Jiayin Group Inc. (JFIN)
Jiayin Statistics
Share Statistics
Jiayin has 6.51M shares outstanding. The number of shares has increased by -87.73% in one year.
| Shares Outstanding | 6.51M |
| Shares Change (YoY) | -87.73% |
| Shares Change (QoQ) | -87.65% |
| Owned by Institutions (%) | 0.11% |
| Shares Floating | 5.44M |
| Failed to Deliver (FTD) Shares | 145 |
| FTD / Avg. Volume | 0.08% |
Short Selling Information
The latest short interest is 120.16K, so 0.23% of the outstanding shares have been sold short.
| Short Interest | 120.16K |
| Short % of Shares Out | 0.23% |
| Short % of Float | 1.03% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 1.52 and the forward PE ratio is null. Jiayin's PEG ratio is 0.16.
| PE Ratio | 1.52 |
| Forward PE | n/a |
| PS Ratio | 0.36 |
| Forward PS | 0 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 5.5 |
| PEG Ratio | 0.16 |
Enterprise Valuation
Jiayin has an Enterprise Value (EV) of 7.55B.
| EV / Sales | 1.38 |
| EV / EBITDA | 5.63 |
| EV / EBIT | 19.38 |
| EV / FCF | 21.09 |
Financial Position
The company has a current ratio of 2.39, with a Debt / Equity ratio of 0.02.
| Current Ratio | 2.39 |
| Quick Ratio | 2.39 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.04 |
| Debt / FCF | 0.13 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 54.47% and Return on Invested Capital is 32.89%.
| Return on Equity | 54.47% |
| Return on Assets | 22.99% |
| Return on Invested Capital | 32.89% |
| Revenue Per Employee | $5.91M |
| Profits Per Employee | $1.4M |
| Employee Count | 925 |
| Asset Turnover | 0.97 |
| Inventory Turnover | 2.01B |
Taxes
| Income Tax | 247.62M |
| Effective Tax Rate | 16.02% |
Stock Price Statistics
The stock price has increased by 57.75% in the last 52 weeks. The beta is 0.6, so Jiayin's price volatility has been higher than the market average.
| Beta | 0.6 |
| 52-Week Price Change | 57.75% |
| 50-Day Moving Average | 10.85 |
| 200-Day Moving Average | 7.53 |
| Relative Strength Index (RSI) | 42.78 |
| Average Volume (20 Days) | 178.89K |
Income Statement
In the last 12 months, Jiayin had revenue of 5.47B and earned 1.3B in profits. Earnings per share was 6.06.
| Revenue | 5.47B |
| Gross Profit | 3.46B |
| Operating Income | 1.33B |
| Net Income | 1.3B |
| EBITDA | 1.34B |
| EBIT | 1.33B |
| Earnings Per Share (EPS) | 6.06 |
Balance Sheet
The company has 370.19M in cash and 47.96M in debt, giving a net cash position of 322.24M.
| Cash & Cash Equivalents | 370.19M |
| Total Debt | 47.96M |
| Net Cash | 322.24M |
| Retained Earnings | 1.53B |
| Total Assets | 5.25B |
| Working Capital | 2.89B |
Cash Flow
In the last 12 months, operating cash flow was 389.59M and capital expenditures -31.54M, giving a free cash flow of 358.05M.
| Operating Cash Flow | 389.59M |
| Capital Expenditures | -31.54M |
| Free Cash Flow | 358.05M |
| FCF Per Share | 1.67 |
Margins
Gross margin is 63.2%, with operating and profit margins of 24.37% and 23.74%.
| Gross Margin | 63.2% |
| Operating Margin | 24.37% |
| Pretax Margin | 28.26% |
| Profit Margin | 23.74% |
| EBITDA Margin | 24.55% |
| EBIT Margin | 24.37% |
| FCF Margin | 6.55% |
Dividends & Yields
JFIN pays an annual dividend of $0.88, which amounts to a dividend yield of 9.08%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 9.08% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 32.53% |
| Earnings Yield | 65.93% |
| FCF Yield | 4.55% |
Analyst Forecast
Currently there are no analyst rating for JFIN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 2.5 |
| Piotroski F-Score | 5 |