Citizens Financial Services Statistics
Share Statistics
Citizens Financial Services has 4.76M shares outstanding. The number of shares has increased by 1.12% in one year.
| Shares Outstanding | 4.76M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 4.43M |
| Failed to Deliver (FTD) Shares | 80 |
| FTD / Avg. Volume | 0.4% |
Short Selling Information
The latest short interest is 41.53K, so 0.87% of the outstanding shares have been sold short.
| Short Interest | 41.53K |
| Short % of Shares Out | 0.87% |
| Short % of Float | 0.94% |
| Short Ratio (days to cover) | 1.62 |
Valuation Ratios
The PE ratio is 15.93 and the forward PE ratio is 11.34.
| PE Ratio | 15.93 |
| Forward PE | 11.34 |
| PS Ratio | 3.29 |
| Forward PS | null |
| PB Ratio | 1.01 |
| P/FCF Ratio | 11.86 |
| PEG Ratio | n/a |
Enterprise Valuation
Citizens Financial Services Inc. has an Enterprise Value (EV) of 559.98M.
| EV / Earnings | 31.44 |
| EV / Sales | 6.49 |
| EV / EBITDA | 24.31 |
| EV / EBIT | 13.13 |
| EV / FCF | 23.41 |
Financial Position
The company has a current ratio of 10.84, with a Debt / Equity ratio of 1.15.
| Current Ratio | 10.84 |
| Quick Ratio | 10.84 |
| Debt / Equity | 1.15 |
| Total Debt / Capitalization | 53.52 |
| Cash Flow / Debt | 0.08 |
| Interest Coverage | 0.91 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 5.87%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.87% |
| Revenue Per Employee | 219.69K |
| Profits Per Employee | 45.32K |
| Employee Count | 393 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 3.70M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 1.17% in the last 52 weeks. The beta is 0.49, so Citizens Financial Services 's price volatility has been higher than the market average.
| Beta | 0.49 |
| 52-Week Price Change | 1.17% |
| 50-Day Moving Average | 66.72 |
| 200-Day Moving Average | 52.68 |
| Relative Strength Index (RSI) | 41.36 |
| Average Volume (20 Days) | 19.94K |
Income Statement
In the last 12 months, Citizens Financial Services had revenue of 86.34M and earned 17.81M in profits. Earnings per share was 4.02.
| Revenue | 86.34M |
| Gross Profit | 86.34M |
| Operating Income | 42.66M |
| Net Income | 17.81M |
| EBITDA | 23.04M |
| EBIT | 42.66M |
| Earnings Per Share (EPS) | 4.02 |
Balance Sheet
The company has 52.82M in cash and 322.04M in debt, giving a net cash position of -269.22M.
| Cash & Cash Equivalents | 52.82M |
| Total Debt | 322.04M |
| Net Cash | -269.22M |
| Retained Earnings | 172.97M |
| Total Assets | 3.03B |
| Working Capital | -517.00M |
Cash Flow
In the last 12 months, operating cash flow was 26.54M and capital expenditures -2.62M, giving a free cash flow of 23.92M.
| Operating Cash Flow | 26.54M |
| Capital Expenditures | -2.62M |
| Free Cash Flow | 23.92M |
| FCF Per Share | 5.4 |
Margins
Gross margin is 10.00K%, with operating and profit margins of 4.94K% and 2.06K%.
| Gross Margin | 10.00K% |
| Operating Margin | 4.94K% |
| Pretax Margin | 2.49K% |
| Profit Margin | 2.06K% |
| EBITDA Margin | 26.68% |
| EBIT Margin | 49.41% |
| FCF Margin | 27.71% |
Dividends & Yields
CZFS pays an annual dividend of $1.96, which amounts to a dividend yield of 3.22%.
| Dividend Per Share | $1.96 |
| Dividend Yield | 3.22% |
| Dividend Growth (YoY) | 1% |
| Payout Ratio | 33.73% |
| Earnings Yield | 6.46% |
| FCF Yield | 8.08% |
Analyst Forecast
Currently there are no analyst rating for CZFS.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jun 14, 2017. It was a forward split with a ratio of 21:20.
| Last Split Date | Jun 14, 2017 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.02 |
| Piotroski F-Score | 6 |