Enova International Inc. (ENVA)
NYSE: ENVA
· Real-Time Price · USD
107.13
-2.96 (-2.69%)
At close: Aug 15, 2025, 3:59 PM
106.98
-0.14%
After-hours: Aug 15, 2025, 05:44 PM EDT
Enova International Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 9.33 | 8.50 | 9.84 | 12.75 | 7.75 | 8.99 | 11.82 | 9.43 | 8.57 | 6.84 | 5.92 | 4.52 | 4.47 | 6.04 | 7.52 | 6.16 | 3.93 | 4.22 |
PEG Ratio | 1.56 | 0.52 | 0.20 | -0.71 | 0.48 | 0.19 | -0.89 | -0.73 | -1.98 | n/a | n/a | 7.27 | 1.75 | 0.39 | -2.63 | -0.17 | 1.03 | -0.06 |
PS Ratio | 3.72 | 3.33 | 3.44 | 3.21 | 2.66 | 2.86 | 2.82 | 2.82 | 3.31 | 2.88 | 2.48 | 2.05 | 2.30 | 3.29 | 4.03 | 3.97 | 4.76 | 4.94 |
PB Ratio | 2.31 | 2.07 | 2.09 | 1.88 | 1.46 | 1.51 | 1.33 | 1.23 | 1.32 | 1.14 | 1.02 | 0.81 | 0.85 | 1.18 | 1.34 | 1.12 | 1.15 | 1.27 |
P/FCF Ratio | 6.52 | 6.55 | 5.96 | 5.71 | 4.78 | 5.16 | 5.43 | 6.02 | 5.71 | 5.13 | 4.66 | 4.19 | 4.15 | 8.84 | 10.53 | 13.01 | 13.17 | 11.66 |
P/OCF Ratio | 6.35 | 6.34 | 5.82 | 5.55 | 4.63 | 5.00 | 5.23 | 5.74 | 5.52 | 4.94 | 4.48 | 4.01 | 3.92 | 8.25 | 9.98 | 12.06 | 12.23 | 10.95 |
OCF/S Ratio | 0.59 | 0.52 | 0.59 | 0.58 | 0.57 | 0.57 | 0.54 | 0.49 | 0.60 | 0.58 | 0.55 | 0.51 | 0.58 | 0.40 | 0.40 | 0.33 | 0.39 | 0.45 |
Debt / Equity Ratio | 3.23 | 3.11 | 3.00 | 2.79 | 2.81 | 2.67 | 2.41 | 1.96 | 1.86 | 1.92 | 1.93 | 1.83 | 1.69 | 1.61 | 1.30 | 1.00 | 1.00 | 0.94 |
Quick Ratio | n/a | n/a | 0.15 | 17.43 | 13.03 | 14.37 | 15.79 | -0.27 | -0.45 | 19.03 | 16.67 | 17.97 | -0.06 | 18.81 | 14.70 | 15.90 | 13.55 | 13.03 |
Current Ratio | n/a | n/a | 0.15 | 17.43 | 13.03 | 14.37 | 15.79 | 13.23 | 15.02 | 19.03 | 16.67 | 17.97 | 16.39 | 18.81 | 14.70 | 15.90 | 13.55 | 13.03 |
Asset Turnover | 0.13 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.11 | 0.12 |
Interest Coverage | -2.22 | -2.13 | n/a | n/a | n/a | n/a | 1.70 | n/a | n/a | 2.52 | 2.80 | n/a | 3.59 | 4.04 | 4.24 | 4.75 | 6.32 | 6.20 |
Return on Equity | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.07 | 0.08 |
Return on Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 |
Return on Invested Capital | 0.27 | 0.27 | 0.46 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.05 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | -0.45 | 0.46 | 0.46 | 0.47 | 0.48 | 0.46 | 1.00 | 0.49 | 0.51 | 0.50 | 0.60 | 0.58 | 0.59 | 0.70 | 0.72 | 0.77 | 0.91 | 0.84 |
Net Profit Margin | 0.10 | 0.10 | 0.09 | 0.06 | 0.09 | 0.08 | 0.06 | 0.07 | 0.10 | 0.11 | 0.10 | 0.11 | 0.13 | 0.14 | 0.13 | 0.16 | 0.30 | 0.29 |
Pretax Profit Margin | 0.13 | 0.12 | 0.11 | 0.08 | 0.12 | 0.11 | 0.07 | 0.10 | 0.13 | 0.14 | 0.14 | 0.15 | 0.17 | 0.18 | 0.17 | 0.21 | 0.39 | 0.40 |
Operating Profit Margin | 0.24 | 0.23 | 0.21 | 0.22 | 0.23 | 0.21 | 0.17 | 0.19 | 0.13 | 0.23 | 0.22 | 0.15 | 0.22 | 0.24 | 0.22 | 0.27 | 0.46 | 0.48 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.04 | 0.14 | 0.12 | 0.13 | 0.25 | 0.23 | 0.18 | 0.21 | 0.24 | 0.16 | 0.23 | 0.24 | 0.24 | 0.26 | 0.26 | 0.30 | 0.49 | 0.50 |