Kemper Statistics

Share Statistics

Kemper has 62.74M shares outstanding. The number of shares has increased by -0.67% in one year.

Shares Outstanding	62.74M
Shares Change (YoY)	-0.67%
Shares Change (QoQ)	-0.04%
Owned by Institutions (%)	86.13%
Shares Floating	62.19M
Failed to Deliver (FTD) Shares	505
FTD / Avg. Volume	0.07%

Short Selling Information

The latest short interest is 2M, so 3.12% of the outstanding shares have been sold short.

Short Interest	2M
Short % of Shares Out	3.12%
Short % of Float	3.14%
Short Ratio (days to cover)	2.91

Valuation Ratios

The PE ratio is 13.42 and the forward PE ratio is 8.02. Kemper's PEG ratio is -0.06.

PE Ratio	13.42
Forward PE	8.02
PS Ratio	13.3
Forward PS	0.6
PB Ratio	1.53
P/FCF Ratio	12.93
PEG Ratio	-0.06

Financial Ratio History

Enterprise Valuation

Kemper has an Enterprise Value (EV) of 5.59B.

EV / Sales	17.43
EV / EBITDA	12.55
EV / EBIT	14.6
EV / FCF	16.95

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	0.5
Debt / EBITDA	3.12
Debt / FCF	4.22
Interest Coverage	6.83

Financial Efficiency

Return on Equity is 11.4% and Return on Invested Capital is 0%.

Return on Equity	11.4%
Return on Assets	2.52%
Return on Invested Capital	0%
Revenue Per Employee	$43.34K
Profits Per Employee	$42.95K
Employee Count	7,400
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

Income Tax	76M
Effective Tax Rate	19.56%

Stock Price Statistics

The stock price has increased by -15.37% in the last 52 weeks. The beta is 1.26, so Kemper's price volatility has been higher than the market average.

Beta	1.26
52-Week Price Change	-15.37%
50-Day Moving Average	61.78
200-Day Moving Average	64.35
Relative Strength Index (RSI)	28.17
Average Volume (20 Days)	696,533

Income Statement

In the last 12 months, Kemper had revenue of 320.7M and earned 317.8M in profits. Earnings per share was 4.87.

Revenue	320.7M
Gross Profit	263.8M
Operating Income	388.5M
Net Income	317.8M
EBITDA	445.4M
EBIT	388.5M
Earnings Per Share (EPS)	4.87

Full Income Statement

Balance Sheet

The company has 65.4M in cash and 1.39B in debt, giving a net cash position of -1.33B.

Cash & Cash Equivalents	65.4M
Total Debt	1.39B
Net Cash	-1.33B
Retained Earnings	1.23B
Total Assets	12.63B
Working Capital	680.9M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 382.9M and capital expenditures -53.2M, giving a free cash flow of 329.7M.

Operating Cash Flow	382.9M
Capital Expenditures	-53.2M
Free Cash Flow	329.7M
FCF Per Share	5.14

Full Cash Flow Statement

Margins

Gross margin is 82.26%, with operating and profit margins of 121.14% and 99.1%.

Gross Margin	82.26%
Operating Margin	121.14%
Pretax Margin	121.14%
Profit Margin	99.1%
EBITDA Margin	138.88%
EBIT Margin	121.14%
FCF Margin	102.81%

Dividends & Yields

KMPR pays an annual dividend of $1.58, which amounts to a dividend yield of 2.53%.

Dividend Per Share	$1.58
Dividend Yield	2.53%
Dividend Growth (YoY)	3.23%
Payout Ratio	28.47%
Earnings Yield	7.45%
FCF Yield	7.73%

Dividend Details

Analyst Forecast

The average price target for KMPR is $65.5, which is 28.5% higher than the current price. The consensus rating is "Hold".

Price Target	$65.5
Price Target Difference	28.5%
Analyst Consensus	Hold
Analyst Count	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$24.35
Lynch Upside	-52.23%
Graham Number	69.57
Graham Upside	36.49%

Stock Splits

The last stock split was on Mar 29, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 29, 1999
Split Type	forward
Split Ratio	2:1

Scores

Altman Z-Score	0.92
Piotroski F-Score	7

Kemper Corporation (KMPR)