Civista Bancshares Inc. (CIVB)
Civista Bancshares Statistics
Share Statistics
Civista Bancshares has 15.48M shares outstanding. The number of shares has increased by -1.57% in one year.
| Shares Outstanding | 15.48M |
| Shares Change (YoY) | -1.57% |
| Shares Change (QoQ) | -1.63% |
| Owned by Institutions (%) | 54.77% |
| Shares Floating | 14.91M |
| Failed to Deliver (FTD) Shares | 126 |
| FTD / Avg. Volume | 0.3% |
Short Selling Information
The latest short interest is 151.32K, so 0.96% of the outstanding shares have been sold short.
| Short Interest | 151.32K |
| Short % of Shares Out | 0.96% |
| Short % of Float | 0.99% |
| Short Ratio (days to cover) | 4.07 |
Valuation Ratios
The PE ratio is 10.23 and the forward PE ratio is 8.12. Civista Bancshares's PEG ratio is -0.42.
| PE Ratio | 10.23 |
| Forward PE | 8.12 |
| PS Ratio | 2.13 |
| Forward PS | 1.8 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 6.72 |
| PEG Ratio | -0.42 |
Enterprise Valuation
Civista Bancshares has an Enterprise Value (EV) of 710.39M.
| EV / Sales | 4.68 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.72 |
| EV / FCF | 14.72 |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 1.16.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 1.16 |
| Debt / EBITDA | - |
| Debt / FCF | 9.35 |
| Interest Coverage | -1.53 |
Financial Efficiency
Return on Equity is 8.16% and Return on Invested Capital is -14.48%.
| Return on Equity | 8.16% |
| Return on Assets | 0.77% |
| Return on Invested Capital | -14.48% |
| Revenue Per Employee | $288.26K |
| Profits Per Employee | $60.12K |
| Employee Count | 527 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.89M |
| Effective Tax Rate | 13.37% |
Stock Price Statistics
The stock price has increased by 36.51% in the last 52 weeks. The beta is 0.66, so Civista Bancshares's price volatility has been higher than the market average.
| Beta | 0.66 |
| 52-Week Price Change | 36.51% |
| 50-Day Moving Average | 19.9 |
| 200-Day Moving Average | 19.42 |
| Relative Strength Index (RSI) | 62.56 |
| Average Volume (20 Days) | 41.72K |
Income Statement
In the last 12 months, Civista Bancshares had revenue of 151.91M and earned 31.68M in profits. Earnings per share was 2.06.
| Revenue | 151.91M |
| Gross Profit | 151.91M |
| Operating Income | -137.59M |
| Net Income | 31.68M |
| EBITDA | 0 |
| EBIT | -11.03M |
| Earnings Per Share (EPS) | 2.06 |
Balance Sheet
The company has 64.61M in cash and 450.88M in debt, giving a net cash position of -386.28M.
| Cash & Cash Equivalents | 64.61M |
| Total Debt | 450.88M |
| Net Cash | -386.28M |
| Retained Earnings | 0 |
| Total Assets | 4.1B |
| Working Capital | 329.94M |
Cash Flow
In the last 12 months, operating cash flow was 48.25M and capital expenditures 0, giving a free cash flow of 48.25M.
| Operating Cash Flow | 48.25M |
| Capital Expenditures | 0 |
| Free Cash Flow | 48.25M |
| FCF Per Share | 3.13 |
Margins
Gross margin is 100%, with operating and profit margins of -90.57% and 20.86%.
| Gross Margin | 100% |
| Operating Margin | -90.57% |
| Pretax Margin | 24.08% |
| Profit Margin | 20.86% |
| EBITDA Margin | n/a |
| EBIT Margin | -90.57% |
| FCF Margin | 31.76% |
Dividends & Yields
CIVB pays an annual dividend of $0.82, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | $0.82 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 6.25% |
| Payout Ratio | 40.8% |
| Earnings Yield | 9.78% |
| FCF Yield | 14.89% |
Analyst Forecast
The average price target for CIVB is $24, which is 16.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $24 |
| Price Target Difference | 16.3% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jun 5, 1996. It was a forward split with a ratio of 4:1.
| Last Split Date | Jun 5, 1996 |
| Split Type | forward |
| Split Ratio | 4:1 |
Scores
| Altman Z-Score | 0.28 |
| Piotroski F-Score | 7 |