F.N.B. Corporation (FNB)
F.N.B. Statistics
Share Statistics
F.N.B. has 359.46M shares outstanding. The number of shares has increased by -0.01% in one year.
| Shares Outstanding | 359.46M |
| Shares Change (YoY) | -0.01% |
| Shares Change (QoQ) | 0.04% |
| Owned by Institutions (%) | 80.31% |
| Shares Floating | 354.17M |
| Failed to Deliver (FTD) Shares | 410 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 9.79M, so 2.72% of the outstanding shares have been sold short.
| Short Interest | 9.79M |
| Short % of Shares Out | 2.72% |
| Short % of Float | 2.76% |
| Short Ratio (days to cover) | 4.76 |
Valuation Ratios
The PE ratio is 11.47 and the forward PE ratio is 7.29. F.N.B.'s PEG ratio is -7.57.
| PE Ratio | 11.47 |
| Forward PE | 7.29 |
| PS Ratio | 2.37 |
| Forward PS | 2.3 |
| PB Ratio | 0.85 |
| P/FCF Ratio | 8.32 |
| PEG Ratio | -7.57 |
Enterprise Valuation
F.N.B. has an Enterprise Value (EV) of 6.18B.
| EV / Sales | 2.74 |
| EV / EBITDA | 0 |
| EV / EBIT | 9.63 |
| EV / FCF | 9.63 |
Financial Position
The company has a current ratio of 3.09, with a Debt / Equity ratio of 0.2.
| Current Ratio | 3.09 |
| Quick Ratio | 3.09 |
| Debt / Equity | 0.2 |
| Debt / EBITDA | - |
| Debt / FCF | 1.96 |
| Interest Coverage | 2.3 |
Financial Efficiency
Return on Equity is 7.38% and Return on Invested Capital is 26.91%.
| Return on Equity | 7.38% |
| Return on Assets | 0.96% |
| Return on Invested Capital | 26.91% |
| Revenue Per Employee | $548.73K |
| Profits Per Employee | $113.38K |
| Employee Count | 4,104 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 90M |
| Effective Tax Rate | 16.22% |
Stock Price Statistics
The stock price has increased by -3.67% in the last 52 weeks. The beta is 0.89, so F.N.B.'s price volatility has been higher than the market average.
| Beta | 0.89 |
| 52-Week Price Change | -3.67% |
| 50-Day Moving Average | 13.9 |
| 200-Day Moving Average | 14.62 |
| Relative Strength Index (RSI) | 42.23 |
| Average Volume (20 Days) | 2.81M |
Income Statement
In the last 12 months, F.N.B. had revenue of 2.25B and earned 465.33M in profits. Earnings per share was 1.3.
| Revenue | 2.25B |
| Gross Profit | 2.25B |
| Operating Income | 2.23B |
| Net Income | 465.33M |
| EBITDA | 0 |
| EBIT | -67M |
| Earnings Per Share (EPS) | 1.3 |
Balance Sheet
The company has 416M in cash and 1.26B in debt, giving a net cash position of -840M.
| Cash & Cash Equivalents | 416M |
| Total Debt | 1.26B |
| Net Cash | -840M |
| Retained Earnings | 1.95B |
| Total Assets | 41.77B |
| Working Capital | 5.15B |
Cash Flow
In the last 12 months, operating cash flow was 642M and capital expenditures 0, giving a free cash flow of 642M.
| Operating Cash Flow | 642M |
| Capital Expenditures | 0 |
| Free Cash Flow | 642M |
| FCF Per Share | 1.78 |
Margins
Gross margin is 100.01%, with operating and profit margins of 99.08% and 20.66%.
| Gross Margin | 100.01% |
| Operating Margin | 99.08% |
| Pretax Margin | 24.64% |
| Profit Margin | 20.66% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.08% |
| FCF Margin | 28.51% |
Dividends & Yields
FNB pays an annual dividend of $0.6, which amounts to a dividend yield of 3.31%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 3.31% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 47.24% |
| Earnings Yield | 8.71% |
| FCF Yield | 12.02% |
Analyst Forecast
The average price target for FNB is $18, which is 46.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $18 |
| Price Target Difference | 46.1% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
Stock Splits
The last stock split was on May 13, 2003. It was a forward split with a ratio of 21:20.
| Last Split Date | May 13, 2003 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.31 |
| Piotroski F-Score | 7 |