Consumer Portfolio Servic... (CPSS)
Company Description
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.
The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems.
It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies.
The company also acquires installment purchase contracts in four merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van.
It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois.
The company was founded in 1991 and is based in Las Vegas, Nevada.

Country | United States |
IPO Date | Oct 22, 1992 |
Industry | Financial - Credit Services |
Sector | Financial Services |
Employees | 933 |
CEO | Charles E. Bradley Jr. |
Contact Details
Address: 3800 Howard Hughes Parkway Las Vegas, Nevada United States | |
Website | https://www.consumerportfolio.com |
Stock Details
Ticker Symbol | CPSS |
Exchange | NASDAQ |
Fiscal Year | January - December |
Reporting Currency | USD |
CIK Code | 0000889609 |
CUSIP Number | 210502100 |
ISIN Number | US2105021008 |
Employer ID | 33-0459135 |
SIC Code | 6199 |
Key Executives
Name | Position |
---|---|
Charles E. Bradley Jr. | Chief Executive Officer & Chairman |
Denesh Bharwani | Chief Financial Officer and Executive Vice President of Accounting & Finance |
Michael T. Lavin | President, Chief Operating Officer & Chief Legal Officer |
April Crisp | Senior Vice President of Compliance & Regulatory Affairs |
Bryan J. Rayhill | Secretary & Independent Director |
Catrina Ralston | Senior Vice President of Human Resources |
Christopher Terry | Executive Vice President of Systems, Risk & IT |
John Patrick Harton | Senior Vice President of Business Development |
Lisette Reynoso | Senior Vice President & General Counsel |
Teri L. Robinson | Executive Vice President of Sales & Originations |
Latest SEC Filings
Date | Type | Title |
---|---|---|
Mar 27, 2025 | 4 | Filing |
Mar 26, 2025 | 424B2 | Filing |
Mar 26, 2025 | 424B2 | Filing |
Mar 24, 2025 | 8-K | Current Report |
Mar 21, 2025 | 8-K | Current Report |
Mar 12, 2025 | 4 | Filing |
Mar 12, 2025 | 10-K | Annual Report |
Mar 07, 2025 | 4 | Filing |
Feb 26, 2025 | 8-K | Current Report |
Feb 03, 2025 | ABS-15G | Filing |