Live Oak Bancshares Inc. (LOB)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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44.19

-0.01%

After-hours Dec 13, 2024, 07:00 PM EST

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.29M	130.17M	104.09M	76.92M	57.79M	50.53M	38.13M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.29M	130.17M	104.09M	76.92M	57.79M	50.53M	38.13M
Operating Income	103.47M	327.30M	210.79M	47.39M	23.46M	100.65M	123.69M	31.84M	43.28M	23.29M	32.58M	19.72M	17.05M
Interest Income	688.27M	444.47M	361.21M	288.41M	227.98M	162.64M	103.47M	57.27M	34.45M	20.51M	15.30M	11.72M	8.74M
Pretax Income	82.83M	210.32M	210.79M	47.39M	23.46M	46.05M	98.25M	17.21M	34.40M	17.44M	27.94M	14.80M	14.31M
Net Income	73.90M	176.21M	167.00M	59.54M	18.03M	51.45M	100.50M	13.77M	20.63M	10.05M	28.06M	16.09M	14.31M
Selling & General & Admin	204.28M	191.12M	137.00M	123.51M	116.20M	108.74M	103.23M	81.03M	55.62M	40.53M	29.29M	24.68M	15.75M
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Expenses	229.30M	-255.68M	-392.19M	-376.54M	-298.71M	-213.93M	-40.20M	-33.43M	-	-94.17M	-12.21M	-55.49M	-36.84M
Operating Expenses	433.58M	-64.56M	-231.20M	-237.24M	-182.51M	-105.19M	6.36M	4.53M	4.33M	-53.63M	17.08M	-30.80M	-21.09M
Interest Expense	342.97M	116.97M	64.43M	93.69M	87.90M	54.60M	25.44M	14.62M	8.86M	5.85M	4.52M	3.63M	2.74M
Selling & Marketing Expenses	12.56M	10.54M	5.00M	3.51M	5.94M	6.01M	6.36M	4.53M	4.33M	3.32M	2.32M	2.18M	2.28M
Cost & Expenses	433.58M	-64.56M	-231.20M	-237.24M	-182.51M	-105.19M	6.36M	4.53M	4.33M	-53.63M	17.08M	-30.80M	-21.09M
Income Tax	8.93M	34.12M	43.79M	-12.15M	5.43M	-5.40M	-2.25M	3.44M	13.79M	7.39M	-120.00K	-1.30M	-
Shares Outstanding (Basic)	44.35M	41.77M	43.17M	40.68M	40.22M	40.06M	36.59M	34.20M	31.08M	28.62M	28.62M	23.97M	28.62M
Shares Outstanding (Diluted)	45.09M	41.77M	45.07M	41.77M	41.05M	41.45M	37.86M	35.09M	31.97M	29.36M	29.36M	24.42M	29.36M
EPS (Basic)	1.67	4.33	3.87	1.46	0.45	1.28	2.75	0.40	0.66	0.35	0.98	0.41	0.50
EPS (Diluted)	1.64	4.22	3.71	1.43	0.44	1.24	2.65	0.39	0.65	0.34	0.96	0.41	0.49
EBITDA	104.10M	231.11M	232.15M	69.08M	42.83M	62.43M	108.53M	21.47M	37.83M	17.06M	29.44M	15.47M	14.64M
Depreciation & Amortization	21.27M	20.78M	21.37M	21.69M	19.97M	16.39M	10.28M	4.20M	3.44M	2.16M	1.46M	673.00K	331.00K