Live Oak Bancshares Inc. (LOB)

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23.95

0.49 (2.09%)

At close: Apr 15, 2025, 3:59 PM

24.78

3.44%

After-hours: Apr 15, 2025, 06:12 PM EDT

Live Oak Bancshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Revenue	812.37M	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.29M	130.17M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	812.37M	119.49M	391.86M	441.99M	284.62M	205.98M	205.84M	177.29M	130.17M
Operating Income	801.22M	103.47M	327.3M	210.79M	47.39M	23.46M	100.65M	123.69M	31.84M
Interest Income	812.37M	688.27M	444.47M	361.21M	288.41M	227.98M	162.64M	103.47M	57.27M
Pretax Income	89.23M	82.83M	210.32M	210.79M	47.39M	23.46M	46.05M	98.25M	17.21M
Net Income	77.47M	73.9M	176.21M	167M	59.54M	18.03M	51.45M	100.5M	13.77M
Selling & General & Admin	11.15M	204.28M	191.12M	137M	123.51M	116.2M	108.74M	103.23M	81.03M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	229.3M	-255.68M	-392.19M	-376.54M	-298.71M	-213.93M	-40.2M	-33.43M
Operating Expenses	11.15M	433.58M	-64.56M	-231.2M	-237.24M	-182.51M	-105.19M	6.36M	4.53M
Interest Expense	436.47M	342.97M	116.97M	64.43M	93.69M	87.9M	54.6M	25.44M	14.62M
Selling & Marketing Expenses	11.15M	12.56M	10.54M	5M	3.51M	5.94M	6.01M	6.36M	4.53M
Cost & Expenses	11.15M	433.58M	-64.56M	-231.2M	-237.24M	-182.51M	-105.19M	6.36M	4.53M
Income Tax Expense	11.82M	8.93M	34.12M	43.79M	-12.15M	5.43M	-5.4M	-2.25M	3.44M
Shares Outstanding (Basic)	45.07M	44.35M	41.77M	43.17M	40.68M	40.22M	40.06M	36.59M	34.2M
Shares Outstanding (Diluted)	45.95M	45.09M	41.77M	45.07M	41.77M	41.05M	41.45M	37.86M	35.09M
EPS (Basic)	1.72	1.67	4.33	3.87	1.46	0.45	1.28	2.75	0.40
EPS (Diluted)	1.69	1.64	4.22	3.71	1.43	0.44	1.24	2.65	0.39
EBITDA	n/a	104.1M	231.11M	232.15M	69.08M	42.83M	62.43M	108.53M	21.47M
EBIT	-23.28M	82.83M	210.32M	210.79M	47.39M	22.86M	46.05M	98.25M	17.21M
Depreciation & Amortization	23.28M	21.27M	20.78M	21.37M	21.69M	19.97M	16.39M	10.28M	4.2M