HarborOne Bancorp Inc. (HONE)

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11.32

1.26 (12.52%)

At close: Apr 25, 2025, 3:59 PM

11.44

1.02%

After-hours: Apr 25, 2025, 05:47 PM EDT

HarborOne Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	167.94M	161.95M	163.46M	162.87M	163.82M	172.47M	182.59M	180.97M	191.74M	196.92M	200.45M	219.11M	236.89M	246.9M	252.61M	252.11M	223.93M	198.48M	180.7M	163.34M	156M	156.14M	145.9M	136.97M	132.6M	127.25M	126.09M	126.4M	123.7M	124.73M	124.88M	120.88M	118.44M	112.76M	105.31M	93.17M
Cost of Revenue	n/a	-32.66M	-32.66M	-32.66M	-32.66M	46.25M	46.25M	46.25M	46.25M	-259K	-259K	-259K	-259K	n/a	n/a	n/a	n/a	n/a	n/a	434K	784K	1.14M	1.45M	1.34M	990K	965K	1.93M	1.97M	2.31M	1.98M	708K	341K	1.75M	3.61M	3.61M	3.61M
Gross Profit	167.94M	194.6M	196.11M	195.52M	196.48M	126.22M	136.34M	134.72M	145.49M	197.18M	200.71M	219.37M	237.15M	246.9M	252.61M	252.11M	223.93M	198.48M	180.7M	162.91M	155.22M	155M	144.46M	135.63M	131.62M	126.28M	124.16M	124.43M	121.39M	122.75M	124.17M	120.54M	116.7M	109.15M	101.7M	89.57M
Operating Income	30.56M	39.3M	50.89M	50.98M	50M	66.32M	74.17M	76.87M	83.46M	77.17M	76.79M	83.61M	94.88M	101.97M	102.78M	100.92M	81.22M	66.42M	56.17M	51.92M	54.31M	53.73M	51.99M	44.23M	38.41M	35.44M	33.22M	32.68M	32.99M	33.99M	34.02M	27.18M	22.79M	20.55M	19.37M	20.79M
Interest Income	271.41M	268.27M	262.4M	255.25M	244.29M	231.82M	213.21M	192.27M	171.93M	156.37M	147.62M	143.65M	143.9M	145.26M	146.5M	147.24M	148.56M	150.56M	153.24M	154.9M	154.78M	151.98M	140.1M	128.08M	115.71M	102.59M	98.16M	93.82M	90.28M	86.52M	82.27M	78.47M	74.76M	72.15M	70.67M	68.61M
Pretax Income	34.26M	18.28M	24.91M	25.15M	25.13M	42.72M	50.24M	54.28M	61.73M	65.79M	64.52M	70.64M	80.45M	84.94M	84.23M	78.55M	58.01M	43.61M	35.33M	26.68M	22.68M	16.54M	15.12M	13.56M	14.21M	16.99M	14.78M	15.9M	17.05M	18.94M	19.85M	13.26M	9.23M	6.61M	4.57M	7.35M
Net Income	27.41M	11.41M	15.9M	16.08M	16.08M	32.77M	38.11M	40.62M	45.59M	48.6M	47.1M	51.39M	58.52M	63.53M	63.16M	59.46M	44.79M	31.5M	26.72M	20.93M	18.27M	14.07M	12.89M	11.21M	11.39M	12.88M	9.79M	9.9M	10.38M	11.72M	12.44M	8.54M	5.93M	4.54M	3.23M	4.97M
Selling & General & Admin	81.7M	112M	112.37M	111.35M	111.23M	80.45M	82.16M	84.63M	87.43M	93.72M	97.9M	101.41M	107.71M	109.79M	114.83M	117.76M	112M	107.98M	100.81M	94.34M	92.87M	90.05M	84.14M	80.64M	77.49M	75.19M	76.1M	74.92M	72.92M	73.53M	74.45M	74.08M	74.7M	71.39M	67.42M	58.87M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	44.87M	21.15M	21.26M	44.96M	44.96M	44.96M	23.7M	n/a	29.02M	29.02M	55.7M	55.7M	26.68M	26.68M	n/a	n/a	n/a	19.58M	19.58M	19.58M	19.58M	15.19M	15.19M	27.65M	39.32M	36.26M	48.72M	36.26M	35.56M	35.98M	36.49M	46.8M	41.99M	37.77M	34.29M	30.7M
Operating Expenses	129M	135.59M	149.28M	164.3M	139.38M	136.65M	125.7M	132.08M	180.71M	167.22M	189.47M	141.38M	127.93M	129.45M	115.66M	150.25M	142.93M	151.37M	143.83M	147.59M	151.31M	134.9M	126.4M	109.97M	99.23M	95.64M	96.88M	95.64M	93.31M	93.22M	93.09M	98.14M	99.95M	100.36M	101.7M	89.57M
Interest Expense	145.76M	144.76M	139.7M	131.8M	117.02M	95.05M	68.19M	42.15M	22.94M	12.59M	10.37M	11.06M	12.53M	15.13M	18M	21.82M	28.49M	34.91M	40.78M	45.17M	45.72M	44.47M	39.45M	33.24M	26.78M	21.02M	18.44M	16.78M	15.94M	15.05M	14.17M	13.93M	13.76M	13.82M	14.36M	14.51M
Selling & Marketing Expenses	3.33M	3.54M	3.79M	3.35M	3.71M	3.76M	3.82M	3.88M	3.92M	4.17M	4.2M	4.05M	3.64M	3.16M	3.1M	3.33M	3.39M	3.52M	3.5M	3.62M	3.71M	3.54M	3.38M	3.29M	3.33M	3.66M	4.16M	4.11M	3.6M	3.49M	2.95M	2.52M	2.6M	2.34M	2.29M	2.13M
Cost & Expenses	129M	113.88M	114M	129.03M	129.75M	130.65M	133.27M	120.61M	123.86M	128.44M	150.69M	154.27M	160.55M	162.08M	148.29M	150.25M	142.93M	140.87M	133.33M	137.09M	140.81M	134.9M	126.4M	109.97M	99.23M	95.64M	96.88M	95.64M	99.31M	99.22M	99.08M	104.13M	99.95M	95.94M	91.59M	76.06M
Income Tax Expense	6.85M	6.87M	9.01M	9.07M	9.05M	9.96M	12.13M	13.66M	16.14M	17.19M	17.42M	19.25M	21.93M	21.41M	21.07M	19.09M	13.22M	12.11M	8.61M	5.76M	4.41M	2.46M	2.23M	2.35M	2.81M	4.12M	5M	6.01M	6.67M	7.22M	7.42M	4.72M	3.3M	2.07M	1.34M	2.38M
Shares Outstanding (Basic)	41.22M	40.98M	41.29M	41.91M	42.11M	42.88M	43.06M	44.86M	45.32M	45.83M	46.98M	47.84M	48.92M	49.8M	51.78M	52.54M	53.95M	54.47M	54.45M	54.39M	54.21M	55.64M	56.7M	56.67M	56.68M	56.69M	56.7M	56.68M	56.7M	56.2M	55.68M	55.65M	55.61M	55.56M	57.67M	57.67M
Shares Outstanding (Diluted)	41.47M	41.34M	41.37M	42.13M	42.11M	42.98M	43.13M	45.28M	45.86M	46.42M	47.54M	48.69M	49.83M	50.66M	52.65M	53M	53.97M	54.47M	54.45M	54.39M	54.21M	55.64M	56.7M	56.67M	56.68M	56.69M	56.7M	56.68M	56.7M	56.2M	55.68M	55.65M	55.61M	55.56M	57.67M	57.67M
EPS (Basic)	0.67	0.28	0.38	0.37	0.36	0.74	0.84	0.88	0.98	1.03	0.98	1.05	1.16	1.23	1.20	1.11	0.83	0.58	0.49	0.38	0.33	0.25	0.22	0.20	0.20	0.22	0.17	0.17	0.18	0.21	0.22	0.15	0.10	0.32	0.30	0.33
EPS (Diluted)	0.65	0.27	0.38	0.37	0.36	0.74	0.84	0.88	0.97	1.01	0.95	1.01	1.13	1.21	1.19	1.11	0.83	0.58	0.49	0.38	0.33	0.25	0.22	0.20	0.20	0.22	0.17	0.17	0.18	0.21	0.22	0.15	0.10	0.08	0.06	0.09
EBITDA	17.53M	17.53M	26.53M	27.11M	18.37M	29.57M	36.98M	40.79M	56.6M	59.67M	57.14M	61.95M	74.75M	78.02M	81.27M	79.74M	59.01M	41.46M	23.55M	7.88M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	5.92M	5.92M	11.61M	17.75M	11.83M	11.83M	6.14M	n/a	n/a
EBIT	15.26M	15.21M	21.96M	22.54M	13.77M	24.94M	32.27M	36.02M	51.78M	54.81M	52.11M	56.77M	69.14M	72.31M	75.47M	73.87M	53.33M	35.57M	17.41M	1.41M	-6.75M	-6.94M	-5.97M	-4.96M	-3.99M	-3.05M	-3.07M	2.84M	2.88M	8.71M	14.93M	9.11M	9.12M	5.27M	-3.3M	-3.34M
Depreciation & Amortization	2.26M	2.31M	4.56M	4.57M	4.6M	4.63M	4.7M	4.77M	4.82M	4.87M	5.04M	5.18M	5.62M	5.71M	5.8M	5.87M	5.68M	5.89M	6.14M	6.47M	6.75M	6.94M	5.97M	4.96M	3.99M	3.05M	3.07M	3.08M	3.03M	2.9M	2.82M	2.71M	2.71M	865K	3.3M	3.34M