Price Alert

Jiayin Group Inc. (JFIN)

NASDAQ: JFIN · Real-Time Price · USD

13.51

0.25 (1.89%)

At close: Aug 15, 2025, 3:59 PM

13.75

1.78%

After-hours: Aug 15, 2025, 04:23 PM EDT

Jiayin Statistics

Share Statistics

Jiayin has 52.75M shares outstanding. The number of shares has increased by 0.64% in one year.

Shares Outstanding	52.75M
Shares Change (YoY)	0.64%
Shares Change (QoQ)	720.05%
Owned by Institutions (%)	0.35%
Shares Floating	50.04M
Failed to Deliver (FTD) Shares	146
FTD / Avg. Volume	0.1%

Short Selling Information

The latest short interest is 139.8K, so 0.26% of the outstanding shares have been sold short.

Short Interest	139.8K
Short % of Shares Out	0.26%
Short % of Float	1.18%
Short Ratio (days to cover)	1.25

Valuation Ratios

The PE ratio is 2.34 and the forward PE ratio is 3.08. Jiayin's PEG ratio is -0.13.

PE Ratio	2.34
Forward PE	3.08
PS Ratio	0.43
Forward PS	0.5
PB Ratio	0.79
P/FCF Ratio	3.6
PEG Ratio	-0.13

Financial Ratio History

Enterprise Valuation

Jiayin has an Enterprise Value (EV) of 9.39B.

EV / Sales	1.62
EV / EBITDA	7.42
EV / EBIT	6.59
EV / FCF	13.69

Financial Position

The company has a current ratio of 2.15, with a Debt / Equity ratio of 0.02.

Current Ratio	2.15
Quick Ratio	2.15
Debt / Equity	0.02
Debt / EBITDA	0.04
Debt / FCF	0.08
Interest Coverage	0

Financial Efficiency

Return on Equity is 33.76% and Return on Invested Capital is 30%.

Return on Equity	33.76%
Return on Assets	19.53%
Return on Invested Capital	30%
Revenue Per Employee	$5.64M
Profits Per Employee	$1.03M
Employee Count	1,028
Asset Turnover	1.07
Inventory Turnover	n/a

Taxes

Income Tax	238.9M
Effective Tax Rate	18.44%

Stock Price Statistics

The stock price has increased by 146.75% in the last 52 weeks. The beta is 1, so Jiayin's price volatility has been higher than the market average.

Beta	1
52-Week Price Change	146.75%
50-Day Moving Average	16.11
200-Day Moving Average	10.86
Relative Strength Index (RSI)	25.8
Average Volume (20 Days)	145,037

Income Statement

In the last 12 months, Jiayin had revenue of 5.8B and earned 1.06B in profits. Earnings per share was 19.89.

Revenue	5.8B
Gross Profit	3.77B
Operating Income	1.25B
Net Income	1.06B
EBITDA	1.27B
EBIT	1.25B
Earnings Per Share (EPS)	19.89

Full Income Statement

Balance Sheet

The company has 540.52M in cash and 51.68M in debt, giving a net cash position of 488.85M.

Cash & Cash Equivalents	540.52M
Total Debt	51.68M
Net Cash	488.85M
Retained Earnings	2.24B
Total Assets	6.39B
Working Capital	2.21B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.43B and capital expenditures -739.13M, giving a free cash flow of 686.36M.

Operating Cash Flow	1.43B
Capital Expenditures	-739.13M
Free Cash Flow	686.36M
FCF Per Share	12.92

Full Cash Flow Statement

Margins

Gross margin is 64.95%, with operating and profit margins of 21.51% and 18.21%.

Gross Margin	64.95%
Operating Margin	21.51%
Pretax Margin	22.33%
Profit Margin	18.21%
EBITDA Margin	21.82%
EBIT Margin	21.51%
FCF Margin	11.83%

Dividends & Yields

JFIN pays an annual dividend of $1.29, which amounts to a dividend yield of 4.59%.

Dividend Per Share	$1.29
Dividend Yield	4.59%
Dividend Growth (YoY)	107.89%
Payout Ratio	36.71%
Earnings Yield	42.76%
FCF Yield	6.94%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for JFIN.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$497.25
Lynch Upside	3874.82%
Graham Number	40.57
Graham Upside	224.3%

Scores

Altman Z-Score	2.31
Piotroski F-Score	3