FlexShopper Inc. (FPAY)
FlexShopper Statistics
Share Statistics
FlexShopper has 21.46M shares outstanding. The number of shares has increased by -1.34% in one year.
| Shares Outstanding | 21.46M |
| Shares Change (YoY) | -1.34% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 15.38% |
| Shares Floating | 8.2M |
| Failed to Deliver (FTD) Shares | 3.35K |
| FTD / Avg. Volume | 2.98% |
Short Selling Information
The latest short interest is 144.72K, so 0.61% of the outstanding shares have been sold short.
| Short Interest | 144.72K |
| Short % of Shares Out | 0.61% |
| Short % of Float | 0.99% |
| Short Ratio (days to cover) | 2.53 |
Valuation Ratios
The PE ratio is -9.45 and the forward PE ratio is null. FlexShopper's PEG ratio is 0.06.
| PE Ratio | -9.45 |
| Forward PE | n/a |
| PS Ratio | 0.34 |
| Forward PS | 0.2 |
| PB Ratio | 1.37 |
| P/FCF Ratio | -3.08 |
| PEG Ratio | 0.06 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for FlexShopper.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 9.68, with a Debt / Equity ratio of 3.95.
| Current Ratio | 9.68 |
| Quick Ratio | 7.28 |
| Debt / Equity | 3.95 |
| Debt / EBITDA | 8.44 |
| Debt / FCF | -8.89 |
| Interest Coverage | 0.72 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
| Return on Equity | n/a |
| Return on Assets | n/a |
| Return on Invested Capital | n/a |
| Revenue Per Employee | $573.41K |
| Profits Per Employee | $-20.75K |
| Employee Count | 204 |
| Asset Turnover | 0.75 |
| Inventory Turnover | 0.43 |
Taxes
| Income Tax | -989.81K |
| Effective Tax Rate | 18.95% |
Stock Price Statistics
The stock price has increased by 6.31% in the last 52 weeks. The beta is 1.23, so FlexShopper's price volatility has been higher than the market average.
| Beta | 1.23 |
| 52-Week Price Change | 6.31% |
| 50-Day Moving Average | 1.4 |
| 200-Day Moving Average | 1.36 |
| Relative Strength Index (RSI) | 41.93 |
| Average Volume (20 Days) | 112.34K |
Income Statement
In the last 12 months, FlexShopper had revenue of 116.98M and earned -4.23M in profits. Earnings per share was -0.35.
| Revenue | 116.98M |
| Gross Profit | 104.48M |
| Operating Income | 13.69M |
| Net Income | -4.23M |
| EBITDA | 13.69M |
| EBIT | 13.69M |
| Earnings Per Share (EPS) | -0.35 |
Balance Sheet
The company has 4.41M in cash and 115.57M in debt, giving a net cash position of -111.16M.
| Cash & Cash Equivalents | 4.41M |
| Total Debt | 115.57M |
| Net Cash | -111.16M |
| Retained Earnings | -35.82M |
| Total Assets | 187.26M |
| Working Capital | 130.58M |
Cash Flow
In the last 12 months, operating cash flow was -6.66M and capital expenditures -6.34M, giving a free cash flow of -13M.
| Operating Cash Flow | -6.66M |
| Capital Expenditures | -6.34M |
| Free Cash Flow | -13M |
| FCF Per Share | -0.54 |
Margins
Gross margin is 89.31%, with operating and profit margins of 11.7% and -3.62%.
| Gross Margin | 89.31% |
| Operating Margin | 11.7% |
| Pretax Margin | -4.47% |
| Profit Margin | -3.62% |
| EBITDA Margin | 11.7% |
| EBIT Margin | 11.7% |
| FCF Margin | -11.11% |
Dividends & Yields
FPAY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | n/a |
| FCF Yield | n/a |
Analyst Forecast
The average price target for FPAY is $3.25, which is 175.4% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $3.25 |
| Price Target Difference | 175.4% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Oct 28, 2016. It was a backward split with a ratio of 1:10.
| Last Split Date | Oct 28, 2016 |
| Split Type | backward |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | 1.82 |
| Piotroski F-Score | 5 |