Cass Information Systems ... (CASS)
Cass Information Systems Statistics
Share Statistics
Cass Information Systems has 13.46M shares outstanding. The number of shares has increased by -1.31% in one year.
| Shares Outstanding | 13.46M |
| Shares Change (YoY) | -1.31% |
| Shares Change (QoQ) | -0.77% |
| Owned by Institutions (%) | 60.01% |
| Shares Floating | 11.95M |
| Failed to Deliver (FTD) Shares | 866 |
| FTD / Avg. Volume | 1.96% |
Short Selling Information
The latest short interest is 181.58K, so 1.34% of the outstanding shares have been sold short.
| Short Interest | 181.58K |
| Short % of Shares Out | 1.34% |
| Short % of Float | 1.5% |
| Short Ratio (days to cover) | 4.48 |
Valuation Ratios
The PE ratio is 28.82 and the forward PE ratio is 13.62. Cass Information Systems's PEG ratio is -0.83.
| PE Ratio | 28.82 |
| Forward PE | 13.62 |
| PS Ratio | 2.77 |
| Forward PS | 2.4 |
| PB Ratio | 2.41 |
| P/FCF Ratio | 14.18 |
| PEG Ratio | -0.83 |
Enterprise Valuation
Cass Information Systems has an Enterprise Value (EV) of 533.04M.
| EV / Sales | 2.68 |
| EV / EBITDA | 0 |
| EV / EBIT | 13.69 |
| EV / FCF | 13.69 |
Financial Position
The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.
| Current Ratio | 0.35 |
| Quick Ratio | 0.35 |
| Debt / Equity | 0 |
| Debt / EBITDA | - |
| Debt / FCF | 0 |
| Interest Coverage | 0.62 |
Financial Efficiency
Return on Equity is 8.37% and Return on Invested Capital is -1.44%.
| Return on Equity | 8.37% |
| Return on Assets | 0.8% |
| Return on Invested Capital | -1.44% |
| Revenue Per Employee | $193.95K |
| Profits Per Employee | $18.66K |
| Employee Count | 1,027 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 5.05M |
| Effective Tax Rate | 20.86% |
Stock Price Statistics
The stock price has increased by -13.28% in the last 52 weeks. The beta is 0.51, so Cass Information Systems's price volatility has been higher than the market average.
| Beta | 0.51 |
| 52-Week Price Change | -13.28% |
| 50-Day Moving Average | 43.06 |
| 200-Day Moving Average | 42.17 |
| Relative Strength Index (RSI) | 35.75 |
| Average Volume (20 Days) | 44.27K |
Income Statement
In the last 12 months, Cass Information Systems had revenue of 199.19M and earned 19.17M in profits. Earnings per share was 1.42.
| Revenue | 199.19M |
| Gross Profit | 187.44M |
| Operating Income | 12.47M |
| Net Income | 19.17M |
| EBITDA | 0 |
| EBIT | -5.99M |
| Earnings Per Share (EPS) | 1.42 |
Balance Sheet
The company has 19.33M in cash and 0 in debt, giving a net cash position of 19.33M.
| Cash & Cash Equivalents | 19.33M |
| Total Debt | 0 |
| Net Cash | 19.33M |
| Retained Earnings | 148.49M |
| Total Assets | 2.4B |
| Working Capital | -205.25M |
Cash Flow
In the last 12 months, operating cash flow was 38.95M and capital expenditures 0, giving a free cash flow of 38.95M.
| Operating Cash Flow | 38.95M |
| Capital Expenditures | 0 |
| Free Cash Flow | 38.95M |
| FCF Per Share | 2.88 |
Margins
Gross margin is 94.1%, with operating and profit margins of 6.26% and 9.62%.
| Gross Margin | 94.1% |
| Operating Margin | 6.26% |
| Pretax Margin | 12.16% |
| Profit Margin | 9.62% |
| EBITDA Margin | n/a |
| EBIT Margin | 6.26% |
| FCF Margin | 19.55% |
Dividends & Yields
CASS pays an annual dividend of $1.52, which amounts to a dividend yield of 2.85%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 2.85% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 109.35% |
| Earnings Yield | 3.47% |
| FCF Yield | 7.05% |
Analyst Forecast
The average price target for CASS is $45, which is 9.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $45 |
| Price Target Difference | 9.9% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 3, 2018. It was a forward split with a ratio of 6:5.
| Last Split Date | Dec 3, 2018 |
| Split Type | forward |
| Split Ratio | 6:5 |
Scores
| Altman Z-Score | 0.16 |
| Piotroski F-Score | 6 |