Live Oak Bancshares Inc.

NYSE: LOB · Real-Time Price · USD
34.41
-0.08 (-0.23%)
At close: Aug 15, 2025, 12:24 PM

Live Oak Bancshares Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
929.29M 776.55M 508.83M 506.41M
Cost of Revenue
532.68M 394.29M 157.91M 79.64M
Gross Profit
396.61M 382.26M 350.92M 426.77M
Operating Income
89.23M 82.83M 210.32M 210.79M
Interest Income
812.37M 688.27M 444.47M 361.21M
Pretax Income
89.23M 82.83M 210.32M 210.79M
Net Income
77.47M 73.9M 176.21M 167M
Selling & General & Admin
205.25M 204.28M 191.12M 137M
Research & Development
n/a n/a n/a n/a
Other Expenses
102.13M 95.15M -50.53M 78.98M
Operating Expenses
307.38M 299.43M 140.59M 215.99M
Interest Expense
436.47M 342.97M 116.97M 64.43M
Selling & Marketing Expenses
11.15M 12.56M 10.54M 5M
Cost & Expenses
840.05M 693.72M 298.51M 295.63M
Income Tax Expense
11.82M 8.93M 34.12M 43.79M
Shares Outstanding (Basic)
45.01M 44.35M 43.86M 43.17M
Shares Outstanding (Diluted)
45.95M 45.09M 44.91M 45.07M
EPS (Basic)
1.72 1.67 4.02 3.87
EPS (Diluted)
1.69 1.64 3.92 3.71
EBITDA
112.52M 104.1M 231.11M 232.15M
EBIT
89.23M 82.83M 210.32M 210.79M
Depreciation & Amortization
23.28M 21.27M 20.78M 21.37M