Price Alert

F.N.B. Corporation (FNB)

NYSE: FNB · Real-Time Price · USD

15.99

0.13 (0.82%)

At close: Aug 14, 2025, 3:59 PM

15.98

-0.06%

Pre-market: Aug 15, 2025, 08:50 AM EDT

F.N.B. Statistics

Share Statistics

F.N.B. has 359.14M shares outstanding. The number of shares has increased by 0.07% in one year.

Shares Outstanding	359.14M
Shares Change (YoY)	0.07%
Shares Change (QoQ)	0.02%
Owned by Institutions (%)	78.79%
Shares Floating	353.81M
Failed to Deliver (FTD) Shares	221
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 13.6M, so 3.79% of the outstanding shares have been sold short.

Short Interest	13.6M
Short % of Shares Out	3.79%
Short % of Float	5.02%
Short Ratio (days to cover)	3.51

Valuation Ratios

The PE ratio is 11.48 and the forward PE ratio is 8.83. F.N.B.'s PEG ratio is -3.03.

PE Ratio	11.48
Forward PE	8.83
PS Ratio	2.08
Forward PS	2.8
PB Ratio	0.85
P/FCF Ratio	10.62
PEG Ratio	-3.03

Financial Ratio History

Enterprise Valuation

F.N.B. has an Enterprise Value (EV) of 7.19B.

EV / Sales	2.8
EV / EBITDA	11.56
EV / EBIT	11.2
EV / FCF	14.29

Financial Position

The company has a current ratio of 0.16, with a Debt / Equity ratio of 0.68.

Current Ratio	0.16
Quick Ratio	0.16
Debt / Equity	0.68
Debt / EBITDA	6.86
Debt / FCF	8.49
Interest Coverage	0.57

Financial Efficiency

Return on Equity is 7.38% and Return on Invested Capital is 4.04%.

Return on Equity	7.38%
Return on Assets	0.96%
Return on Invested Capital	4.04%
Revenue Per Employee	$625.73K
Profits Per Employee	$113.3K
Employee Count	4,104
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	90M
Effective Tax Rate	16.22%

Stock Price Statistics

The stock price has increased by 10.53% in the last 52 weeks. The beta is 0.96, so F.N.B.'s price volatility has been higher than the market average.

Beta	0.96
52-Week Price Change	10.53%
50-Day Moving Average	14.86
200-Day Moving Average	14.69
Relative Strength Index (RSI)	44.5
Average Volume (20 Days)	4,057,696

Income Statement

In the last 12 months, F.N.B. had revenue of 2.57B and earned 465M in profits. Earnings per share was 1.27.

Revenue	2.57B
Gross Profit	1.52B
Operating Income	555M
Net Income	465M
EBITDA	622M
EBIT	555M
Earnings Per Share (EPS)	1.27

Full Income Statement

Balance Sheet

The company has 2.42B in cash and 4.27B in debt, giving a net cash position of -1.85B.

Cash & Cash Equivalents	2.42B
Total Debt	4.27B
Net Cash	-1.85B
Retained Earnings	1.95B
Total Assets	49.73B
Working Capital	-31.74B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 642M and capital expenditures -139M, giving a free cash flow of 503M.

Operating Cash Flow	642M
Capital Expenditures	-139M
Free Cash Flow	503M
FCF Per Share	1.39

Full Cash Flow Statement

Margins

Gross margin is 59.03%, with operating and profit margins of 21.61% and 18.11%.

Gross Margin	59.03%
Operating Margin	21.61%
Pretax Margin	21.61%
Profit Margin	18.11%
EBITDA Margin	24.22%
EBIT Margin	21.61%
FCF Margin	19.59%

Dividends & Yields

FNB pays an annual dividend of $0.6, which amounts to a dividend yield of 3.51%.

Dividend Per Share	$0.60
Dividend Yield	3.51%
Dividend Growth (YoY)	0%
Payout Ratio	46.51%
Earnings Yield	8.71%
FCF Yield	9.42%

Dividend Details

Analyst Forecast

The average price target for FNB is $18.5, which is 24.1% higher than the current price. The consensus rating is "Buy".

Price Target	$18.5
Price Target Difference	24.1%
Analyst Consensus	Buy
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$10.3
Lynch Upside	-30.92%
Graham Number	22.48
Graham Upside	50.77%

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 21:20.

Last Split Date	May 13, 2003
Split Type	forward
Split Ratio	21:20

Scores

Altman Z-Score	-0.54
Piotroski F-Score	7