ChoiceOne Financial Servi... (COFS)
31.78
-0.01 (-0.03%)
At close: Mar 03, 2025, 3:59 PM
31.75
-0.09%
After-hours: Mar 03, 2025, 04:15 PM EST
ChoiceOne Financial Services Income Statement
| Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 |
| Revenue | 80.79M | 81.39M | 79.83M | 73.77M | 36.89M | 28.98M | 27.47M | 27.22M | 26.06M | 24.66M | 24M | 24.56M | 24.06M | 22.66M | 21.46M | 19.41M | 21.62M | 11.63M | 10.63M | 10.24M | 10.88M | 11.76M | 3.65M | 3.43M | 2.61M | 2.72M | 2.31M | 2.08M | 820K | 723K |
| Cost of Revenue | 150K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Gross Profit | 80.64M | 81.39M | 79.83M | 73.77M | 36.89M | 28.98M | 27.47M | 27.22M | 26.06M | 24.66M | 24M | 24.56M | 24.06M | 22.66M | 21.46M | 19.41M | 21.62M | 11.63M | 10.63M | 10.24M | 10.88M | 11.76M | 3.65M | 3.43M | 2.61M | 2.72M | 2.31M | 2.08M | 820K | 723K |
| Operating Income | 25.57M | 35.4M | 26.5M | 18.89M | 8.46M | 10.95M | 8.55M | 8.25M | 7.69M | 7.77M | 6.88M | 5.61M | 4.57M | 3.37M | 1.28M | 1.23M | 4.52M | 2.73M | 2.95M | 2.55M | 2.82M | 2.31M | 2.05M | 2.2M | 2.84M | 2.79M | 2.37M | 2.35M | 1.98M | 1.6M |
| Interest Income | 98.98M | 75.06M | 64.62M | 55.72M | 32.47M | 24.52M | 22.04M | 20.31M | 19.35M | 19.01M | 19.02M | 20.22M | 21.48M | 21.96M | 23.09M | 26.53M | 28.77M | 17.45M | 13.32M | 11.74M | 12.33M | 14.27M | 16.12M | 16.92M | 14.69M | 14.01M | 12.57M | 10.42M | 8.8M | 7.66M |
| Pretax Income | 25.57M | 27.66M | 26.5M | 18.89M | 8.46M | 8.49M | 8.55M | 8.25M | 7.69M | 7.77M | 6.88M | 5.61M | 4.57M | 3.37M | 1.28M | 1.23M | 4.52M | 2.73M | 2.95M | 2.55M | 2.82M | 2.31M | 2.05M | 2.2M | 2.84M | 2.79M | 2.37M | 2.35M | 1.98M | 1.6M |
| Net Income | 21.26M | 23.64M | 22.04M | 15.61M | 7.17M | 7.33M | 6.17M | 6.09M | 5.74M | 5.7M | 5.09M | 4.26M | 3.51M | 2.71M | 1.48M | 1.44M | 3.58M | 2.09M | 2.17M | 1.85M | 2.1M | 1.64M | 1.46M | 1.53M | 1.95M | 1.92M | 1.74M | 1.7M | 1.46M | 1.24M |
| Selling & General & Admin | 33.87M | 30.39M | 29.3M | 26.54M | 14.4M | 11M | 10.25M | 9.98M | 9.27M | 8.79M | 8.24M | 8.25M | 8M | 10M | 9.91M | 7.29M | 8.02M | 4.78M | 4.03M | 3.95M | 4.17M | 4.26M | 3.52M | 3.41M | 3.1M | 2.95M | 2.83M | 2.37M | 1.74M | 1.59M |
| Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Other Expenses | 46.92M | -16.9M | -82.64M | -81.42M | -42.83M | -32.14M | -6.19M | -6.4M | n/a | n/a | n/a | n/a | -27.48M | 94K | 47K | -25.48M | -25.12M | -13.67M | -11.71M | -11.64M | -12.24M | -13.72M | -5.12M | -4.64M | -2.87M | -2.88M | -2.77M | -2.09M | -585K | -716K |
| Operating Expenses | 80.79M | 2.94M | -53.34M | -54.88M | -28.43M | -18.04M | 6.19M | 6.4M | 18.28M | 16.79M | 16.66M | 16.44M | -19.49M | 10.09M | 9.96M | -18.19M | -17.11M | -8.9M | -7.68M | -7.69M | -8.07M | -9.46M | -1.6M | -1.23M | 230K | 72K | 61K | 272K | 1.16M | 876K |
| Interest Expense | 33.09M | 7.75M | 3.98M | 4.64M | 4.7M | 2.46M | 1.48M | 969K | 990K | 1.15M | 1.42M | 2.54M | 3.55M | 4.97M | 7.09M | 11.2M | 13.62M | 8.7M | 5.28M | 4.07M | 4.55M | 6.16M | 8.52M | 8.89M | 6.99M | 6.8M | 6.25M | 4.67M | 3.87M | 3.19M |
| Selling & Marketing Expenses | 721K | 764K | 848K | 588K | 528K | 308K | 298K | 222K | 253K | 275K | 239K | 212K | 160K | 168K | 124K | 152K | 306K | 111K | 154K | 120K | 149K | 172K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Cost & Expenses | 80.79M | 2.94M | -53.34M | -54.88M | -28.43M | -18.04M | 19.89M | 18.53M | 18.28M | 16.79M | 16.66M | 16.44M | -19.49M | 10.09M | 9.96M | -18.19M | -17.11M | -8.9M | -7.68M | -7.69M | -8.07M | -9.46M | -1.6M | -1.23M | 230K | 72K | 61K | 272K | 1.16M | 876K |
| Income Tax | 4.31M | 4.02M | 4.46M | 3.27M | 1.29M | 1.16M | 2.39M | 2.16M | 1.95M | 2.08M | 1.78M | 1.34M | 1.06M | 654K | -195K | -207K | 939K | 639K | 780K | 695K | 715K | 663K | 590K | 674K | 887K | 873K | 632K | 655K | 511K | 356K |
| Shares Outstanding (Basic) | 7.53M | 7.5M | 7.69M | 7.52M | 4.53M | 3.61M | 3.62M | 3.62M | 3.63M | 3.63M | 3.62M | 3.64M | 3.62M | 3.61M | 3.59M | 3.57M | 3.56M | 1.83M | 1.82M | 1.9M | 1.8M | 1.79M | 1.87M | 1.77M | 1.68M | 1.71M | 3.28M | 3.44M | 3.19M | 3.3M |
| Shares Outstanding (Diluted) | 7.57M | 7.53M | 7.7M | 7.53M | 4.54M | 3.63M | 3.63M | 3.63M | 3.64M | 3.65M | 3.65M | 3.64M | 3.62M | 3.61M | 3.59M | 3.57M | 3.59M | 1.83M | 1.82M | 1.9M | 1.8M | 1.79M | 1.87M | 1.77M | 1.68M | 1.71M | 3.28M | 3.44M | 3.19M | 3.3M |
| EPS (Basic) | 2.82 | 3.15 | 2.87 | 2.08 | 1.58 | 2.03 | 1.70 | 1.68 | 1.58 | 1.57 | 1.41 | 1.17 | 0.97 | 0.75 | 0.41 | 0.40 | 1.01 | 0.99 | 1.19 | 0.98 | 1.17 | 0.92 | 0.78 | 0.86 | 1.16 | 1.13 | 1.02 | 0.49 | 0.46 | 0.38 |
| EPS (Diluted) | 2.81 | 3.14 | 2.86 | 2.07 | 1.58 | 2.02 | 1.70 | 1.68 | 1.58 | 1.56 | 1.40 | 1.17 | 0.97 | 0.75 | 0.41 | 0.40 | 1.00 | 0.99 | 1.19 | 0.98 | 1.17 | 0.92 | 0.78 | 0.86 | 1.16 | 1.13 | 1.02 | 0.49 | 0.46 | 0.38 |
| EBITDA | n/a | 41M | 38.92M | 26.59M | 11.59M | 10.56M | 11.01M | 10.86M | 10.17M | 10.25M | 9.44M | -825K | 5.96M | 4.72M | 4.54M | n/a | 7.73M | 4.57M | 3.92M | 4.59M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Depreciation & Amortization | n/a | 3.81M | 3.93M | 4.22M | 1.96M | 1.18M | 1.39M | 1.46M | 2.48M | 2.48M | 2.56M | 2.47M | 2.24M | 2.08M | 2.08M | 1.84M | 1.81M | 1.12M | 1.12M | 1.13M | 1.16M | 1.35M | 870K | 818K | 513K | 381K | 320K | 288K | 233K | 230K |