Independent Bank Corporat...
(IBCP) ✕
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
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At close: undefined
34.52
-0.16%
After-hours Jan 03, 2025, 04:00 PM EST
Income Statement (Annual)
Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 |
Revenue | 200.50M | 204.57M | 199.03M | 197.52M | 164.10M | 152.97M | 128.41M | 117.28M | 108.57M | 104.40M | 111.76M | 127.71M | 141.48M | 165.86M | 197.26M | 159.87M | 167.74M | 165.25M | 178.61M | 155.33M | 137.86M | 112.72M | 105.98M | 89.51M | 84.10M | 63.00M | 51.10M | 40.30M | 31.90M | 28.30M | 24.00M | 22.20M | 19.40M | 17.00M | 15.70M | n/a | n/a | n/a |
Cost of Revenue | -94.06M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit | 294.56M | 204.57M | 199.03M | 197.52M | 164.10M | 152.97M | 128.41M | 117.28M | 108.57M | 104.40M | 111.76M | 127.71M | 141.48M | 165.86M | 197.26M | 159.87M | 167.74M | 165.25M | 178.61M | 155.33M | 137.86M | 112.72M | 105.98M | 89.51M | 84.10M | 63.00M | 51.10M | 40.30M | 31.90M | 28.30M | 24.00M | 22.20M | 19.40M | 17.00M | 15.70M | n/a | n/a | n/a |
Operating Income | 91.53M | 97.23M | 77.31M | 69.48M | 57.76M | 66.62M | 47.56M | 39.78M | 35.24M | 32.52M | 31.82M | 39.34M | -219.00K | 18.90M | -42.90M | -15.01M | 111.92M | 138.56M | 133.67M | 97.37M | 95.43M | 88.87M | 96.15M | 95.14M | 70.70M | 51.20M | 47.30M | 36.00M | 27.40M | 20.90M | 18.80M | 20.50M | 24.10M | 23.40M | 22.00M | 1.80M | 1.50M | 1.40M |
Interest Income | 239.68M | 169.01M | 138.08M | 139.83M | 148.93M | 130.77M | 98.31M | 86.52M | 80.84M | 80.56M | 87.12M | 99.40M | 114.76M | 148.85M | 189.06M | 203.74M | 223.25M | 216.90M | 204.92M | 162.55M | 139.37M | 129.81M | 141.36M | 138.41M | 125.50M | 86.10M | 77.40M | 59.50M | 46.00M | 37.80M | 31.50M | 33.40M | 35.90M | 34.00M | 32.40M | n/a | n/a | n/a |
Pretax Income | 73.68M | 77.79M | 77.31M | 69.48M | 57.76M | 49.13M | 38.44M | 32.90M | 29.38M | 25.22M | 22.66M | 26.20M | -20.41M | -18.30M | -93.44M | -88.60M | 8.85M | 45.49M | 65.12M | 52.35M | 51.32M | 40.86M | 33.72M | 27.27M | 12.00M | 14.30M | 12.50M | 11.20M | 9.50M | 8.30M | 7.50M | 6.70M | 5.40M | 4.00M | 3.40M | n/a | n/a | n/a |
Net Income | 59.07M | 63.35M | 62.90M | 56.15M | 46.44M | 39.84M | 20.48M | 22.77M | 20.02M | 18.02M | 77.51M | 26.20M | -20.20M | -16.71M | -90.23M | -91.66M | 10.36M | 33.20M | 46.91M | 38.56M | 37.59M | 29.47M | 24.40M | 20.01M | 8.70M | 10.20M | 8.90M | 7.90M | 6.80M | 6.00M | 5.40M | 4.80M | 3.80M | 2.90M | 2.70M | 1.80M | 1.50M | 1.40M |
Selling & General & Admin | 109.27M | 85.22M | 97.19M | 90.33M | 82.49M | 76.42M | 68.23M | 63.58M | 62.57M | 61.44M | 63.73M | 71.06M | 73.45M | 70.78M | 67.08M | 60.71M | 61.33M | 50.80M | 53.70M | 50.08M | 43.56M | 37.34M | 37.91M | 33.51M | 34.30M | 26.00M | 20.30M | 15.70M | 12.20M | 10.60M | 8.50M | 7.40M | 6.30M | 5.60M | 5.20M | n/a | n/a | n/a |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | -192.56M | -218.91M | -218.37M | -188.82M | -162.77M | -149.08M | -141.07M | -135.91M | -133.33M | -143.67M | -159.43M | -215.15M | -17.60M | 82.00K | -235.60M | -117.14M | -77.48M | -98.64M | -108.04M | -85.98M | -61.19M | -47.74M | -27.88M | -47.70M | -37.80M | -24.10M | -20.00M | -16.70M | -18.00M | -13.70M | -9.10M | -1.60M | 800.00K | 1.10M | 1.80M | 1.50M | 1.40M |
Operating Expenses | 109.27M | -107.34M | -121.72M | -128.04M | -106.34M | -86.35M | -80.85M | -77.49M | -73.34M | -71.89M | -79.94M | -88.37M | -141.70M | 53.18M | 67.17M | -174.88M | -55.82M | -26.68M | -44.94M | -57.96M | -42.42M | -23.85M | -9.84M | 5.63M | -13.40M | -11.80M | -3.80M | -4.30M | -4.50M | -7.40M | -5.20M | -1.70M | 4.70M | 6.40M | 6.30M | 1.80M | 1.50M | 1.40M |
Interest Expense | 83.35M | 19.45M | 8.31M | 16.22M | 26.35M | 17.49M | 9.12M | 6.88M | 5.86M | 7.30M | 9.16M | 13.14M | 20.19M | 37.20M | 50.53M | 73.59M | 102.66M | 93.70M | 68.56M | 45.01M | 44.11M | 48.01M | 62.46M | 67.86M | 58.70M | 36.90M | 34.80M | 24.80M | 17.90M | 12.60M | 11.30M | 13.80M | 18.80M | 19.40M | 18.60M | n/a | n/a | n/a |
Selling & Marketing Expenses | 2.17M | 2.07M | 1.92M | 2.23M | 2.45M | 2.15M | 1.91M | 1.86M | 2.12M | 2.19M | 2.43M | 2.49M | 2.50M | 2.71M | 5.70M | 5.53M | 5.51M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 109.27M | -107.34M | -121.72M | -128.04M | -106.34M | -86.35M | -80.85M | -77.49M | -73.34M | -71.89M | -79.94M | -88.37M | -141.70M | 53.18M | 67.17M | -174.88M | -55.82M | -26.68M | -44.94M | -57.96M | -42.42M | -23.85M | -9.84M | 5.63M | -13.40M | -11.80M | -3.80M | -4.30M | -4.50M | -7.40M | -5.20M | -1.70M | 4.70M | 6.40M | 6.30M | 1.80M | 1.50M | 1.40M |
Income Tax | 14.61M | 14.44M | 14.42M | 13.33M | 11.32M | 9.29M | 17.96M | 10.13M | 9.36M | 7.20M | -54.85M | n/a | -212.00K | -1.59M | -3.21M | 3.06M | -1.10M | 11.66M | 18.21M | 13.80M | 13.73M | 11.40M | 9.29M | 7.27M | 3.30M | 4.10M | 3.60M | 3.30M | 2.70M | 2.30M | 2.10M | 1.90M | 1.50M | 1.10M | 700.00K | -1.80M | -1.50M | -1.40M |
Shares Outstanding (Basic) | 20.98M | 21.10M | 21.59M | 21.98M | 22.89M | 23.41M | 21.33M | 21.48M | 22.72M | 22.93M | 13.97M | 8.71M | 8.28M | 5.09M | 2.39M | 2.30M | 2.26M | 2.29M | 2.39M | 2.48M | 2.38M | 2.35M | 2.42M | 2.48M | 2.51M | 1.63M | 1.60M | 1.59M | 1.57M | 1.57M | 1.43M | 1.43M | 1.42M | 1.15M | 1.14M | 1.12M | 798.13K | 790.33K |
Shares Outstanding (Diluted) | 21.17M | 21.30M | 21.81M | 22.22M | 23.18M | 23.77M | 21.65M | 21.68M | 23.18M | 23.47M | 21.86M | 32.89M | 69.69M | 41.47M | 2.39M | 2.30M | 2.28M | 2.32M | 2.44M | 2.53M | 2.44M | 2.39M | 2.46M | 2.49M | 2.54M | 1.63M | 1.60M | 1.59M | 1.57M | 1.57M | 1.43M | 1.43M | 1.42M | 1.15M | 1.14M | 1.12M | 798.13K | 790.33K |
EPS (Basic) | 2.82 | 3.00 | 2.91 | 2.56 | 2.03 | 1.70 | 0.96 | 1.06 | 0.88 | 0.79 | 5.87 | 2.51 | -2.44 | -3.28 | -37.81 | -39.88 | 4.60 | 14.50 | 19.14 | 16.24 | 15.78 | 8.85 | 6.75 | 8.08 | 3.47 | 4.79 | 0.17 | 4.96 | 4.34 | 0.63 | 0.58 | 0.55 | 0.49 | 0.40 | 0.35 | 1.60 | 1.88 | 1.77 |
EPS (Diluted) | 2.79 | 2.97 | 2.88 | 2.53 | 2.00 | 1.68 | 0.95 | 1.05 | 0.86 | 0.77 | 3.55 | 0.80 | -0.29 | -0.4 | -37.7 | -39.77 | 4.50 | 14.30 | 18.76 | 15.96 | 15.42 | 8.69 | 6.65 | 8.03 | 3.42 | 4.75 | 0.17 | 4.96 | 4.34 | 0.63 | 0.58 | 0.55 | 0.43 | 0.33 | 0.29 | 1.60 | 1.88 | 1.77 |
EBITDA | 79.42M | 83.87M | 83.68M | 78.64M | 63.82M | 55.17M | 39.43M | 38.12M | 33.93M | n/a | 29.62M | 34.86M | n/a | 37.70M | -67.68M | -50.34M | n/a | 75.42M | 50.27M | 69.00M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.80M | 1.50M | 1.40M |
Depreciation & Amortization | 5.75M | 6.08M | 6.37M | 6.32M | 6.29M | 6.07M | 5.65M | 6.15M | 4.55M | 3.01M | -2.20M | -4.72M | -11.30M | -27.72M | -43.34M | -22.78M | -12.55M | -9.84M | -12.50M | -3.00M | 7.77M | 6.51M | 6.56M | 6.54M | 6.10M | 4.50M | 4.20M | 2.80M | 2.20M | 500.00K | 1.60M | 1.00M | 400.00K | 400.00K | 700.00K | n/a | n/a | n/a |