CF Bankshares Inc. (CFBK)

NASDAQ: CFBK · Real-Time Price · USD

22.96

-0.04 (-0.17%)

At close: Apr 28, 2025, 3:59 PM

23.00

0.17%

After-hours: Apr 28, 2025, 04:05 PM EDT

CF Bankshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	58.69M	40.61M	40.92M	48.75M	50.29M	51.54M	52.45M	52.42M	50.86M	50.04M	48.71M	50.05M	55.12M	64.28M	76.66M	86.08M	78.76M	67.4M	51.26M	36.03M	33.36M	28.97M	25.65M	22.93M	20.52M	18.61M	16.97M	15.43M	14.25M	13.45M	13.03M	12.46M	12.2M	11.74M	11.17M	11.12M
Cost of Revenue	-8.2M	-8.96M	-8.64M	-766K	-766K	-445K	-445K	-445K	-445K	165K	165K	165K	165K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	66.89M	49.58M	49.56M	49.51M	51.05M	51.99M	52.9M	52.87M	51.31M	49.88M	48.54M	49.89M	54.96M	64.28M	76.66M	86.08M	78.76M	67.4M	51.26M	36.03M	33.36M	28.97M	25.65M	22.93M	20.52M	18.61M	16.97M	15.43M	14.25M	13.45M	13.03M	12.46M	12.2M	11.74M	11.17M	11.12M
Operating Income	40.23M	11.1M	10.71M	14.06M	10.29M	10.29M	12.12M	13.57M	21.31M	27.63M	26.84M	25.28M	26.09M	27.98M	35.35M	43.38M	38M	33.58M	23.45M	13.1M	12.04M	10.29M	8.29M	6.84M	5.72M	4.98M	4.71M	4.42M	4.05M	3.62M	3.35M	3.08M	3.27M	2.97M	2.92M	2.85M
Interest Income	117.71M	117.45M	115.62M	112.55M	107.69M	99.93M	89.84M	78.38M	67.42M	58.69M	53.42M	52.4M	52.11M	50.95M	48.87M	45.09M	42.19M	40.05M	38.28M	36.91M	34.9M	32.38M	30.15M	27.52M	24.69M	22.17M	19.95M	18.27M	17.05M	16.06M	15.42M	14.83M	14.33M	13.72M	13.12M	12.67M
Pretax Income	16.14M	16.15M	15.88M	19.23M	20.98M	21.71M	21.97M	22.57M	22.59M	22.25M	22.04M	20.48M	22.82M	25.47M	33.26M	41.64M	36.28M	31.86M	22.3M	12.46M	12.04M	9.9M	7.91M	6.45M	5.33M	4.69M	4.41M	3.83M	3.46M	3.05M	2.78M	2.58M	2.44M	2.08M	1.66M	1.5M
Net Income	13.25M	13.06M	13.03M	15.56M	16.94M	17.37M	17.59M	18.09M	18.16M	17.96M	17.79M	16.55M	18.45M	21.33M	27.44M	32.8M	28.01M	23.69M	16.12M	9.55M	9.6M	7.87M	6.31M	5.16M	4.27M	2.68M	2.31M	1.73M	1.35M	2.03M	1.85M	1.72M	1.63M	4.67M	4.5M	4.54M
Selling & General & Admin	13.77M	17.12M	17.06M	17.34M	17.93M	18.34M	18.83M	18.38M	17.5M	17.26M	17.48M	19.76M	22.03M	24.79M	29.09M	30.56M	28.95M	26.27M	20.71M	16.4M	15.17M	13.58M	12.61M	11.64M	10.58M	9.58M	8.58M	7.69M	6.91M	6.59M	6.29M	5.88M	5.65M	5.47M	5.39M	5.52M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	5.95M	5.95M	5.99M	16.25M	24.64M	33.65M	25.09M	25.51M	17.12M	8.11M	8.11M	n/a	n/a	14.37M	14.37M	14.37M	14.37M	5.7M	5.7M	5.7M	5.7M	2.91M	2.91M	2.91M	2.91M	2M	2M	2M	2M	1.53M	1.53M	1.53M	1.53M	1.24M	1.24M	1.24M
Operating Expenses	17.96M	22.53M	29.62M	36.17M	43.81M	51.99M	40.17M	40.15M	27.52M	19.94M	31.32M	21.74M	23.55M	39.02M	29.6M	29.37M	29.19M	17.83M	15.96M	14.5M	13.13M	8.74M	8.38M	8.03M	7.63M	5.73M	5.27M	4.9M	4.65M	3.04M	3.14M	5M	6.85M	7.21M	8.85M	8.81M
Interest Expense	71.75M	72.24M	70.21M	67M	60.64M	51.43M	39.62M	28.04M	18.97M	12.39M	9.99M	9.45M	10.31M	11.85M	13.03M	13.99M	14.58M	14.66M	14.7M	14.39M	13.4M	11.98M	10.4M	8.64M	7M	5.72M	4.67M	3.94M	3.53M	3.34M	3.24M	3.19M	3.1M	2.91M	2.8M	2.72M
Selling & Marketing Expenses	134K	128K	134K	167K	336K	451K	506K	569K	431K	776K	713K	1.86M	3.06M	4.06M	5.63M	5.59M	5.62M	5.08M	4.11M	3.48M	2.83M	2.28M	2M	1.75M	1.39M	1.06M	742K	404K	154K	136K	139K	125K	125K	106K	90K	117K
Cost & Expenses	17.96M	22.53M	29.62M	36.17M	43.81M	51.99M	40.17M	33.52M	24.22M	16.64M	22.08M	19.12M	23.43M	26.94M	31.85M	38.99M	37.1M	33.43M	23.18M	14.35M	8.86M	6.75M	6.38M	6.04M	5.64M	4.47M	4.01M	5.84M	5.59M	5.23M	5.34M	5M	6.85M	6.65M	8.29M	8.25M
Income Tax Expense	2.76M	2.94M	2.85M	3.67M	4.05M	4.34M	4.38M	4.48M	4.43M	4.29M	4.25M	3.93M	4.37M	4.14M	5.82M	7.62M	6.67M	6.58M	4.59M	2.54M	2.44M	2.03M	1.59M	1.29M	1.06M	2.01M	2.1M	2.09M	2.12M	1.02M	934K	868K	810K	-2.59M	-2.84M	-3.04M
Shares Outstanding (Basic)	6.26M	6.25M	6.26M	6.33M	6.43M	6.43M	6.42M	6.4M	6.36M	6.39M	6.41M	6.42M	6.45M	6.51M	6.54M	6.54M	6.52M	6.52M	5.74M	5.33M	5.06M	4.49M	4.41M	4.36M	4.3M	4.25M	4.52M	4.24M	4.14M	4.46M	5.05M	7.35M	2.92M	5.05M	7.67M	9.03M
Shares Outstanding (Diluted)	6.33M	6.29M	6.26M	6.48M	6.47M	6.46M	6.43M	6.54M	6.49M	6.55M	6.55M	6.55M	6.59M	6.66M	6.69M	6.67M	6.62M	6.6M	5.8M	5.4M	5.11M	4.53M	4.45M	4.42M	4.35M	4.37M	4.49M	4.49M	4.14M	4.46M	3.2M	3.21M	2.94M	2.91M	2.91M	2.92M
EPS (Basic)	2.11	2.05	2.03	2.43	2.64	2.71	2.74	2.82	2.83	2.79	2.76	2.55	2.83	3.27	4.20	5.21	4.54	3.92	2.95	1.96	2.04	1.86	1.51	1.24	1.02	0.62	0.61	0.52	0.49	0.62	0.56	0.51	0.48	1.52	1.46	1.48
EPS (Diluted)	2.10	2.03	2.00	2.40	2.61	2.68	2.71	2.77	2.78	2.74	2.70	2.50	2.77	3.20	4.13	5.14	4.48	3.88	2.93	1.95	2.04	1.86	1.51	1.24	1.02	0.62	0.55	0.44	0.40	0.53	0.53	0.50	0.48	1.25	1.19	1.21
EBITDA	32.71M	11.7M	11.45M	14.82M	10.93M	10.57M	5.43M	n/a	n/a	5.76M	5.76M	5.76M	5.76M	8.31M	8.31M	20.71M	20.71M	16.27M	16.27M	6.84M	8.97M	5.09M	5.09M	2.13M	n/a	1.05M	1.05M	1.05M	1.7M	643K	1.42M	1.42M	777K	777K	n/a	n/a
EBIT	33.6M	11.19M	10.91M	14.26M	10.36M	10.23M	5.37M	182K	385K	5.94M	6.12M	6.83M	7.38M	9.95M	9.95M	21.79M	21.25M	16.83M	16.42M	6.63M	8.66M	4.83M	4.87M	3.42M	2.3M	3.34M	4.41M	3M	2.64M	1.59M	1.33M	1.29M	632K	629K	-221K	-235K
Depreciation & Amortization	-890K	512K	538K	564K	567K	340K	60K	-182K	-385K	-175K	-355K	-1.07M	-1.61M	-1.63M	-1.64M	-1.08M	-543K	-561K	-150K	208K	308K	261K	220K	116K	89K	100K	49K	48K	79K	70K	93K	131K	145K	148K	221K	235K