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ChoiceOne Financial Servi... (COFS)

NASDAQ: COFS · Real-Time Price · USD

29.14

0.31 (1.08%)

At close: Jun 26, 2025, 3:59 PM

29.17

0.12%

After-hours: Jun 26, 2025, 04:04 PM EDT

ChoiceOne Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Revenue	139.1M	113.89M	89.13M	83.81M	78.41M	41.64M	31.45M	28.94M	28.19M
Cost of Revenue	47.29M	33.24M	8M	4.39M	8.64M	4.7M	2.5M	1.96M	969K
Gross Profit	91.81M	80.64M	81.14M	79.42M	69.77M	36.94M	28.95M	26.98M	27.22M
Operating Income	33.09M	25.57M	27.66M	26.5M	18.89M	8.46M	8.49M	8.55M	8.25M
Interest Income	121.1M	98.98M	75.06M	64.62M	55.72M	32.47M	24.52M	22.04M	20.31M
Pretax Income	33.09M	25.57M	27.66M	26.5M	18.89M	8.46M	8.49M	8.55M	8.25M
Net Income	26.73M	21.26M	23.64M	22.04M	15.61M	7.17M	7.33M	6.17M	6.09M
Selling & General & Admin	35.53M	33.87M	31.88M	30.95M	27.58M	14.97M	11.49M	10.75M	10.44M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	23.19M	21.21M	21.6M	21.97M	23.31M	13.5M	8.97M	7.68M	8.53M
Operating Expenses	58.72M	55.07M	53.48M	52.92M	50.88M	28.48M	20.46M	18.43M	18.97M
Interest Expense	46.66M	33.09M	7.75M	3.98M	4.64M	4.7M	2.46M	1.48M	969K
Selling & Marketing Expenses	788K	721K	764K	848K	588K	528K	308K	298K	222K
Cost & Expenses	106.01M	88.32M	61.47M	57.31M	59.53M	33.18M	22.96M	20.39M	19.94M
Income Tax Expense	6.36M	4.31M	4.02M	4.46M	3.27M	1.29M	1.16M	2.39M	2.16M
Shares Outstanding (Basic)	8.17M	7.54M	7.5M	7.68M	7.51M	7.25M	3.63M	3.62M	3.63M
Shares Outstanding (Diluted)	8.22M	7.57M	7.53M	7.7M	7.53M	4.54M	3.63M	3.62M	3.63M
EPS (Basic)	3.09	2.82	3.15	2.87	2.08	1.58	2.03	1.70	1.68
EPS (Diluted)	3.13	2.82	3.15	2.86	2.07	1.58	2.02	1.70	1.68
EBITDA	45.42M	38M	41M	38.92M	26.59M	11.59M	10.56M	11.01M	10.86M
EBIT	33.09M	25.57M	27.66M	26.5M	18.89M	8.46M	8.49M	8.55M	8.25M
Depreciation & Amortization	12.33M	12.43M	13.34M	12.43M	7.71M	3.13M	2.08M	2.45M	2.61M