ChoiceOne Financial Servi... (COFS)
NASDAQ: COFS
· Real-Time Price · USD
29.95
-0.43 (-1.42%)
At close: Aug 15, 2025, 3:59 PM
29.98
0.10%
After-hours: Aug 15, 2025, 04:04 PM EDT
ChoiceOne Financial Services Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 177.66M | 151.5M | 139.1M | 135.07M | 128.53M | 121.3M | 113.89M | 106.26M | 98.59M | 92.88M | 89.13M | 85.71M | 84.82M | 83.88M | 83.81M | 83.58M | 83.61M | 83.08M |
Cost of Revenue | 50.57M | 62.14M | 47.29M | 47.18M | 45.39M | 40.79M | 33.24M | 24.88M | 16.85M | 11.25M | 8M | 5.65M | 4.63M | 4.33M | 4.39M | 5.37M | 6.66M | 7.56M |
Gross Profit | 66.9M | 89.36M | 91.81M | 87.9M | 83.14M | 80.51M | 80.64M | 81.38M | 81.73M | 81.63M | 81.14M | 80.06M | 80.19M | 79.55M | 79.42M | 78.21M | 76.96M | 75.51M |
Operating Income | 17.31M | 8.65M | 33.09M | 30.74M | 27.67M | 25.75M | 25.57M | 26.87M | 27.54M | 27.84M | 27.66M | 26.04M | 26.08M | 25.46M | 26.5M | 25.28M | 22.98M | 22.52M |
Interest Income | 102.69M | 132.63M | 121.1M | 118.03M | 112.64M | 106.01M | 98.98M | 91.65M | 84.63M | 78.98M | 75.06M | 71.24M | 68.68M | 66.44M | 64.62M | 62.84M | 61.27M | 58.71M |
Pretax Income | 17.15M | 8.65M | 33.09M | 30.74M | 27.67M | 25.75M | 25.57M | 26.87M | 27.54M | 27.84M | 27.66M | 26.04M | 26.08M | 25.46M | 26.5M | 25.28M | 22.98M | 22.52M |
Net Income | 14.13M | 7.19M | 26.73M | 24.86M | 22.64M | 21.26M | 21.26M | 22.65M | 23.34M | 23.75M | 23.64M | 21.97M | 21.91M | 21.33M | 22.04M | 21.13M | 19.21M | 18.6M |
Selling & General & Admin | 29.35M | 38.21M | 35.53M | 34.69M | 34.33M | 33.69M | 33.87M | 33.26M | 32.75M | 32.45M | 31.88M | 32.1M | 32M | 31.45M | 30.95M | 30.09M | 30.49M | 29.7M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 37.07M | 42.5M | 23.19M | 22.47M | 21.14M | 21.07M | 21.21M | 21.25M | 21.45M | 21.34M | 21.6M | 21.92M | 22.11M | 22.63M | 21.97M | 22.84M | 23.49M | 23.3M |
Operating Expenses | 66.43M | 80.7M | 58.72M | 57.16M | 55.47M | 54.76M | 55.07M | 54.51M | 54.2M | 53.78M | 53.48M | 54.02M | 54.11M | 54.08M | 52.92M | 52.93M | 53.98M | 53M |
Interest Expense | 36.78M | 48.35M | 46.66M | 46.38M | 45.02M | 40.67M | 33.09M | 24.96M | 16.83M | 10.98M | 7.75M | 5.55M | 4.63M | 4.16M | 3.98M | 3.95M | 4.01M | 4.09M |
Selling & Marketing Expenses | 695K | 894K | 788K | 665K | 766K | 722K | 721K | 859K | 789K | 781K | 764K | 791K | 775K | 835K | 848K | 683K | 648K | 585K |
Cost & Expenses | 116.99M | 142.84M | 106.01M | 104.34M | 100.86M | 95.56M | 88.32M | 79.39M | 71.05M | 65.04M | 61.47M | 59.67M | 58.74M | 58.41M | 57.31M | 58.3M | 60.63M | 60.56M |
Income Tax Expense | 3.01M | 1.47M | 6.36M | 5.88M | 5.03M | 4.48M | 4.31M | 4.22M | 4.19M | 4.1M | 4.02M | 4.07M | 4.18M | 4.13M | 4.46M | 4.15M | 3.77M | 3.92M |
Shares Outstanding (Basic) | 15M | 8.17M | 8.64M | 8.64M | 7.57M | 7.51M | 7.56M | 7.54M | 7.53M | 7.52M | 7.51M | 7.51M | 7.5M | 7.5M | 7.62M | 7.62M | 7.77M | 7.8M |
Shares Outstanding (Diluted) | 15.04M | 10.74M | 8.54M | 8.54M | 7.6M | 7.6M | 7.56M | 7.57M | 7.55M | 7.55M | 7.51M | 7.52M | 7.51M | 7.52M | 7.58M | 7.63M | 7.78M | 7.81M |
EPS (Basic) | 0.90 | 0.86 | 3.31 | 3.18 | 3.00 | 2.82 | 2.82 | 3.01 | 3.10 | 3.16 | 3.15 | 2.93 | 2.91 | 2.81 | 2.87 | 2.73 | 2.47 | 2.43 |
EPS (Diluted) | 1.30 | 1.26 | 3.30 | 3.16 | 2.99 | 2.81 | 2.82 | 3.01 | 3.10 | 3.16 | 3.15 | 2.92 | 2.90 | 2.80 | 2.86 | 2.72 | 2.46 | 2.42 |
EBITDA | 27.2M | 21.56M | 45.42M | 42.99M | 39.98M | 38.13M | 38M | 39.37M | 40.22M | 40.95M | 41M | 39.71M | 39.73M | 38.64M | 38.92M | 36.52M | 32.91M | 31.54M |
EBIT | 17.31M | 8.65M | 33.09M | 30.74M | 27.67M | 25.75M | 25.57M | 26.87M | 27.54M | 27.84M | 27.66M | 26.04M | 26.08M | 25.46M | 26.5M | 25.28M | 22.98M | 22.52M |
Depreciation & Amortization | 9.88M | 12.9M | 12.33M | 12.25M | 12.31M | 12.38M | 12.43M | 12.51M | 12.68M | 13.11M | 13.34M | 13.67M | 13.65M | 13.18M | 12.43M | 11.24M | 9.93M | 9.02M |