Price Alert

Coastal Financial Corpora... (CCB)

NASDAQ: CCB · Real-Time Price · USD

109.84

-6.04 (-5.21%)

At close: Sep 05, 2025, 3:59 PM

110.99

1.05%

After-hours: Sep 05, 2025, 06:42 PM EDT

Coastal Financial Statistics

Share Statistics

Coastal Financial has 15.11M shares outstanding. The number of shares has increased by 11.67% in one year.

Shares Outstanding	15.11M
Shares Change (YoY)	11.67%
Shares Change (QoQ)	0.14%
Owned by Institutions (%)	68.48%
Shares Floating	12.59M
Failed to Deliver (FTD) Shares	856
FTD / Avg. Volume	0.63%

Short Selling Information

The latest short interest is 911.5K, so 6.03% of the outstanding shares have been sold short.

Short Interest	911.5K
Short % of Shares Out	6.03%
Short % of Float	7%
Short Ratio (days to cover)	5.95

Valuation Ratios

The PE ratio is 25.36 and the forward PE ratio is 17.75. Coastal Financial's PEG ratio is -85.22.

PE Ratio	25.36
Forward PE	17.75
PS Ratio	1.99
Forward PS	2.2
PB Ratio	2.61
P/FCF Ratio	4.59
PEG Ratio	-85.22

Financial Ratio History

Enterprise Valuation

Coastal Financial has an Enterprise Value (EV) of 747.65M.

EV / Sales	1.3
EV / EBITDA	12.08
EV / EBIT	2.88
EV / FCF	2.99

Financial Position

The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.12.

Current Ratio	0.13
Quick Ratio	0.13
Debt / Equity	0.12
Debt / EBITDA	0.86
Debt / FCF	0.21
Interest Coverage	0.46

Financial Efficiency

Return on Equity is 10.31% and Return on Invested Capital is 8.92%.

Return on Equity	10.31%
Return on Assets	1.1%
Return on Invested Capital	8.92%
Revenue Per Employee	$1.18M
Profits Per Employee	$92.66K
Employee Count	488
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

Income Tax	12.1M
Effective Tax Rate	21.11%

Stock Price Statistics

The stock price has increased by 121.27% in the last 52 weeks. The beta is 1.06, so Coastal Financial's price volatility has been higher than the market average.

Beta	1.06
52-Week Price Change	121.27%
50-Day Moving Average	103.27
200-Day Moving Average	89.49
Relative Strength Index (RSI)	54.46
Average Volume (20 Days)	135,225

Income Statement

In the last 12 months, Coastal Financial had revenue of 576.61M and earned 45.22M in profits. Earnings per share was 3.35.

Revenue	576.61M
Gross Profit	175.26M
Operating Income	57.32M
Net Income	45.22M
EBITDA	61.87M
EBIT	57.32M
Earnings Per Share (EPS)	3.35

Full Income Statement

Balance Sheet

The company has 452.51M in cash and 53.28M in debt, giving a net cash position of 399.23M.

Cash & Cash Equivalents	452.51M
Total Debt	53.28M
Net Cash	399.23M
Retained Earnings	210.53M
Total Assets	4.48B
Working Capital	3.42B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 259.79M and capital expenditures -9.9M, giving a free cash flow of 249.89M.

Operating Cash Flow	259.79M
Capital Expenditures	-9.9M
Free Cash Flow	249.89M
FCF Per Share	18.5

Full Cash Flow Statement

Margins

Gross margin is 30.39%, with operating and profit margins of 9.94% and 7.84%.

Gross Margin	30.39%
Operating Margin	9.94%
Pretax Margin	9.94%
Profit Margin	7.84%
EBITDA Margin	10.73%
EBIT Margin	9.94%
FCF Margin	43.34%

Dividends & Yields

CCB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	3.94%
FCF Yield	21.79%

Dividend Details

Analyst Forecast

The average price target for CCB is $100, which is -9% lower than the current price. The consensus rating is "Buy".

Price Target	$100
Price Target Difference	-9%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$71.72
Lynch Upside	-34.71%
Graham Number	49.46
Graham Upside	-54.97%

Scores

Altman Z-Score	1.42
Piotroski F-Score	6