Customers Bancorp Inc. (CUBI)

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46.27

2.26 (5.14%)

At close: Apr 22, 2025, 3:27 PM

Customers Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	151.42M	150.04M	365.03M	352.34M	364.59M	213.69M	176.49M	163.36M	129.79M	145.95M	173.08M	183.56M	206.1M	239.06M	158.32M	151.46M	146.6M	140.39M	112.41M	102.89M	103.18M	98.61M	76.07M	78.7M	81.04M	65.57M	82.8M	85.28M	87.52M	85.13M	75.18M	67.33M	64.49M	91.48M	70.93M	62.7M
Cost of Revenue	10.32M	n/a	10.99M	-672K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	18.98M	n/a	n/a	n/a
Gross Profit	141.09M	150.04M	354.03M	353.01M	364.59M	213.69M	176.49M	163.36M	129.79M	145.95M	173.08M	183.56M	206.1M	239.06M	158.32M	151.46M	146.6M	140.39M	112.41M	102.89M	103.18M	98.61M	76.07M	78.7M	81.04M	65.57M	82.8M	85.28M	87.52M	85.13M	75.18M	67.33M	45.51M	91.48M	70.93M	62.7M
Operating Income	-212.22M	46.02M	87.35M	78.85M	97.86M	110.23M	68.34M	233.33M	170.36M	159.43M	109.03M	115.98M	134M	116.04M	61.34M	74.63M	112.61M	98.81M	66.96M	53.01M	86.25M	89.89M	61.4M	64.41M	67.12M	52.1M	70.8M	63.48M	61.74M	52.92M	28.95M	26.92M	87.71M	55.39M	50.61M	43.01M
Interest Income	329.91M	332.11M	334.04M	21.23M	345.92M	376.34M	330.16M	314.94M	269.65M	235.92M	196.33M	183.48M	214.04M	242.85M	162.88M	161.12M	153.09M	139.65M	125.22M	125.34M	124M	126.72M	111.95M	101.08M	103.3M	110.05M	107.64M	96.96M	97.62M	98.28M	93.85M	83.09M	83.61M	84.21M	81.32M	73.4M
Pretax Income	35.86M	46.02M	77.12M	65.38M	83.89M	110.23M	68.34M	68.28M	35.85M	81.81M	77.55M	96.09M	115.25M	152.31M	81.47M	92.19M	78.47M	62.72M	29.77M	14.48M	34.98M	35.09M	11.79M	20.27M	22.97M	6.06M	30.48M	31.54M	32.42M	22.65M	44.48M	34.65M	34.81M	35.77M	32.45M	27.24M
Net Income	26.91M	46.74M	58.09M	49.73M	62.09M	86.76M	47.57M	53.72M	28.71M	63.91M	58.65M	76.76M	100.67M	116.04M	61.34M	36.59M	56.24M	50.52M	22.72M	10.64M	27.53M	27.07M	9.3M	15.44M	17.86M	6.03M	23.66M	24.14M	21.61M	7.75M	23.72M	25.75M	19.83M	21.19M	19.43M	17.7M
Selling & General & Admin	197.34M	70.11M	56.44M	75.28M	129K	43.05M	59.85M	36.12M	32.64M	54.11M	50.04M	53.37M	55.37M	50.16M	50.56M	47.24M	49.66M	49.67M	47.56M	45.87M	41.46M	36.15M	42.84M	40.57M	41.05M	40.35M	41.52M	37.46M	40.24M	42.09M	21.7M	21.29M	20.56M	38.52M	26.73M	24.26M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	144.27M	93.21M	-47.56M	-52.83M	-50.13M	-146.51M	-168M	-9M	157.53M	-35.77M	-39.36M	-120.95M	147.96M	-45.55M	-34.9M	n/a	143.1M	-91.25M	n/a	n/a	119.56M	n/a	n/a	n/a	119.34M	n/a	n/a	n/a	85.08M	n/a	n/a	n/a	89.51M	n/a	n/a	n/a
Operating Expenses	197.34M	163.32M	47.56M	52.83M	50.13M	-103.46M	-108.15M	315K	2.54M	762K	353K	-67.58M	1.52M	302K	313K	561K	2.22M	-41.57M	582K	1.64M	4.04M	976K	1.36M	809K	2.45M	820K	319K	390K	1.47M	404K	153K	180K	576K	591K	334K	256K
Interest Expense	162.09M	173.57M	166.38M	17.67M	23.1M	176.57M	164.89M	165.05M	134.51M	76.88M	31.48M	18.78M	20.34M	22.96M	24.12M	28.38M	30.15M	32.21M	33.24M	44.02M	46.4M	50.98M	47.27M	41.77M	41.78M	46.04M	40.32M	31.93M	29.32M	30.27M	25.24M	20.67M	19.48M	19.63M	18.16M	15.77M
Selling & Marketing Expenses	1.65M	908K	1.25M	682K	850K	650K	546K	1.05M	1.11M	762K	353K	315K	344K	302K	313K	561K	2K	n/a	582K	1.64M	899K	976K	1.36M	809K	917K	820K	319K	390K	361K	404K	153K	180K	94K	591K	334K	256K
Cost & Expenses	207.66M	163.32M	287.91M	286.96M	280.7M	-103.46M	-108.15M	315K	2.54M	762K	353K	-67.58M	1.52M	302K	313K	561K	2.22M	-41.57M	582K	1.64M	4.04M	976K	1.36M	809K	2.45M	820K	319K	390K	1.47M	404K	153K	180K	19.56M	591K	-153K	256K
Income Tax Expense	8.95M	-725K	19.03M	15.65M	21.8M	23.47M	20.77M	14.56M	7.14M	17.9M	18.9M	19.33M	12.99M	36.26M	20.12M	17.56M	22.23M	12.2M	7.05M	3.83M	7.45M	8.02M	2.49M	4.83M	5.11M	28K	6.82M	7.4M	10.81M	14.9M	15.53M	7.73M	11.47M	14.58M	13.02M	9.54M
Shares Outstanding (Basic)	31.57M	31.57M	31.65M	31.47M	31.39M	31.29M	31.25M	31.82M	32.41M	32.46M	32.71M	32.96M	32.63M	32.45M	32.28M	31.88M	31.64M	31.52M	31.48M	31.39M	31.31M	31.22M	31.15M	31.05M	31.62M	31.67M	31.56M	31.42M	30.84M	30.74M	30.64M	30.41M	28.98M	27.37M	27.08M	26.95M
Shares Outstanding (Diluted)	32.77M	32.77M	32.7M	32.85M	32.52M	32.18M	31.59M	32.35M	33.08M	33.23M	33.58M	34.33M	34.32M	33.87M	33.74M	32.84M	31.96M	31.74M	31.63M	31.82M	31.88M	31.64M	31.63M	31.48M	32.05M	32.28M	32.38M	32.27M	32.51M	32.51M	32.57M	32.79M	31.58M	29.15M	28.97M	28.78M
EPS (Basic)	-4.54	1.36	1.72	1.58	1.86	2.65	1.41	1.58	0.79	1.97	1.79	2.33	3.09	3.58	1.90	1.15	1.78	1.60	0.72	0.34	0.88	0.87	0.30	0.50	0.56	0.19	0.75	0.77	0.70	0.25	0.77	0.85	0.68	0.77	0.72	0.66
EPS (Diluted)	-4.37	1.31	1.66	1.51	1.79	2.58	1.39	1.55	0.77	1.92	1.75	2.24	2.93	3.43	1.82	1.11	1.76	1.59	0.72	0.33	0.86	0.86	0.29	0.49	0.56	0.19	0.73	0.75	0.66	0.24	0.73	0.79	0.63	0.73	0.67	0.61
EBITDA	n/a	n/a	83.58M	73.62M	91.25M	117.88M	76.08M	104.31M	n/a	88.51M	86.14M	102.15M	120.69M	157.79M	86.88M	97.51M	86.45M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	33.85M	34.89M	35.75M	27.74M	45.4M	36.13M	59M	38.17M	n/a	n/a
EBIT	-9.09M	46.02M	77.12M	65.38M	83.89M	110.23M	68.34M	95.48M	-7.13M	81.81M	78.86M	96.09M	115.25M	152.31M	81.47M	92.19M	78.47M	828K	-7.28M	-7.04M	-7.71M	-6.28M	-4.6M	-4.29M	-3.92M	-3.52M	30.48M	31.54M	32.42M	22.65M	44.48M	34.65M	34.81M	35.77M	-882K	-846K
Depreciation & Amortization	9.09M	n/a	7.83M	7.97M	7.36M	7.34M	7.33M	8.83M	6.52M	6.7M	7.27M	6.05M	5.45M	5.49M	5.41M	4.29M	3.98M	3.66M	3.64M	3.43M	2.84M	2.46M	2.25M	1.92M	1.55M	3.52M	3.37M	3.34M	3.33M	5.08M	1.09M	1.31M	-569K	2M	1.17M	970K