asset Turnover | 0 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 5.05M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by -6.72% in the last 52 weeks. The beta is 0.71, so Cass Information Systems 's price volatility has been higher than the market average.
| Beta | 0.71 |
| 52-Week Price Change | -6.72% |
| 50-Day Moving Average | 42.63 |
| 200-Day Moving Average | 42.27 |
| Relative Strength Index (RSI) | 53.45 |
| Average Volume (20 Days) | 44.48K |
Income Statement
In the last 12 months, Cass Information Systems had revenue of 199.19M and earned 19.17M in profits. Earnings per share was 1.42.
| Revenue | 199.19M |
| Gross Profit | 187.44M |
| Operating Income | 12.47M |
| Net Income | 19.17M |
| EBITDA | 12.47M |
| EBIT | 12.47M |
| Earnings Per Share (EPS) | 1.42 |
Balance Sheet
The company has 372.47M in cash and 8.48M in debt, giving a net cash position of 363.99M.
| Cash & Cash Equivalents | 372.47M |
| Total Debt | 8.48M |
| Net Cash | 363.99M |
| Retained Earnings | 145.78M |
| Total Assets | 2.40B |
| Working Capital | -205.25M |
Cash Flow
In the last 12 months, operating cash flow was 36.94M and capital expenditures -14.32M, giving a free cash flow of 22.61M.
| Operating Cash Flow | 36.94M |
| Capital Expenditures | -14.32M |
| Free Cash Flow | 22.61M |
| FCF Per Share | null |
Margins
Gross margin is 94.1%, with operating and profit margins of 6.26% and 9.62%.
| Gross Margin | 94.1% |
| Operating Margin | 6.26% |
| Pretax Margin | 12.16% |
| Profit Margin | 9.62% |
| EBITDA Margin | 6.26% |
| EBIT Margin | 6.26% |
| FCF Margin | 11.35% |
Dividends & Yields
CASS pays an annual dividend of $1.24, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 73.81% |
| Earnings Yield | 3.41% |
| FCF Yield | 4% |
Analyst Forecast
The average price target for CASS is $45, which is 8% higher than the current price. The consensus rating is "Buy".
| Price Target | $45 |
| Price Target Difference | 8% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 3, 2018. It was a forward split with a ratio of 6:5.
| Last Split Date | Dec 3, 2018 |
| Split Type | forward |
| Split Ratio | 6:5 |
Scores
| Altman Z-Score | 0.17 |
| Piotroski F-Score | 6 |