Citizens Financial Servic... (CZFS)
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62.70
0.77%
After-hours Jan 03, 2025, 04:00 PM EST

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.
Year FY23 FY22 FY21 FY20 FY19 FY18 FY17 FY16 FY15 FY14 FY13 FY12 FY11 FY10 FY09 FY08 FY07 FY06 FY05 FY04 FY03 FY02 FY01 FY00 FY99 FY98 FY97 FY96 FY95 FY94 FY93
Revenue 86.34M 81.87M 78.42M 73.61M 58.33M 54.92M 50.91M 45.86M 38.26M 37.69M 37.19M 38.26M 35.64M 33.67M 31.23M 24.34M 24.19M 22.61M 22.39M 21.66M 22.10M 22.02M 19.01M 14.65M 14.10M 2.51M 2.66M 1.60M 1.42M 1.39M 1.38M
Cost of Revenue n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Gross Profit 86.34M 81.87M 78.42M 73.61M 58.33M 54.92M 50.91M 45.86M 38.26M 37.69M 37.19M 38.26M 35.64M 33.67M 31.23M 24.34M 24.19M 22.61M 22.39M 21.66M 22.10M 22.02M 19.01M 14.65M 14.10M 2.51M 2.66M 1.60M 1.42M 1.39M 1.38M
Operating Income 42.66M 47.59M 35.32M 30.37M 23.31M 31.01M 24.89M 20.71M 19.17M 21.90M 23.44M 26.20M 26.13M 26.00M 25.78M 22.19M 25.43M 22.21M 17.94M 15.98M 14.99M 17.76M 18.83M 18.09M 16.66M 16.81M 17.11M 15.18M 13.85M 11.73M 11.19M
Interest Income 125.71M 82.73M 72.84M 69.90M 61.48M 56.31M 47.82M 42.72M 35.44M 35.10M 36.15M 38.01M 38.24M 38.95M 38.59M 37.24M 36.02M 32.85M 28.70M 26.61M 25.61M 27.38M 29.02M 26.23M 23.55M 23.09M 22.78M 21.34M 19.42M 17.34M 16.55M
Pretax Income 21.52M 35.49M 35.32M 30.37M 23.31M 21.44M 19.06M 15.67M 14.35M 16.94M 17.13M 18.55M 16.44M 14.66M 12.55M 8.13M 8.51M 7.26M 6.94M 6.74M 6.17M 7.36M 4.52M 3.85M 4.60M 5.03M 5.50M 4.31M 4.00M 3.78M 3.33M
Net Income 17.81M 29.06M 29.12M 25.10M 19.49M 18.03M 13.03M 12.64M 11.63M 13.38M 13.38M 14.21M 12.83M 11.50M 9.86M 6.91M 6.74M 5.80M 5.27M 5.27M 4.88M 5.59M 3.76M 3.21M 3.55M 3.49M 3.83M 3.00M 2.83M 2.63M 2.42M
Selling & General & Admin 36.47M 28.51M 27.75M 25.82M 20.53M 19.51M 17.84M 16.98M 12.97M 11.97M 11.84M 11.49M 10.59M 9.85M 9.47M 8.72M 8.39M 8.03M 7.64M 7.64M 8.30M 7.12M 6.60M 4.77M 4.32M 3.85M 3.88M 3.42M 3.15M 3.09M 2.78M
Research & Development n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Expenses n/a -62.79M -70.84M -69.07M -55.55M -8.81M -7.74M -8.64M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Operating Expenses 43.68M -34.28M -43.10M -43.25M -35.02M 19.51M 17.84M 16.98M 12.97M 11.97M 11.84M 11.49M 10.59M 9.85M 9.47M 8.72M 8.39M 8.03M 7.64M 7.64M 8.30M 7.12M 6.60M 4.77M 4.32M 3.85M 3.88M 3.42M 3.15M 3.09M 2.78M
Interest Expense 46.86M 11.22M 7.11M 8.11M 12.04M 9.57M 5.84M 5.04M 4.82M 4.95M 6.32M 7.66M 9.68M 11.34M 13.23M 14.06M 16.92M 14.95M 11.00M 9.23M 8.83M 10.40M 14.31M 14.24M 12.07M 11.92M 11.61M 10.87M 9.85M 7.94M 7.85M
Selling & Marketing Expenses n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Cost & Expenses 43.68M -34.28M -43.10M -43.25M -35.02M 19.51M 17.84M 16.98M 12.97M 11.97M 11.84M 11.49M 10.59M 9.85M 9.47M 8.72M 8.39M 8.03M 7.64M 7.64M 8.30M 7.12M 6.60M 4.77M 4.32M 3.85M 3.88M 3.42M 3.15M 3.09M 2.78M
Income Tax 3.70M 6.43M 6.20M 5.26M 3.82M 3.40M 6.03M 3.03M 2.72M 3.56M 3.75M 4.33M 3.61M 3.16M 2.68M 1.22M 1.77M 1.46M 1.67M 1.47M 1.29M 1.76M 765.00K 644.00K 1.04M 1.40M 1.67M 1.31M 1.16M 1.16M 908.00K
Shares Outstanding (Basic) 4.43M 4.01M 4.02M 3.92M 3.66M 3.69M 3.69M 3.72M 3.43M 3.42M 3.44M 3.47M 3.51M 3.52M 3.53M 3.54M 3.60M 3.64M 3.69M 3.78M 3.70M 3.73M 3.76M 3.72M 3.80M 3.83M 3.81M 3.82M 3.81M 3.81M 3.80M
Shares Outstanding (Diluted) 4.43M 4.01M 4.02M 3.92M 3.67M 3.69M 3.70M 3.72M 3.43M 3.42M 3.44M 3.48M 3.51M 3.52M 3.53M 3.54M 3.60M 3.64M 3.69M 3.78M 3.70M 3.73M 3.76M 3.72M 3.80M 3.83M 3.81M 3.82M 3.81M 3.81M 3.80M
EPS (Basic) 4.02 7.25 7.24 6.40 5.32 4.89 3.53 3.40 3.39 3.91 3.89 4.10 3.66 3.27 2.79 1.95 1.87 1.59 1.43 1.39 1.32 1.50 1.00 0.86 0.93 0.91 1.01 0.79 0.74 0.69 0.64
EPS (Diluted) 4.02 7.25 7.24 6.40 5.32 4.89 3.53 3.40 3.39 3.91 3.89 4.09 3.66 3.27 2.79 1.95 1.87 1.59 1.43 1.39 1.32 1.50 1.00 0.86 0.93 0.91 1.01 0.79 0.74 0.69 0.64
EBITDA 23.04M 36.53M 36.43M 31.50M 24.35M 21.82M n/a n/a n/a n/a n/a -468.00K 16.91M 17.06M 13.34M 8.93M n/a n/a n/a 8.91M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Depreciation & Amortization 1.52M 1.03M 1.11M 1.14M 1.04M 1.05M 1.07M 1.09M 464.00K 472.00K 428.00K 420.00K 469.00K 457.00K 654.00K 653.00K 865.00K 1.27M 2.04M 2.36M 2.49M 2.14M 2.17M 1.20M 1.13M 761.00K 588.00K 442.00K 412.00K 440.00K 438.00K