ChoiceOne Financial Servi... (COFS)
ChoiceOne Financial Services Statistics
Share Statistics
ChoiceOne Financial Services has 8.96M shares outstanding. The number of shares has increased by 18.6% in one year.
| Shares Outstanding | 8.96M |
| Shares Change (YoY) | 18.6% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 35.08% |
| Shares Floating | 8.25M |
| Failed to Deliver (FTD) Shares | 231 |
| FTD / Avg. Volume | 0.81% |
Short Selling Information
The latest short interest is 337.62K, so 3.77% of the outstanding shares have been sold short.
| Short Interest | 337.62K |
| Short % of Shares Out | 3.77% |
| Short % of Float | 4.09% |
| Short Ratio (days to cover) | 12.35 |
Valuation Ratios
The PE ratio is 10.38 and the forward PE ratio is 8.78. ChoiceOne Financial Services's PEG ratio is -0.99.
| PE Ratio | 10.38 |
| Forward PE | 8.78 |
| PS Ratio | 2.73 |
| Forward PS | 1.6 |
| PB Ratio | 1.13 |
| P/FCF Ratio | 5.22 |
| PEG Ratio | -0.99 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for ChoiceOne Financial Services Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 1.2.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 1.2 |
| Total Debt / Capitalization | 54.62 |
| Cash Flow / Debt | 0.2 |
| Interest Coverage | 0.77 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 4.93%.
| Return on Equity (ROE) | 0.11% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 4.93% |
| Revenue Per Employee | $214,299.73 |
| Profits Per Employee | $56,395.23 |
| Employee Count | 377 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.31M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 20.74% in the last 52 weeks. The beta is 0.74, so ChoiceOne Financial Services's price volatility has been higher than the market average.
| Beta | 0.74 |
| 52-Week Price Change | 20.74% |
| 50-Day Moving Average | 33.78 |
| 200-Day Moving Average | 31.03 |
| Relative Strength Index (RSI) | 30.55 |
| Average Volume (20 Days) | 28.63K |
Income Statement
In the last 12 months, ChoiceOne Financial Services had revenue of 80.79M and earned 21.26M in profits. Earnings per share was 2.82.
| Revenue | 80.79M |
| Gross Profit | 80.64M |
| Operating Income | 25.57M |
| Net Income | 21.26M |
| EBITDA | 0 |
| EBIT | 25.57M |
| Earnings Per Share (EPS) | 2.82 |
Balance Sheet
The company has 55.43M in cash and 235.51M in debt, giving a net cash position of -180.07M.
| Cash & Cash Equivalents | 55.43M |
| Total Debt | 235.51M |
| Net Cash | -180.07M |
| Retained Earnings | 73.7M |
| Total Assets | 2.73B |
| Working Capital | 643.14M |
Cash Flow
In the last 12 months, operating cash flow was 46.48M and capital expenditures -4.23M, giving a free cash flow of 42.25M.
| Operating Cash Flow | 46.48M |
| Capital Expenditures | -4.23M |
| Free Cash Flow | 42.25M |
| FCF Per Share | 5.61 |
Margins
Gross margin is 99.81%, with operating and profit margins of 31.65% and 26.32%.
| Gross Margin | 99.81% |
| Operating Margin | 31.65% |
| Pretax Margin | 31.65% |
| Profit Margin | 26.32% |
| EBITDA Margin | n/a |
| EBIT Margin | 31.65% |
| FCF Margin | 52.29% |
Dividends & Yields
COFS pays an annual dividend of $1.36, which amounts to a dividend yield of 2.98%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 2.98% |
| Dividend Growth (YoY) | 3.85% |
| Payout Ratio | 41.85% |
| Earnings Yield | 8.87% |
| FCF Yield | 14.84% |
Analyst Forecast
The average price target for COFS is $39, which is 22.7% higher than the current price. The consensus rating is "Buy".
| Price Target | $39 |
| Price Target Difference | 22.7% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Stock Splits
The last stock split was on May 9, 2018. It was a forward split with a ratio of 21:20.
| Last Split Date | May 9, 2018 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.47 |
| Piotroski F-Score | 4 |