CF Bankshares Inc. (CFBK)

NASDAQ: CFBK · Real-Time Price · USD

22.96

-0.04 (-0.17%)

At close: Apr 28, 2025, 3:59 PM

23.00

0.17%

After-hours: Apr 28, 2025, 04:05 PM EDT

CF Bankshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	29.99M	12.51M	4.45M	11.74M	11.91M	12.82M	12.28M	13.28M	13.17M	13.72M	12.25M	11.72M	12.35M	12.39M	13.59M	16.79M	21.51M	24.77M	23.01M	9.47M	10.15M	8.62M	7.79M	6.79M	5.76M	5.3M	5.08M	4.38M	3.86M	3.65M	3.54M	3.19M	3.06M	3.23M	2.96M	2.94M
Cost of Revenue	n/a	-325K	-7.87M	n/a	-766K	n/a	n/a	n/a	-445K	n/a	n/a	n/a	165K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	29.99M	12.83M	12.33M	11.74M	12.68M	12.82M	12.28M	13.28M	13.61M	13.72M	12.25M	11.72M	12.19M	12.39M	13.59M	16.79M	21.51M	24.77M	23.01M	9.47M	10.15M	8.62M	7.79M	6.79M	5.76M	5.3M	5.08M	4.38M	3.86M	3.65M	3.54M	3.19M	3.06M	3.23M	2.96M	2.94M
Operating Income	29.14M	5.4M	1.93M	3.77M	n/a	5.01M	5.28M	n/a	n/a	6.84M	6.73M	7.74M	6.32M	6.05M	5.17M	8.55M	8.21M	13.42M	13.21M	3.16M	3.79M	3.29M	2.86M	2.1M	2.04M	1.29M	1.41M	978K	1.3M	1.02M	1.12M	612K	865K	754K	849K	802K
Interest Income	29.81M	29.83M	29.15M	28.92M	29.55M	28M	26.09M	24.05M	21.79M	17.91M	14.63M	13.09M	13.06M	12.65M	13.6M	12.8M	11.9M	10.57M	9.82M	9.9M	9.76M	8.79M	8.45M	7.89M	7.24M	6.57M	5.82M	5.06M	4.72M	4.35M	4.14M	3.83M	3.73M	3.71M	3.55M	3.34M
Pretax Income	5.17M	5.28M	1.93M	3.77M	5.17M	5.01M	5.28M	5.52M	5.9M	5.27M	5.88M	5.54M	5.55M	5.06M	4.32M	7.88M	8.21M	12.85M	12.7M	2.52M	3.79M	3.29M	2.86M	2.1M	1.65M	1.29M	1.41M	978K	1.01M	1.02M	826K	612K	591K	754K	626K	466K
Net Income	4.42M	4.07M	1.7M	3.07M	4.24M	4.03M	4.22M	4.45M	4.67M	4.25M	4.73M	4.52M	4.47M	4.08M	3.49M	6.42M	7.35M	10.19M	8.85M	1.63M	3.02M	2.62M	2.28M	1.68M	1.3M	1.05M	1.13M	792K	-299K	685K	556K	404K	384K	505K	422K	316K
Selling & General & Admin	857K	4.31M	4.3M	4.3M	4.2M	4.26M	4.58M	4.89M	4.61M	4.75M	4.14M	4M	4.37M	4.97M	6.41M	6.27M	7.14M	9.27M	7.88M	4.66M	4.45M	3.72M	3.57M	3.43M	2.85M	2.75M	2.6M	2.37M	1.86M	1.75M	1.71M	1.6M	1.53M	1.46M	1.3M	1.36M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	8.52M	-2.57M	n/a	n/a	8.56M	7.69M	8.39M	9.01M	n/a	8.11M	n/a	n/a	n/a	n/a	n/a	14.37M	n/a	n/a	n/a	5.7M	n/a	n/a	n/a	2.91M	n/a	n/a	n/a	2M	n/a	n/a	n/a	1.53M	n/a	n/a	n/a
Operating Expenses	857K	5.73M	5.73M	5.64M	5.43M	12.82M	12.28M	13.28M	13.61M	1M	12.25M	652K	6.03M	12.39M	2.66M	2.46M	21.51M	2.97M	2.43M	2.28M	10.15M	1.09M	972K	914K	5.76M	725K	624K	517K	3.86M	266K	260K	265K	2.24M	371K	2.12M	2.12M
Interest Expense	17.46M	18.54M	17.95M	17.8M	17.96M	16.5M	14.74M	11.44M	8.75M	4.69M	3.16M	2.38M	2.16M	2.29M	2.62M	3.24M	3.69M	3.48M	3.58M	3.82M	3.77M	3.51M	3.28M	2.84M	2.35M	1.94M	1.52M	1.19M	1.07M	893K	782K	791K	871K	798K	735K	692K
Selling & Marketing Expenses	35K	47K	38K	14K	29K	53K	71K	183K	144K	108K	134K	45K	489K	45K	1.28M	1.24M	1.49M	1.61M	1.25M	1.27M	940K	647K	616K	626K	389K	367K	370K	267K	57K	48K	32K	17K	39K	51K	18K	17K
Cost & Expenses	857K	5.73M	5.73M	5.64M	5.43M	12.82M	12.28M	13.28M	13.61M	1M	5.62M	3.98M	6.03M	6.44M	2.66M	8.3M	9.54M	11.35M	9.81M	6.41M	5.87M	1.09M	972K	914K	3.77M	725K	624K	517K	2.6M	266K	2.46M	265K	2.24M	371K	2.12M	2.12M
Income Tax Expense	748K	1.08M	237K	695K	932K	984K	1.06M	1.08M	1.23M	1.02M	1.16M	1.02M	1.09M	985K	835K	1.46M	861K	2.66M	2.63M	517K	765K	673K	583K	419K	353K	239K	279K	186K	1.3M	332K	270K	208K	207K	249K	204K	150K
Shares Outstanding (Basic)	6.26M	6.25M	6.26M	6.33M	6.43M	6.43M	6.42M	6.4M	6.36M	6.39M	6.41M	6.42M	6.45M	6.51M	6.54M	6.54M	6.52M	6.52M	5.74M	5.33M	5.06M	4.49M	4.41M	4.36M	4.3M	4.25M	4.52M	4.24M	4.14M	4.46M	5.05M	7.35M	2.92M	5.05M	7.67M	9.03M
Shares Outstanding (Diluted)	6.33M	6.29M	6.26M	6.48M	6.47M	6.46M	6.43M	6.54M	6.49M	6.55M	6.55M	6.55M	6.59M	6.66M	6.69M	6.67M	6.62M	6.6M	5.8M	5.4M	5.11M	4.53M	4.45M	4.42M	4.35M	4.37M	4.49M	4.49M	4.14M	4.46M	3.2M	3.21M	2.94M	2.91M	2.91M	2.92M
EPS (Basic)	0.72	0.65	0.26	0.48	0.66	0.63	0.66	0.69	0.73	0.66	0.74	0.70	0.69	0.63	0.53	0.98	1.13	1.56	1.54	0.31	0.51	0.59	0.55	0.39	0.33	0.24	0.28	0.17	-0.07	0.23	0.19	0.14	0.06	0.17	0.14	0.11
EPS (Diluted)	0.72	0.65	0.26	0.47	0.65	0.62	0.66	0.68	0.72	0.65	0.72	0.69	0.68	0.61	0.52	0.96	1.11	1.54	1.53	0.30	0.51	0.59	0.55	0.39	0.33	0.24	0.28	0.17	-0.07	0.17	0.17	0.13	0.06	0.17	0.14	0.11
EBITDA	21.36M	5.4M	2.05M	3.9M	353K	5.15M	5.43M	n/a	n/a	n/a	n/a	n/a	5.76M	n/a	n/a	n/a	8.31M	n/a	12.4M	n/a	3.87M	n/a	2.97M	2.13M	n/a	n/a	n/a	n/a	1.05M	n/a	n/a	643K	n/a	777K	n/a	n/a
EBIT	22.62M	5.28M	1.93M	3.77M	212K	5M	5.28M	-133K	86K	135K	94K	70K	5.64M	315K	807K	614K	8.21M	319K	12.65M	73K	3.79M	-92K	2.86M	2.1M	-38K	-51K	1.41M	978K	1.01M	1.02M	1K	612K	-40K	754K	-37K	-45K
Depreciation & Amortization	-1.26M	119K	122K	130K	141K	145K	148K	133K	-86K	-135K	-94K	-70K	124K	-315K	-807K	-614K	103K	-319K	-254K	-73K	85K	92K	104K	27K	38K	51K	n/a	n/a	49K	n/a	-1K	31K	40K	23K	37K	45K