ChoiceOne Financial Servi... (COFS)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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36.56

0.41%

After-hours Dec 13, 2024, 04:00 PM EST

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95	FY94
Revenue	80.64M	81.39M	79.83M	73.77M	36.89M	28.98M	27.47M	27.22M	26.06M	24.66M	24.00M	24.56M	24.06M	22.66M	21.46M	19.41M	21.62M	11.63M	10.63M	10.24M	10.88M	11.76M	3.65M	3.43M	2.61M	2.72M	2.31M	2.08M	820.00K	723.00K
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	80.64M	81.39M	79.83M	73.77M	36.89M	28.98M	27.47M	27.22M	26.06M	24.66M	24.00M	24.56M	24.06M	22.66M	21.46M	19.41M	21.62M	11.63M	10.63M	10.24M	10.88M	11.76M	3.65M	3.43M	2.61M	2.72M	2.31M	2.08M	820.00K	723.00K
Operating Income	25.57M	35.40M	26.50M	18.89M	8.46M	10.95M	8.55M	8.25M	7.69M	7.77M	6.88M	5.61M	4.57M	3.37M	1.28M	1.23M	4.52M	2.73M	2.95M	2.55M	2.82M	2.31M	2.05M	2.20M	2.84M	2.79M	2.37M	2.35M	1.98M	1.60M
Interest Income	98.98M	75.06M	64.62M	55.72M	32.47M	24.52M	22.04M	20.31M	19.35M	19.01M	19.02M	20.22M	21.48M	21.96M	23.09M	26.53M	28.77M	17.45M	13.32M	11.74M	12.33M	14.27M	16.12M	16.92M	14.69M	14.01M	12.57M	10.42M	8.80M	7.66M
Pretax Income	25.57M	27.66M	26.50M	18.89M	8.46M	8.49M	8.55M	8.25M	7.69M	7.77M	6.88M	5.61M	4.57M	3.37M	1.28M	1.23M	4.52M	2.73M	2.95M	2.55M	2.82M	2.31M	2.05M	2.20M	2.84M	2.79M	2.37M	2.35M	1.98M	1.60M
Net Income	21.26M	23.64M	22.04M	15.61M	7.17M	7.33M	6.17M	6.09M	5.74M	5.70M	5.09M	4.26M	3.51M	2.71M	1.48M	1.44M	3.58M	2.09M	2.17M	1.85M	2.10M	1.64M	1.46M	1.53M	1.95M	1.92M	1.74M	1.70M	1.46M	1.24M
Selling & General & Admin	33.87M	30.39M	29.30M	26.54M	14.40M	11.00M	10.25M	9.98M	9.27M	8.79M	8.24M	8.25M	8.00M	10.00M	9.91M	7.29M	8.02M	4.78M	4.03M	3.95M	4.17M	4.26M	3.52M	3.41M	3.10M	2.95M	2.83M	2.37M	1.74M	1.59M
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Expenses	-	-16.90M	-82.64M	-81.42M	-42.83M	-32.14M	-6.19M	-6.40M	-	-	-	-	-27.48M	94.00K	47.00K	-25.48M	-25.12M	-13.67M	-11.71M	-11.64M	-12.24M	-13.72M	-5.12M	-4.64M	-2.87M	-2.88M	-2.77M	-2.09M	-585.00K	-716.00K
Operating Expenses	48.33M	2.94M	-53.34M	-54.88M	-28.43M	-18.04M	6.19M	6.40M	18.28M	16.79M	16.66M	16.44M	-19.49M	10.09M	9.96M	-18.19M	-17.11M	-8.90M	-7.68M	-7.69M	-8.07M	-9.46M	-1.60M	-1.23M	230.00K	72.00K	61.00K	272.00K	1.16M	876.00K
Interest Expense	33.09M	7.75M	3.98M	4.64M	4.70M	2.46M	1.48M	969.00K	990.00K	1.15M	1.42M	2.54M	3.55M	4.97M	7.09M	11.20M	13.62M	8.70M	5.28M	4.07M	4.55M	6.16M	8.52M	8.89M	6.99M	6.80M	6.25M	4.67M	3.87M	3.19M
Selling & Marketing Expenses	721.00K	764.00K	848.00K	588.00K	528.00K	308.00K	298.00K	222.00K	253.00K	275.00K	239.00K	212.00K	160.00K	168.00K	124.00K	152.00K	306.00K	111.00K	154.00K	120.00K	149.00K	172.00K	-	-	-	-	-	-	-	-
Cost & Expenses	48.33M	2.94M	-53.34M	-54.88M	-28.43M	-18.04M	19.89M	18.53M	18.28M	16.79M	16.66M	16.44M	-19.49M	10.09M	9.96M	-18.19M	-17.11M	-8.90M	-7.68M	-7.69M	-8.07M	-9.46M	-1.60M	-1.23M	230.00K	72.00K	61.00K	272.00K	1.16M	876.00K
Income Tax	4.31M	4.02M	4.46M	3.27M	1.29M	1.16M	2.39M	2.16M	1.95M	2.08M	1.78M	1.34M	1.06M	654.00K	-195.00K	-207.00K	939.00K	639.00K	780.00K	695.00K	715.00K	663.00K	590.00K	674.00K	887.00K	873.00K	632.00K	655.00K	511.00K	356.00K
Shares Outstanding (Basic)	7.53M	7.50M	7.69M	7.52M	4.53M	3.61M	3.62M	3.62M	3.63M	3.63M	3.62M	3.64M	3.62M	3.61M	3.59M	3.57M	3.56M	1.83M	1.82M	1.90M	1.80M	1.79M	1.87M	1.77M	1.68M	1.71M	3.28M	3.44M	3.19M	3.30M
Shares Outstanding (Diluted)	7.57M	7.53M	7.70M	7.53M	4.54M	3.63M	3.63M	3.63M	3.64M	3.65M	3.65M	3.64M	3.62M	3.61M	3.59M	3.57M	3.59M	1.83M	1.82M	1.90M	1.80M	1.79M	1.87M	1.77M	1.68M	1.71M	3.28M	3.44M	3.19M	3.30M
EPS (Basic)	2.82	3.15	2.87	2.08	1.58	2.03	1.70	1.68	1.58	1.57	1.41	1.17	0.97	0.75	0.41	0.40	1.01	0.99	1.19	0.98	1.17	0.92	0.78	0.86	1.16	1.13	1.02	0.49	0.46	0.38
EPS (Diluted)	2.81	3.14	2.86	2.07	1.58	2.02	1.70	1.68	1.58	1.56	1.40	1.17	0.97	0.75	0.41	0.40	1.00	0.99	1.19	0.98	1.17	0.92	0.78	0.86	1.16	1.13	1.02	0.49	0.46	0.38
EBITDA	-	41.00M	38.92M	26.59M	11.59M	10.56M	11.01M	10.86M	10.17M	10.25M	9.44M	-825.00K	5.96M	4.72M	4.54M	-	7.73M	4.57M	3.92M	4.59M	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	-	3.81M	3.93M	4.22M	1.96M	1.18M	1.39M	1.46M	2.48M	2.48M	2.56M	2.47M	2.24M	2.08M	2.08M	1.84M	1.81M	1.12M	1.12M	1.13M	1.16M	1.35M	870.00K	818.00K	513.00K	381.00K	320.00K	288.00K	233.00K	230.00K