Civista Bancshares Inc. (CIVB)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
20.22
0.16 (0.80%)
At close: Jan 15, 2025, 10:36 AM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
PE Ratio | 6.50 | 8.36 | 9.23 | 8.76 | 11.09 | 17.07 | 13.73 | 9.04 | 7.87 | 8.32 | 8.13 | 7.25 | 7.85 | -24.19 | 21.66 | -1.18 | 11.24 | 17.66 | 17.00 | 25.25 | 25.60 | 16.02 | 17.50 | 14.21 | 20.28 | 17.96 | 34.51 | 21.92 |
PS Ratio | 1.77 | 2.40 | 3.01 | 2.43 | 3.49 | 2.87 | 3.08 | 2.34 | 1.63 | 1.42 | 0.97 | 0.79 | 0.60 | 0.60 | 0.71 | 0.92 | 2.09 | 2.94 | 2.93 | 3.81 | 4.37 | 3.67 | 3.56 | 3.36 | 5.24 | 15.71 | 26.66 | 23.00 |
PB Ratio | 0.75 | 0.98 | 1.05 | 0.81 | 1.14 | 0.81 | 1.18 | 1.13 | 0.80 | 0.67 | 0.40 | 0.39 | 0.30 | 0.32 | 0.36 | 0.60 | 0.61 | 1.37 | 1.30 | 1.38 | 2.06 | 1.59 | 1.90 | 1.69 | 2.55 | 1.93 | 3.40 | 2.52 |
P/FCF Ratio | 4.72 | 17.64 | 9.64 | 9.32 | 10.34 | 13.06 | 11.01 | 10.19 | 7.68 | 5.50 | 4.49 | 2.53 | 2.13 | 1.72 | 5.29 | 2.43 | 30.57 | 12.27 | 15.62 | 22.49 | 24.35 | 17.88 | 23.47 | 15.27 | 20.77 | 37.35 | 33.96 | 20.55 |
P/OCF Ratio | 4.46 | 13.08 | 9.18 | 8.75 | 9.50 | 12.09 | 10.47 | 8.79 | 6.66 | 5.32 | 4.03 | 2.40 | 1.49 | 1.61 | 4.91 | 2.33 | 21.50 | 11.74 | 13.17 | 20.14 | 15.64 | 16.02 | 20.22 | 13.40 | 16.74 | 28.86 | 29.63 | 16.96 |
OCF/S Ratio | 0.40 | 0.18 | 0.33 | 0.28 | 0.37 | 0.24 | 0.29 | 0.27 | 0.24 | 0.27 | 0.24 | 0.33 | 0.40 | 0.37 | 0.14 | 0.40 | 0.10 | 0.25 | 0.22 | 0.19 | 0.28 | 0.23 | 0.18 | 0.25 | 0.31 | 0.54 | 0.90 | 1.36 |
Debt / Equity Ratio | 1.22 | 1.54 | 0.50 | 0.44 | 0.78 | 0.75 | 0.55 | 0.57 | 0.80 | 0.80 | 0.53 | 0.67 | 0.78 | 0.84 | 1.19 | 1.62 | 0.93 | 0.92 | 0.75 | 0.74 | 0.60 | 0.32 | 0.51 | 0.28 | 0.10 | 0.26 | 0.50 | 0.50 |
Quick Ratio | 2.73 | 1.91 | 0.82 | 0.57 | 0.28 | 0.99 | 1.00 | 1.01 | 1.91 | 79.56 | 96.07 | 63.92 | n/a | 425.90 | 347.63 | 209.72 | 381.95 | 171.35 | 239.25 | 19.02 | 25.05 | 90.71 | 1.13 | 1.11 | 1.09 | n/a | n/a | n/a |
Current Ratio | 2.73 | 1.80 | 0.62 | 0.44 | 0.24 | 0.99 | 1.00 | 1.01 | 1.91 | 79.56 | 96.07 | 63.92 | n/a | 425.90 | 347.63 | 209.72 | 381.95 | 171.35 | 239.25 | 19.02 | 25.05 | 90.71 | 1.13 | 1.11 | 1.09 | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.03 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | 0.01 | 0.01 |
Interest Coverage | n/a | 5.66 | 7.53 | 3.66 | 3.05 | 3.22 | 6.74 | 8.59 | 6.66 | 4.09 | 2.54 | 2.18 | 1.64 | 0.70 | 1.10 | -0.73 | 1.49 | 1.57 | 1.83 | 1.83 | 1.92 | 1.86 | 1.47 | 1.50 | 1.56 | 1.47 | 1.48 | 1.60 |
Return on Equity (ROE) | 0.12 | 0.12 | 0.11 | 0.09 | 0.10 | 0.05 | 0.09 | 0.13 | 0.10 | 0.08 | 0.05 | 0.05 | 0.04 | -0.01 | 0.02 | -0.51 | 0.05 | 0.08 | 0.08 | 0.05 | 0.08 | 0.10 | 0.11 | 0.12 | 0.13 | 0.11 | 0.10 | 0.12 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | -0.00 | 0.00 | -0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | n/a | 0.02 | 0.03 | 0.02 | 0.06 | 0.05 | 0.09 | 0.11 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.36 | 0.40 | 0.49 | 0.05 | 0.04 | 0.05 |
Dividend Yield | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.08 | 0.15 | 0.08 | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 | 0.05 | 0.06 | 0.04 | 0.04 | 0.03 | 0.04 |
Payout Ratio | 0.22 | 0.22 | 0.20 | 0.22 | 0.21 | 0.34 | 0.23 | 0.19 | 0.25 | 0.35 | 0.37 | 0.37 | 0.35 | -0.91 | 1.73 | -0.18 | 0.88 | 1.01 | 0.98 | 1.17 | 1.18 | 0.90 | 0.96 | 0.89 | 0.80 | 0.77 | 0.95 | 0.79 |
Gross Profit Margin | 101.27% | 100.00% | 100.00% | 100.00% | 100.00% | 98.73% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 27.15% | 28.77% | 32.55% | 27.74% | 31.50% | 16.78% | 22.41% | 25.93% | 20.67% | 17.09% | 11.87% | 10.91% | 7.64% | -2.46% | 3.28% | -77.73% | 18.57% | 16.68% | 17.21% | 15.10% | 17.09% | 22.91% | 20.35% | 23.62% | 25.83% | 87.44% | 77.23% | 104.93% |
Pretax Profit Margin | 31.99% | 34.32% | 38.18% | 32.00% | 36.79% | 19.92% | 31.39% | 35.90% | 28.42% | 22.77% | 14.51% | 14.28% | 9.28% | -6.02% | 2.81% | -75% | 26.69% | 23.90% | 24.90% | 21.14% | 23.65% | 32.28% | 27.97% | 32.47% | 35.92% | 122.86% | 106.29% | 145.83% |
Operating Profit Margin | n/a | 45.64% | 38.18% | 32.00% | 36.79% | 28.91% | 38.93% | 42.78% | 35.72% | 30.13% | 23.94% | 26.37% | 23.75% | 14.30% | 32.41% | -31.57% | 81.63% | 66.18% | 54.86% | 46.75% | 49.49% | 69.96% | 87.38% | 97.85% | 100.39% | 385.38% | 326.89% | 390.66% |
FCF Margin | 37.46% | 13.63% | 31.18% | 26.06% | 33.78% | 21.94% | 27.96% | 23.00% | 21.20% | 25.84% | 21.49% | 31.26% | 28.19% | 34.72% | 13.43% | 37.90% | 6.83% | 24.00% | 18.74% | 16.95% | 17.97% | 20.52% | 15.17% | 21.99% | 25.23% | 42.06% | 78.50% | 111.94% |
EBITDA Margin | n/a | 38.52% | 41.14% | 34.73% | 39.75% | 22.15% | 33.98% | 38.85% | 31.51% | 26.26% | 19.04% | 19.10% | 14.60% | n/a | 17.66% | n/a | 47.12% | 38.11% | 37.11% | 29.07% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |