Citizens Financial Servic...
(CZFS) ✕
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
undefined
undefined%
At close: undefined
62.70
0.77%
After-hours Jan 03, 2025, 04:00 PM EST
Income Statement (Annual)
Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 |
Revenue | 86.34M | 81.87M | 78.42M | 73.61M | 58.33M | 54.92M | 50.91M | 45.86M | 38.26M | 37.69M | 37.19M | 38.26M | 35.64M | 33.67M | 31.23M | 24.34M | 24.19M | 22.61M | 22.39M | 21.66M | 22.10M | 22.02M | 19.01M | 14.65M | 14.10M | 2.51M | 2.66M | 1.60M | 1.42M | 1.39M | 1.38M |
Cost of Revenue | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit | 86.34M | 81.87M | 78.42M | 73.61M | 58.33M | 54.92M | 50.91M | 45.86M | 38.26M | 37.69M | 37.19M | 38.26M | 35.64M | 33.67M | 31.23M | 24.34M | 24.19M | 22.61M | 22.39M | 21.66M | 22.10M | 22.02M | 19.01M | 14.65M | 14.10M | 2.51M | 2.66M | 1.60M | 1.42M | 1.39M | 1.38M |
Operating Income | 42.66M | 47.59M | 35.32M | 30.37M | 23.31M | 31.01M | 24.89M | 20.71M | 19.17M | 21.90M | 23.44M | 26.20M | 26.13M | 26.00M | 25.78M | 22.19M | 25.43M | 22.21M | 17.94M | 15.98M | 14.99M | 17.76M | 18.83M | 18.09M | 16.66M | 16.81M | 17.11M | 15.18M | 13.85M | 11.73M | 11.19M |
Interest Income | 125.71M | 82.73M | 72.84M | 69.90M | 61.48M | 56.31M | 47.82M | 42.72M | 35.44M | 35.10M | 36.15M | 38.01M | 38.24M | 38.95M | 38.59M | 37.24M | 36.02M | 32.85M | 28.70M | 26.61M | 25.61M | 27.38M | 29.02M | 26.23M | 23.55M | 23.09M | 22.78M | 21.34M | 19.42M | 17.34M | 16.55M |
Pretax Income | 21.52M | 35.49M | 35.32M | 30.37M | 23.31M | 21.44M | 19.06M | 15.67M | 14.35M | 16.94M | 17.13M | 18.55M | 16.44M | 14.66M | 12.55M | 8.13M | 8.51M | 7.26M | 6.94M | 6.74M | 6.17M | 7.36M | 4.52M | 3.85M | 4.60M | 5.03M | 5.50M | 4.31M | 4.00M | 3.78M | 3.33M |
Net Income | 17.81M | 29.06M | 29.12M | 25.10M | 19.49M | 18.03M | 13.03M | 12.64M | 11.63M | 13.38M | 13.38M | 14.21M | 12.83M | 11.50M | 9.86M | 6.91M | 6.74M | 5.80M | 5.27M | 5.27M | 4.88M | 5.59M | 3.76M | 3.21M | 3.55M | 3.49M | 3.83M | 3.00M | 2.83M | 2.63M | 2.42M |
Selling & General & Admin | 36.47M | 28.51M | 27.75M | 25.82M | 20.53M | 19.51M | 17.84M | 16.98M | 12.97M | 11.97M | 11.84M | 11.49M | 10.59M | 9.85M | 9.47M | 8.72M | 8.39M | 8.03M | 7.64M | 7.64M | 8.30M | 7.12M | 6.60M | 4.77M | 4.32M | 3.85M | 3.88M | 3.42M | 3.15M | 3.09M | 2.78M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | -62.79M | -70.84M | -69.07M | -55.55M | -8.81M | -7.74M | -8.64M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Operating Expenses | 43.68M | -34.28M | -43.10M | -43.25M | -35.02M | 19.51M | 17.84M | 16.98M | 12.97M | 11.97M | 11.84M | 11.49M | 10.59M | 9.85M | 9.47M | 8.72M | 8.39M | 8.03M | 7.64M | 7.64M | 8.30M | 7.12M | 6.60M | 4.77M | 4.32M | 3.85M | 3.88M | 3.42M | 3.15M | 3.09M | 2.78M |
Interest Expense | 46.86M | 11.22M | 7.11M | 8.11M | 12.04M | 9.57M | 5.84M | 5.04M | 4.82M | 4.95M | 6.32M | 7.66M | 9.68M | 11.34M | 13.23M | 14.06M | 16.92M | 14.95M | 11.00M | 9.23M | 8.83M | 10.40M | 14.31M | 14.24M | 12.07M | 11.92M | 11.61M | 10.87M | 9.85M | 7.94M | 7.85M |
Selling & Marketing Expenses | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 43.68M | -34.28M | -43.10M | -43.25M | -35.02M | 19.51M | 17.84M | 16.98M | 12.97M | 11.97M | 11.84M | 11.49M | 10.59M | 9.85M | 9.47M | 8.72M | 8.39M | 8.03M | 7.64M | 7.64M | 8.30M | 7.12M | 6.60M | 4.77M | 4.32M | 3.85M | 3.88M | 3.42M | 3.15M | 3.09M | 2.78M |
Income Tax | 3.70M | 6.43M | 6.20M | 5.26M | 3.82M | 3.40M | 6.03M | 3.03M | 2.72M | 3.56M | 3.75M | 4.33M | 3.61M | 3.16M | 2.68M | 1.22M | 1.77M | 1.46M | 1.67M | 1.47M | 1.29M | 1.76M | 765.00K | 644.00K | 1.04M | 1.40M | 1.67M | 1.31M | 1.16M | 1.16M | 908.00K |
Shares Outstanding (Basic) | 4.43M | 4.01M | 4.02M | 3.92M | 3.66M | 3.69M | 3.69M | 3.72M | 3.43M | 3.42M | 3.44M | 3.47M | 3.51M | 3.52M | 3.53M | 3.54M | 3.60M | 3.64M | 3.69M | 3.78M | 3.70M | 3.73M | 3.76M | 3.72M | 3.80M | 3.83M | 3.81M | 3.82M | 3.81M | 3.81M | 3.80M |
Shares Outstanding (Diluted) | 4.43M | 4.01M | 4.02M | 3.92M | 3.67M | 3.69M | 3.70M | 3.72M | 3.43M | 3.42M | 3.44M | 3.48M | 3.51M | 3.52M | 3.53M | 3.54M | 3.60M | 3.64M | 3.69M | 3.78M | 3.70M | 3.73M | 3.76M | 3.72M | 3.80M | 3.83M | 3.81M | 3.82M | 3.81M | 3.81M | 3.80M |
EPS (Basic) | 4.02 | 7.25 | 7.24 | 6.40 | 5.32 | 4.89 | 3.53 | 3.40 | 3.39 | 3.91 | 3.89 | 4.10 | 3.66 | 3.27 | 2.79 | 1.95 | 1.87 | 1.59 | 1.43 | 1.39 | 1.32 | 1.50 | 1.00 | 0.86 | 0.93 | 0.91 | 1.01 | 0.79 | 0.74 | 0.69 | 0.64 |
EPS (Diluted) | 4.02 | 7.25 | 7.24 | 6.40 | 5.32 | 4.89 | 3.53 | 3.40 | 3.39 | 3.91 | 3.89 | 4.09 | 3.66 | 3.27 | 2.79 | 1.95 | 1.87 | 1.59 | 1.43 | 1.39 | 1.32 | 1.50 | 1.00 | 0.86 | 0.93 | 0.91 | 1.01 | 0.79 | 0.74 | 0.69 | 0.64 |
EBITDA | 23.04M | 36.53M | 36.43M | 31.50M | 24.35M | 21.82M | n/a | n/a | n/a | n/a | n/a | -468.00K | 16.91M | 17.06M | 13.34M | 8.93M | n/a | n/a | n/a | 8.91M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Depreciation & Amortization | 1.52M | 1.03M | 1.11M | 1.14M | 1.04M | 1.05M | 1.07M | 1.09M | 464.00K | 472.00K | 428.00K | 420.00K | 469.00K | 457.00K | 654.00K | 653.00K | 865.00K | 1.27M | 2.04M | 2.36M | 2.49M | 2.14M | 2.17M | 1.20M | 1.13M | 761.00K | 588.00K | 442.00K | 412.00K | 440.00K | 438.00K |