Independent Bank Corporat... (IBCP)
30.64
-0.21 (-0.68%)
At close: Apr 02, 2025, 2:39 PM
Independent Bank Ratios Statement
Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 |
PE Ratio | 10.90 | 9.24 | 7.97 | 8.19 | 7.23 | 11.17 | 12.35 | 23.28 | 20.47 | 17.28 | 16.60 | 2.16 | 1.16 | -0.54 | -0.4 | -0.19 | -0.54 | 20.77 | 17.44 | 13.20 | 17.42 | 16.30 | 13.25 | 14.45 | 12.19 | 20.03 | 14.66 | 20.87 | 12.50 | 10.70 | 10.79 | 8.77 | 9.38 | 7.57 | 4.44 | 6.03 | 8.90 | 6.46 | 7.94 |
PEG Ratio | 0.81 | -1.54 | 2.58 | 0.60 | 0.28 | 0.58 | 0.16 | -2.47 | 1.00 | 1.52 | -0.19 | 0.02 | -0.01 | 0.02 | 0.00 | 0.04 | 0.00 | -0.3 | -0.72 | 0.74 | 5.98 | 0.21 | 0.43 | -0.88 | 0.09 | -0.73 | 0.01 | -0.22 | 0.88 | 0.02 | 1.25 | 1.61 | 0.77 | 0.34 | 0.31 | -0.08 | -0.6 | 1.04 | n/a |
PS Ratio | 3.37 | 2.72 | 2.47 | 2.59 | 2.06 | 3.16 | 3.22 | 3.71 | 3.97 | 3.19 | 2.87 | 1.50 | 0.24 | 0.08 | 0.04 | 0.09 | 0.31 | 1.28 | 3.50 | 3.47 | 4.32 | 4.44 | 3.46 | 3.33 | 2.73 | 2.07 | 2.37 | 3.64 | 2.45 | 2.28 | 2.29 | 1.97 | 2.03 | 1.48 | 0.76 | 1.04 | n/a | n/a | n/a |
PB Ratio | 1.60 | 1.35 | 1.45 | 1.29 | 1.04 | 1.48 | 1.45 | 1.80 | 1.87 | 1.38 | 1.20 | 0.72 | 0.23 | 0.11 | 0.06 | 0.16 | 0.25 | 0.89 | 2.24 | 2.49 | 2.92 | 3.78 | 2.83 | 2.67 | 1.90 | 1.53 | 2.14 | 3.12 | 1.91 | 1.55 | 1.61 | 1.31 | 1.42 | 1.03 | 0.52 | 0.71 | n/a | n/a | n/a |
P/FCF Ratio | 13.18 | 7.85 | 5.67 | 4.94 | 7.55 | 17.85 | 11.99 | 13.87 | 22.71 | 17.58 | 34.10 | 3.84 | 1.26 | 0.34 | -0.93 | -0.3 | 2.53 | 28.80 | 64.95 | 17.97 | 12.75 | 4.62 | -16.22 | -13.27 | 8.36 | 4.39 | -16.99 | 80.77 | 12.66 | 10.40 | 7.36 | 8.94 | 34.63 | 4.71 | 4.76 | 5.61 | n/a | n/a | n/a |
P/OCF Ratio | 11.52 | 7.22 | 5.33 | 4.68 | 6.98 | 15.26 | 10.96 | 12.35 | 19.43 | 14.39 | 22.89 | 3.22 | 1.04 | 0.31 | -2.49 | -0.35 | 1.79 | 12.08 | 26.05 | 12.81 | 10.43 | 4.38 | -26.76 | -16.85 | 7.92 | 3.77 | -299 | 25.45 | 8.59 | 8.46 | 6.41 | 6.49 | 22.51 | 4.42 | 3.90 | 3.54 | n/a | n/a | n/a |
OCF/S Ratio | 0.29 | 0.38 | 0.46 | 0.55 | 0.29 | 0.21 | 0.29 | 0.30 | 0.20 | 0.22 | 0.13 | 0.47 | 0.23 | 0.25 | -0.02 | -0.25 | 0.17 | 0.11 | 0.13 | 0.27 | 0.41 | 1.01 | -0.13 | -0.2 | 0.34 | 0.55 | -0.01 | 0.14 | 0.29 | 0.27 | 0.36 | 0.30 | 0.09 | 0.34 | 0.19 | 0.29 | n/a | n/a | n/a |
Debt / Equity Ratio | 0.27 | 0.32 | 0.65 | 0.27 | 0.28 | 0.37 | 0.19 | 0.34 | 0.18 | 0.19 | 0.19 | 0.25 | 0.50 | 0.81 | 1.02 | 2.04 | 3.26 | 1.64 | 0.88 | 1.17 | 2.04 | 2.36 | 2.37 | 2.31 | 1.53 | 1.98 | 2.13 | 3.10 | 2.95 | 2.36 | 1.18 | 0.14 | 0.16 | 0.27 | 0.23 | n/a | n/a | n/a | n/a |
Quick Ratio | n/a | 0.06 | 17.61 | 1.07 | 1.20 | 24.59 | 283.01 | 110.98 | 2.57 | 74.54 | 70.99 | 391.26 | 55.65 | 311.85 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.06 | 0.03 | n/a | 6.84 | 4.56 | n/a | 5.35 | n/a | n/a | n/a | n/a |
Current Ratio | n/a | 0.06 | 16.11 | 1.00 | 1.08 | 21.88 | 283.01 | 110.98 | 2.61 | 75.55 | 72.02 | 396.58 | 56.36 | 311.85 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.06 | 0.03 | n/a | 6.84 | 4.56 | n/a | 5.35 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.07 | 0.07 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.05 | 0.06 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 | n/a | n/a | n/a |
Interest Coverage | -1.93 | 1.10 | 5.00 | 9.30 | 4.28 | 2.19 | 3.81 | 5.21 | 5.78 | 6.02 | 4.45 | 3.47 | 2.99 | -0.01 | 0.51 | -0.85 | -0.2 | 1.09 | 1.48 | 1.95 | 2.16 | 2.16 | 1.85 | 1.54 | 1.40 | 1.20 | 1.39 | 1.36 | 1.45 | 1.53 | 1.66 | 1.66 | 1.49 | 1.28 | 1.21 | 1.18 | n/a | n/a | n/a |
Return on Equity | 0.15 | 0.15 | 0.18 | 0.16 | 0.14 | 0.13 | 0.12 | 0.08 | 0.09 | 0.08 | 0.07 | 0.33 | 0.19 | -0.2 | -0.14 | -0.82 | -0.47 | 0.04 | 0.13 | 0.19 | 0.17 | 0.23 | 0.21 | 0.18 | 0.16 | 0.08 | 0.15 | 0.15 | 0.15 | 0.14 | 0.15 | 0.15 | 0.15 | 0.14 | 0.12 | 0.12 | n/a | n/a | n/a |
Return on Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | -0.01 | -0.01 | -0.03 | -0.03 | n/a | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a |
Return on Invested Capital | -0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.05 | 0.02 | n/a | 0.01 | -0.01 | -0.01 | 0.04 | 0.03 | 0.03 | 0.02 | 0.03 | 0.14 | -0.05 | -0.05 | -0.04 | -0.03 | -0.05 | -0.04 | -0.05 | 0.09 | 0.08 | 0.12 | 0.15 | 0.14 | 0.17 | n/a | n/a | n/a |
Dividend Yield | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | n/a | n/a | n/a | n/a | 0.20 | 0.16 | 0.09 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.09 | 0.07 | n/a | n/a | n/a |
Payout Ratio | 0.30 | 0.33 | 0.29 | 0.29 | 0.31 | 0.36 | 0.35 | 0.44 | 0.32 | 0.29 | 0.23 | n/a | n/a | n/a | n/a | -0.04 | -0.08 | 1.82 | 0.53 | 0.33 | 0.32 | 0.29 | 0.29 | 0.30 | 0.33 | 0.53 | 0.35 | 0.36 | 0.34 | 0.35 | 0.32 | 0.26 | 0.25 | 0.32 | 0.38 | 0.41 | n/a | n/a | n/a |
Gross Profit Margin | 1.00 | 1.47 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | n/a | n/a | n/a |
Net Profit Margin | 0.31 | 0.29 | 0.31 | 0.32 | 0.28 | 0.28 | 0.26 | 0.16 | 0.19 | 0.18 | 0.17 | 0.69 | 0.21 | -0.14 | -0.1 | -0.46 | -0.57 | 0.06 | 0.20 | 0.26 | 0.25 | 0.27 | 0.26 | 0.23 | 0.22 | 0.10 | 0.16 | 0.17 | 0.20 | 0.21 | 0.21 | 0.23 | 0.22 | 0.20 | 0.17 | 0.17 | n/a | n/a | n/a |
Pretax Profit Margin | 0.38 | 0.37 | 0.38 | 0.39 | 0.35 | 0.35 | 0.32 | 0.30 | 0.28 | 0.27 | 0.24 | 0.20 | 0.21 | -0.14 | -0.11 | -0.47 | -0.55 | 0.05 | 0.28 | 0.36 | 0.34 | 0.37 | 0.36 | 0.32 | 0.30 | 0.14 | 0.23 | 0.24 | 0.28 | 0.30 | 0.29 | 0.31 | 0.30 | 0.28 | 0.24 | 0.22 | n/a | n/a | n/a |
Operating Profit Margin | -0.9 | 0.46 | 0.48 | 0.39 | 0.35 | 0.35 | 0.44 | 0.37 | 0.34 | 0.32 | 0.31 | 0.28 | 0.31 | -0.00 | 0.11 | -0.22 | -0.09 | 0.67 | 0.84 | 0.75 | 0.63 | 0.69 | 0.79 | 0.91 | 1.06 | 0.84 | 0.81 | 0.93 | 0.89 | 0.86 | 0.74 | 0.78 | 0.92 | 1.24 | 1.38 | 1.40 | n/a | n/a | n/a |
FCF Margin | 25.58 | 34.70 | 43.48 | 52.41 | 27.23 | 17.70 | 26.84 | 26.76 | 17.50 | 18.13 | 8.40 | 39.10 | 18.87 | 23.22 | -4.28 | -28.98 | 12.25 | 4.45 | 5.40 | 19.29 | 33.93 | 96.18 | -21.36 | -25.06 | 32.58 | 47.21 | -13.97 | 4.50 | 19.35 | 21.94 | 31.10 | 22.08 | 5.86 | 31.44 | 15.88 | 18.47 | n/a | n/a | n/a |
EBITDA Margin | n/a | 0.40 | 0.41 | 0.42 | 0.40 | 0.39 | 0.36 | 0.31 | 0.33 | 0.31 | n/a | 0.27 | 0.27 | n/a | 0.23 | -0.34 | -0.31 | n/a | 0.46 | 0.28 | 0.44 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |