Shares Outstanding Shares Outstanding n/a Close	2.18M
Shares Change (YoY) Shares Change (YoY) n/a Close	0%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	54.33%
Shares Floating Shares Floating n/a Close	1.6M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	87
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.19%

Short Selling Information

The latest short interest is 173.2K, so 7.94% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	173.2K
Short % of Shares Out Short % of Shares Out n/a Close	7.94%
Short % of Float Short % of Float n/a Close	8.69%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	1.5

Valuation Ratios

The PE ratio is 19.63 and the forward PE ratio is null. Hingham Institution for Savings's PEG ratio is 3.49.

PE Ratio PE Ratio n/a Close	19.63
Forward PE Forward PE n/a Close	n/a
PS Ratio PS Ratio n/a Close	8.4
Forward PS Forward PS n/a Close	4.5
PB Ratio PB Ratio n/a Close	1.28
P/FCF Ratio P/FCF Ratio n/a Close	47.07
PEG Ratio PEG Ratio n/a Close	3.49

Financial Ratio History

Enterprise Valuation

Hingham Institution for Savings has an Enterprise Value (EV) of 1.7B.

EV / Sales EV / Sales n/a Close	25.79
EV / EBITDA EV / EBITDA n/a Close	45.58
EV / EBIT EV / EBIT n/a Close	142.81
EV / FCF EV / FCF n/a Close	144.5

Financial Position

The company has a current ratio of 0.11, with a Debt / Equity ratio of 3.47.

Current Ratio Current Ratio n/a Close	0.11
Quick Ratio Quick Ratio n/a Close	0.11
Debt / Equity Debt / Equity n/a Close	3.47
Debt / EBITDA Debt / EBITDA n/a Close	40.17
Debt / FCF Debt / FCF n/a Close	127.36
Interest Coverage Interest Coverage n/a Close	0.25

Financial Efficiency

Return on Equity is 6.53% and Return on Invested Capital is 1.4%.

Return on Equity Return on Equity n/a Close	6.53%
Return on Assets Return on Assets n/a Close	0.63%
Return on Invested Capital Return on Invested Capital n/a Close	1.4%
Revenue Per Employee Revenue Per Employee n/a Close	$756,931.03
Profits Per Employee Profits Per Employee n/a Close	$324,034.48
Employee Count Employee Count n/a Close	87
Asset Turnover Asset Turnover n/a Close	0.01
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	8.32M
Effective Tax Rate Effective Tax Rate n/a Close	22.8%

Stock Price Statistics

The stock price has increased by 34.59% in the last 52 weeks. The beta is 0.92, so Hingham Institution for Savings's price volatility has been higher than the market average.

Beta Beta n/a Close	0.92
52-Week Price Change 52-Week Price Change n/a Close	34.59%
50-Day Moving Average 50-Day Moving Average n/a Close	243.51
200-Day Moving Average 200-Day Moving Average n/a Close	252.97
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	33.55
Average Volume (20 Days) Average Volume (20 Days) n/a Close	46,828

Income Statement

In the last 12 months, Hingham Institution for Savings had revenue of 65.85M and earned 28.19M in profits. Earnings per share was 12.95.

Revenue Revenue n/a Close	65.85M
Gross Profit Gross Profit n/a Close	65.85M
Operating Income Operating Income n/a Close	37.27M
Net Income Net Income n/a Close	28.19M
EBITDA EBITDA n/a Close	37.27M
EBIT EBIT n/a Close	36.52M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	12.95

Full Income Statement

Balance Sheet

The company has 351.83M in cash and 1.5B in debt, giving a net cash position of -1.15B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	351.83M
Total Debt Total Debt n/a Close	1.5B
Net Cash Net Cash n/a Close	-1.15B
Retained Earnings Retained Earnings n/a Close	414M
Total Assets Total Assets n/a Close	4.46B
Working Capital Working Capital n/a Close	351.83M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 11.89M and capital expenditures -139K, giving a free cash flow of 11.75M.

Operating Cash Flow Operating Cash Flow n/a Close	11.89M
Capital Expenditures Capital Expenditures n/a Close	-139K
Free Cash Flow Free Cash Flow n/a Close	11.75M
FCF Per Share FCF Per Share n/a Close	5.4

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 56.59% and 42.81%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	56.59%
Pretax Margin Pretax Margin n/a Close	55.45%
Profit Margin Profit Margin n/a Close	42.81%
EBITDA Margin EBITDA Margin n/a Close	56.59%
EBIT Margin EBIT Margin n/a Close	56.59%
FCF Margin FCF Margin n/a Close	17.85%

Dividends & Yields

HIFS pays an annual dividend of $3.15, which amounts to a dividend yield of 1%.

Dividend Per Share Dividend Per Share n/a Close	$3.15
Dividend Yield Dividend Yield n/a Close	1%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	24.29%
Earnings Yield Earnings Yield n/a Close	5.1%
FCF Yield FCF Yield n/a Close	2.12%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for HIFS.

Price Target Price Target n/a Close	n/a
Price Target Difference Price Target Difference n/a Close	n/a
Analyst Consensus Analyst Consensus n/a Close	n/a
Analyst Count Analyst Count n/a Close	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$64.75
Lynch Upside Lynch Upside n/a Close	-70.83%
Graham Number Graham Number n/a Close	240.38
Graham Upside Graham Upside n/a Close	8.3%

Stock Splits

The last stock split was on Oct 6, 1998. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Oct 6, 1998
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	0.37
Piotroski F-Score Piotroski F-Score n/a Close	3