EZCORP Statistics

Share Statistics

EZCORP has 57.93M shares outstanding. The number of shares has increased by 0.5% in one year.

Shares Outstanding	57.93M
Shares Change (YoY)	0.5%
Shares Change (QoQ)	0.14%
Owned by Institutions (%)	99.99%
Shares Floating	55.1M
Failed to Deliver (FTD) Shares	552
FTD / Avg. Volume	0.06%

Short Selling Information

The latest short interest is 9.23M, so 15.1% of the outstanding shares have been sold short.

Short Interest	9.23M
Short % of Shares Out	15.1%
Short % of Float	21.25%
Short Ratio (days to cover)	12.74

Valuation Ratios

The PE ratio is 7.41 and the forward PE ratio is 10.61. EZCORP's PEG ratio is 0.06.

PE Ratio	7.41
Forward PE	10.61
PS Ratio	0.53
Forward PS	0.7
PB Ratio	0.77
P/FCF Ratio	7.91
PEG Ratio	0.06

Financial Ratio History

Enterprise Valuation

EZCORP has an Enterprise Value (EV) of 1.01B.

EV / Sales	0.87
EV / EBITDA	6.24
EV / EBIT	8.91
EV / FCF	13

Financial Position

The company has a current ratio of 2.71, with a Debt / Equity ratio of 0.7.

Current Ratio	2.71
Quick Ratio	1.99
Debt / Equity	0.7
Debt / EBITDA	3.49
Debt / FCF	7.28
Interest Coverage	8.28

Financial Efficiency

Return on Equity is 10.33% and Return on Invested Capital is 5.84%.

Return on Equity	10.33%
Return on Assets	5.56%
Return on Invested Capital	5.84%
Revenue Per Employee	$145.2K
Profits Per Employee	$10.39K
Employee Count	8,000
Asset Turnover	0.78
Inventory Turnover	2.5

Taxes

Income Tax	32.51M
Effective Tax Rate	28.12%

Stock Price Statistics

The stock price has increased by 36.06% in the last 52 weeks. The beta is 0.56, so EZCORP's price volatility has been higher than the market average.

Beta	0.56
52-Week Price Change	36.06%
50-Day Moving Average	13.77
200-Day Moving Average	13.41
Relative Strength Index (RSI)	65.54
Average Volume (20 Days)	891,943

Income Statement

In the last 12 months, EZCORP had revenue of 1.16B and earned 83.09M in profits. Earnings per share was 1.69.

Revenue	1.16B
Gross Profit	682.27M
Operating Income	112.53M
Net Income	83.09M
EBITDA	162.26M
EBIT	129.19M
Earnings Per Share (EPS)	1.69

Full Income Statement

Balance Sheet

The company has 170.51M in cash and 566.94M in debt, giving a net cash position of -396.43M.

Cash & Cash Equivalents	170.51M
Total Debt	566.94M
Net Cash	-396.43M
Retained Earnings	507.21M
Total Assets	1.88B
Working Capital	915.37M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 113.6M and capital expenditures -35.76M, giving a free cash flow of 77.84M.

Operating Cash Flow	113.6M
Capital Expenditures	-35.76M
Free Cash Flow	77.84M
FCF Per Share	1.42

Full Cash Flow Statement

Margins

Gross margin is 58.74%, with operating and profit margins of 9.69% and 7.15%.

Gross Margin	58.74%
Operating Margin	9.69%
Pretax Margin	9.95%
Profit Margin	7.15%
EBITDA Margin	13.97%
EBIT Margin	9.69%
FCF Margin	6.7%

Dividends & Yields

EZPW pays an annual dividend of $0.02, which amounts to a dividend yield of 1.18%.

Dividend Per Share	$0.02
Dividend Yield	1.18%
Dividend Growth (YoY)	3.99%
Payout Ratio	1.65%
Earnings Yield	13.49%
FCF Yield	12.64%

Dividend Details

Analyst Forecast

The average price target for EZPW is $17, which is 8.8% higher than the current price. The consensus rating is "Buy".

Price Target	$17
Price Target Difference	8.8%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	22.33
Graham Upside	42.96%

Stock Splits

The last stock split was on Dec 12, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Dec 12, 2006
Split Type	forward
Split Ratio	3:1

Scores

Altman Z-Score	2.54
Piotroski F-Score	5

EZCORP Inc. (EZPW)