Consumer Portfolio Servic... (CPSS)
Consumer Portfolio Services Statistics
Share Statistics
Consumer Portfolio Services has 21.44M shares outstanding. The number of shares has increased by 2.01% in one year.
| Shares Outstanding | 21.44M |
| Shares Change (YoY) | 2.01% |
| Shares Change (QoQ) | 0.18% |
| Owned by Institutions (%) | 49.79% |
| Shares Floating | 8.92M |
| Failed to Deliver (FTD) Shares | 67 |
| FTD / Avg. Volume | 0.24% |
Short Selling Information
The latest short interest is 305.56K, so 1.42% of the outstanding shares have been sold short.
| Short Interest | 305.56K |
| Short % of Shares Out | 1.42% |
| Short % of Float | 4.1% |
| Short Ratio (days to cover) | 17.87 |
Valuation Ratios
The PE ratio is 12.04 and the forward PE ratio is 2.88. Consumer Portfolio Services's PEG ratio is -0.21.
| PE Ratio | 12.04 |
| Forward PE | 2.88 |
| PS Ratio | 0.59 |
| Forward PS | 0.3 |
| PB Ratio | 0.79 |
| P/FCF Ratio | 0.99 |
| PEG Ratio | -0.21 |
Enterprise Valuation
Consumer Portfolio Services has an Enterprise Value (EV) of 3.35B.
| EV / Sales | 8.51 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.33 |
| EV / FCF | 14.33 |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 10.69.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 10.69 |
| Debt / EBITDA | - |
| Debt / FCF | 13.39 |
| Interest Coverage | 0.14 |
Financial Efficiency
Return on Equity is 6.56% and Return on Invested Capital is 150.93%.
| Return on Equity | 6.56% |
| Return on Assets | 0.55% |
| Return on Invested Capital | 150.93% |
| Revenue Per Employee | $421.76K |
| Profits Per Employee | $20.58K |
| Employee Count | 933 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 8.23M |
| Effective Tax Rate | 30% |
Stock Price Statistics
The stock price has increased by -4.93% in the last 52 weeks. The beta is 1.78, so Consumer Portfolio Services's price volatility has been higher than the market average.
| Beta | 1.78 |
| 52-Week Price Change | -4.93% |
| 50-Day Moving Average | 9.45 |
| 200-Day Moving Average | 9.9 |
| Relative Strength Index (RSI) | 40.22 |
| Average Volume (20 Days) | 27.85K |
Income Statement
In the last 12 months, Consumer Portfolio Services had revenue of 393.51M and earned 19.2M in profits. Earnings per share was 0.9.
| Revenue | 393.51M |
| Gross Profit | 387.9M |
| Operating Income | 27.43M |
| Net Income | 19.2M |
| EBITDA | 0 |
| EBIT | -862K |
| Earnings Per Share (EPS) | 0.9 |
Balance Sheet
The company has 11.71M in cash and 3.13B in debt, giving a net cash position of -3.12B.
| Cash & Cash Equivalents | 11.71M |
| Total Debt | 3.13B |
| Net Cash | -3.12B |
| Retained Earnings | 267.06M |
| Total Assets | 3.49B |
| Working Capital | 11.71M |
Cash Flow
In the last 12 months, operating cash flow was 233.75M and capital expenditures 0, giving a free cash flow of 233.75M.
| Operating Cash Flow | 233.75M |
| Capital Expenditures | 0 |
| Free Cash Flow | 233.75M |
| FCF Per Share | 10.98 |
Margins
Gross margin is 98.57%, with operating and profit margins of 6.97% and 4.88%.
| Gross Margin | 98.57% |
| Operating Margin | 6.97% |
| Pretax Margin | 6.97% |
| Profit Margin | 4.88% |
| EBITDA Margin | n/a |
| EBIT Margin | 6.97% |
| FCF Margin | 59.4% |
Dividends & Yields
CPSS does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 8.3% |
| FCF Yield | 101.09% |
Analyst Forecast
Currently there are no analyst rating for CPSS.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Mar 15, 1996. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 15, 1996 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 6 |