Price Alert

Live Oak Bancshares Inc. (LOB)

NYSE: LOB · Real-Time Price · USD

34.26

-0.23 (-0.67%)

At close: Aug 15, 2025, 3:05 PM

Live Oak Bancshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	973.97M	945.08M	929.29M	887.46M	865.22M	827.16M	776.55M	723.87M	641.15M	554.32M	508.83M	483.02M	465.46M	516.89M	506.41M	486.24M	491.16M	423.06M
Cost of Revenue	436.65M	555.54M	532.68M	489.96M	445M	424.55M	394.29M	358.72M	303.35M	229.5M	157.91M	106.02M	79.27M	79.08M	79.64M	90.53M	105.15M	116.64M
Gross Profit	277.88M	389.53M	396.61M	397.5M	420.22M	402.61M	382.26M	365.15M	337.8M	324.82M	350.92M	377M	386.18M	437.81M	425.9M	394.84M	385.14M	305.54M
Operating Income	78.39M	80.26M	89.23M	93.49M	118.41M	101.32M	82.83M	66.06M	67.7M	171.04M	210.32M	257.38M	256.23M	210.08M	210.79M	175.04M	177.29M	106.38M
Interest Income	634.61M	833.06M	812.37M	786.34M	758.01M	729.28M	688.27M	638.35M	573.57M	503.11M	444.47M	400.07M	377.02M	365.77M	361.21M	352.05M	334.34M	313.16M
Pretax Income	75.4M	80.26M	89.23M	93.49M	118.41M	101.32M	82.83M	66.06M	67.7M	171.04M	210.32M	257.38M	256.23M	210.08M	210.79M	175.04M	177.29M	106.38M
Net Income	56.07M	59.6M	77.47M	83.74M	110.5M	101.09M	73.9M	59.53M	62.6M	142.1M	176.21M	204.56M	195.53M	162.08M	167M	166.44M	166.38M	106.57M
Selling & General & Admin	154.4M	206.31M	205.25M	205.87M	207.45M	206.68M	204.28M	183.21M	181.49M	181.1M	177.59M	189.22M	178.08M	167.95M	158.35M	152.94M	145.14M	140.42M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	79.28M	102.96M	102.13M	98.14M	94.36M	94.61M	95.15M	115.88M	88.61M	-27.32M	-37M	-69.61M	-48.12M	59.79M	57.64M	67.73M	63.58M	59.62M
Operating Expenses	233.68M	309.27M	307.38M	304.01M	301.81M	301.29M	299.43M	299.09M	270.1M	153.78M	140.59M	119.61M	129.96M	227.74M	215.99M	220.66M	208.72M	200.04M
Interest Expense	339.6M	446.73M	436.47M	418.33M	397.6M	375.88M	342.97M	296.72M	237.47M	171.37M	116.97M	80.83M	63.93M	61.16M	64.43M	70.6M	79.27M	88.65M
Selling & Marketing Expenses	8.12M	11.12M	11.15M	11.67M	12.64M	12.65M	12.56M	13.95M	13.13M	12.42M	10.54M	8.49M	7.5M	6.08M	5M	4.13M	3.05M	2.8M
Cost & Expenses	670.33M	866.37M	841.61M	794.06M	746.9M	724.37M	692.25M	657.8M	573.46M	383.28M	298.51M	225.63M	209.23M	306.81M	295.63M	311.19M	313.86M	316.68M
Income Tax Expense	19.48M	20.76M	11.82M	9.75M	7.9M	238K	8.93M	6.54M	5.09M	28.94M	34.12M	52.82M	60.69M	48M	43.79M	8.61M	10.92M	-195K
Shares Outstanding (Basic)	45.63M	45.38M	45.22M	45.07M	44.98M	44.76M	44.52M	44.41M	44.33M	44.16M	44.01M	43.91M	43.83M	43.7M	43.49M	43.33M	43.17M	42.67M
Shares Outstanding (Diluted)	45.8M	45.75M	46.16M	45.95M	45.52M	45.64M	45.31M	45.27M	44.84M	44.96M	44.79M	44.8M	44.8M	45.23M	45.48M	45.04M	45.06M	44.7M
EPS (Basic)	1.22	1.31	1.47	1.61	2.22	2.02	1.66	1.34	1.42	3.23	4.01	4.66	4.47	3.74	3.87	3.90	3.95	2.56
EPS (Diluted)	1.22	1.30	1.45	1.59	2.19	1.99	1.64	1.32	1.40	3.18	3.93	4.55	4.35	3.59	3.71	3.73	3.78	2.46
EBITDA	98.32M	105.53M	112.52M	115.45M	139.56M	122.38M	104.1M	87.16M	88.37M	191.61M	231.1M	278.48M	277.58M	231.58M	232.15M	196.08M	198.35M	127.71M
EBIT	78.39M	80.26M	89.23M	93.49M	118.41M	101.32M	82.83M	66.06M	67.7M	171.04M	210.32M	257.38M	256.23M	210.08M	210.79M	175.04M	177.29M	106.38M
Depreciation & Amortization	19.93M	25.27M	23.28M	21.96M	21.15M	21.06M	21.27M	21.09M	20.67M	20.57M	20.78M	21.1M	21.35M	21.51M	21.37M	21.04M	21.06M	21.33M