Kemper Corporation

NYSE: KMPR · Real-Time Price · USD
63.73
0.08 (0.13%)
At close: May 30, 2025, 3:59 PM
63.73
0.00%
After-hours: May 30, 2025, 06:16 PM EDT

Kemper Statistics

Share Statistics

Kemper has 63.99M shares outstanding. The number of shares has increased by -0.55% in one year.

Shares Outstanding 63.99M
Shares Change (YoY) -0.55%
Shares Change (QoQ) -0.03%
Owned by Institutions (%) 84.55%
Shares Floating n/a
Failed to Deliver (FTD) Shares 6,422
FTD / Avg. Volume 1.21%

Short Selling Information

The latest short interest is 1.09M, so 1.71% of the outstanding shares have been sold short.

Short Interest 1.09M
Short % of Shares Out 1.71%
Short % of Float 1.72%
Short Ratio (days to cover) 2.05

Valuation Ratios

The PE ratio is 13.42 and the forward PE ratio is 9.55. Kemper's PEG ratio is -0.06.

PE Ratio 13.42
Forward PE 9.55
PS Ratio 13.3
Forward PS 0.7
PB Ratio 1.53
P/FCF Ratio 12.93
PEG Ratio -0.06
Financial Ratio History

Enterprise Valuation

Kemper has an Enterprise Value (EV) of 5.59B.

EV / Sales 17.43
EV / EBITDA 12.55
EV / EBIT 14.6
EV / FCF 16.95

Financial Position

The company has a current ratio of 5.26, with a Debt / Equity ratio of 0.5.

Current Ratio 5.26
Quick Ratio 5.26
Debt / Equity 0.5
Debt / EBITDA 3.12
Debt / FCF 4.22
Interest Coverage 6.83

Financial Efficiency

Return on Equity is 11.4% and Return on Invested Capital is 2.64%.

Return on Equity 11.4%
Return on Assets 2.52%
Return on Invested Capital 2.64%
Revenue Per Employee $43,337.84
Profits Per Employee $42,945.95
Employee Count 7,400
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax 76M
Effective Tax Rate 19.56%

Stock Price Statistics

The stock price has increased by 6.5% in the last 52 weeks. The beta is 1.26, so Kemper's price volatility has been higher than the market average.

Beta 1.26
52-Week Price Change 6.5%
50-Day Moving Average 62.07
200-Day Moving Average 64.26
Relative Strength Index (RSI) 55.08
Average Volume (20 Days) 528,891

Income Statement

In the last 12 months, Kemper had revenue of 320.7M and earned 317.8M in profits. Earnings per share was 4.87.

Revenue 320.7M
Gross Profit 263.8M
Operating Income 388.5M
Net Income 317.8M
EBITDA 445.4M
EBIT 388.5M
Earnings Per Share (EPS) 4.87
Full Income Statement

Balance Sheet

The company has 65.4M in cash and 1.39B in debt, giving a net cash position of -1.33B.

Cash & Cash Equivalents 65.4M
Total Debt 1.39B
Net Cash -1.33B
Retained Earnings 1.23B
Total Assets 12.63B
Working Capital 680.9M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 382.9M and capital expenditures -53.2M, giving a free cash flow of 329.7M.

Operating Cash Flow 382.9M
Capital Expenditures -53.2M
Free Cash Flow 329.7M
FCF Per Share 5.14
Full Cash Flow Statement

Margins

Gross margin is 82.26%, with operating and profit margins of 121.14% and 99.1%.

Gross Margin 82.26%
Operating Margin 121.14%
Pretax Margin 121.14%
Profit Margin 99.1%
EBITDA Margin 138.88%
EBIT Margin 121.14%
FCF Margin 102.81%

Dividends & Yields

KMPR pays an annual dividend of $1.26, which amounts to a dividend yield of 1.95%.

Dividend Per Share $1.26
Dividend Yield 1.95%
Dividend Growth (YoY) 3.23%
Payout Ratio 23.55%
Earnings Yield 7.45%
FCF Yield 7.73%
Dividend Details

Analyst Forecast

The average price target for KMPR is $78.5, which is 23.2% higher than the current price. The consensus rating is "Strong Buy".

Price Target $78.5
Price Target Difference 23.2%
Analyst Consensus Strong Buy
Analyst Count 4
Stock Forecasts

Stock Splits

The last stock split was on Mar 29, 1999. It was a forward split with a ratio of 2:1.

Last Split Date Mar 29, 1999
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.92
Piotroski F-Score 7