Price Alert

Joint Stock Kaspi.kz (KSPI)

NASDAQ: KSPI · Real-Time Price · USD

96.01

-1.70 (-1.74%)

At close: Aug 14, 2025, 3:59 PM

96.25

0.25%

Pre-market: Aug 15, 2025, 05:30 AM EDT

Joint Stock Kaspi.kz Statistics

Share Statistics

Joint Stock Kaspi.kz has 190.02M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding	190.02M
Shares Change (YoY)	0%
Shares Change (QoQ)	0%
Owned by Institutions (%)	n/a
Shares Floating	143.4M
Failed to Deliver (FTD) Shares	1,473
FTD / Avg. Volume	0.45%

Short Selling Information

The latest short interest is 374.85K, so 0.2% of the outstanding shares have been sold short.

Short Interest	374.85K
Short % of Shares Out	0.2%
Short % of Float	0.71%
Short Ratio (days to cover)	1.42

Valuation Ratios

The PE ratio is 9.08 and the forward PE ratio is 0.01. Joint Stock Kaspi.kz's PEG ratio is 0.39.

PE Ratio	9.08
Forward PE	0.01
PS Ratio	3.74
Forward PS	0
PB Ratio	6.22
P/FCF Ratio	19.41
PEG Ratio	0.39

Financial Ratio History

Enterprise Valuation

Joint Stock Kaspi.kz has an Enterprise Value (EV) of 9,038.2B.

EV / Sales	3.59
EV / EBITDA	7.11
EV / EBIT	15.53
EV / FCF	18.59

Financial Position

The company has a current ratio of 0.84, with a Debt / Equity ratio of 0.15.

Current Ratio	0.84
Quick Ratio	0.84
Debt / Equity	0.15
Debt / EBITDA	0.17
Debt / FCF	0.46
Interest Coverage	0

Financial Efficiency

Return on Equity is 68.53% and Return on Invested Capital is 57.49%.

Return on Equity	68.53%
Return on Assets	12.41%
Return on Invested Capital	57.49%
Revenue Per Employee	$323.11M
Profits Per Employee	$133.27M
Employee Count	7,802
Asset Turnover	0.3
Inventory Turnover	58.63

Taxes

Income Tax	225.46B
Effective Tax Rate	17.58%

Stock Price Statistics

The stock price has increased by -21.98% in the last 52 weeks. The beta is -0.04, so Joint Stock Kaspi.kz's price volatility has been lower than the market average.

Beta	-0.04
52-Week Price Change	-21.98%
50-Day Moving Average	84.66
200-Day Moving Average	94.52
Relative Strength Index (RSI)	65.25
Average Volume (20 Days)	324,706

Income Statement

In the last 12 months, Joint Stock Kaspi.kz had revenue of 2,520.9B and earned 1,039.7B in profits. Earnings per share was 5474.35.

Revenue	2,520.9B
Gross Profit	1,571.5B
Operating Income	1,271.1B
Net Income	1,039.7B
EBITDA	1,271.1B
EBIT	1,271.1B
Earnings Per Share (EPS)	5474.35

Full Income Statement

Balance Sheet

The company has 619.47B in cash and 221.46B in debt, giving a net cash position of 398.01B.

Cash & Cash Equivalents	619.47B
Total Debt	221.46B
Net Cash	398.01B
Retained Earnings	1,465.3B
Total Assets	9,294.7B
Working Capital	455.62B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 581.89B and capital expenditures -95.73B, giving a free cash flow of 486.17B.

Operating Cash Flow	581.89B
Capital Expenditures	-95.73B
Free Cash Flow	486.17B
FCF Per Share	2559.72

Full Cash Flow Statement

Margins

Gross margin is 62.34%, with operating and profit margins of 50.42% and 41.24%.

Gross Margin	62.34%
Operating Margin	50.42%
Pretax Margin	50.87%
Profit Margin	41.24%
EBITDA Margin	50.42%
EBIT Margin	50.42%
FCF Margin	19.29%

Dividends & Yields

KSPI pays an annual dividend of $7.32, which amounts to a dividend yield of 6.9%.

Dividend Per Share	$7.32
Dividend Yield	6.9%
Dividend Growth (YoY)	46.56%
Payout Ratio	69.48%
Earnings Yield	11.02%
FCF Yield	5.15%

Dividend Details

Analyst Forecast

The average price target for KSPI is $130, which is 35.6% higher than the current price. The consensus rating is "Buy".

Price Target	$130
Price Target Difference	35.6%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$136858.75
Lynch Upside	142609.85%
Graham Number	31368.01
Graham Upside	32609.08%

Scores

Altman Z-Score	1.14
Piotroski F-Score	5