Open Lending Corporation (LPRO)

AI Score

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0.89

-0.03 (-3.65%)

At close: Apr 15, 2025, 3:59 PM

0.93

4.29%

After-hours: Apr 15, 2025, 05:03 PM EDT

Open Lending Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019
Revenue	-56.92M	23.48M	26.73M	30.75M	14.94M	26.01M	38.15M	38.36M	26.82M	50.66M	52.04M	50.07M	51.63M	58.89M	61.13M	44.01M	39.63M	29.76M	22.07M	17.43M	26.08M	22.1M	25.18M	19.48M
Cost of Revenue	6.26M	6.13M	5.71M	5.75M	5.37M	5.37M	6.12M	5.43M	4.9M	5.2M	5.08M	4.79M	4.74M	6.38M	4.14M	3.36M	2.97M	2.5M	1.83M	2.5M	2.29M	1.92M	2.07M	1.53M
Gross Profit	-63.19M	17.35M	21.01M	25M	9.57M	20.64M	32.04M	32.93M	21.93M	45.46M	46.96M	45.28M	46.89M	52.51M	56.98M	40.65M	36.66M	27.27M	20.24M	14.94M	23.79M	20.18M	23.12M	17.96M
Operating Income	-78.56M	1.87M	3.99M	7.32M	-8.28M	4.54M	15.72M	17.1M	6.4M	27.79M	32.81M	32.24M	35.23M	40.74M	44.88M	29.45M	24.29M	19.55M	3.95M	8.93M	17.36M	14.82M	17.58M	12.86M
Interest Income	2.81M	3.22M	3.09M	2.97M	3.02M	2.8M	2.45M	2.06M	1.63M	321K	22K	25K	36K	35K	58K	84K	105K	36K	44K	17K	9K	7K	5K	83K
Pretax Income	-78.59M	2.13M	4.34M	7.52M	-7.96M	4.54M	15.51M	16.77M	4.1M	26.27M	31.71M	31.46M	34.78M	39.82M	99.23M	17.33M	16.39M	-67.11M	-48.45M	8.18M	17.47M	14.76M	17.5M	12.78M
Net Income	-144.44M	1.44M	2.9M	5.09M	-4.84M	3M	11.37M	12.54M	-4.19M	24.53M	23.13M	23.15M	27.84M	29.41M	75.97M	12.86M	15.2M	-71.13M	-49.8M	8.17M	17.44M	14.72M	17.48M	-12.7M
Selling & General & Admin	14.51M	14.49M	15.89M	16.19M	16.35M	14.38M	15.19M	14.6M	15.31M	15.32M	11.96M	11.21M	9.94M	10.51M	11.34M	10.61M	11.7M	7.13M	15.95M	5.65M	6.13M	5.07M	5.2M	4.85M
Research & Development	861K	992K	1.13M	1.48M	1.5M	1.72M	1.13M	1.23M	1.84M	2.35M	2.19M	1.82M	1.72M	1.27M	773K	591K	678K	579K	349K	359K	301K	291K	332K	245K
Other Expenses	n/a	n/a	n/a	n/a	118K	-3K	-6K	n/a	1K	-239K	n/a	n/a	11K	3K	55.42M	-131K	-4.38M	n/a	3K	1K	188K	3K	2K	n/a
Operating Expenses	15.37M	15.48M	17.02M	17.67M	17.85M	16.1M	16.32M	15.83M	17.15M	17.67M	14.15M	13.04M	11.66M	11.77M	12.11M	11.2M	12.38M	7.71M	16.29M	6.01M	6.43M	5.36M	5.54M	5.09M
Interest Expense	2.85M	2.96M	2.74M	2.77M	2.82M	2.8M	2.65M	2.39M	2.3M	1.61M	1.12M	803K	489K	959K	1.12M	3.29M	3.62M	3.57M	3.64M	764K	84K	70K	82K	n/a
Selling & Marketing Expenses	3.96M	4.9M	4.15M	4.21M	4.35M	4.51M	4.22M	4.41M	4.15M	5.98M	3.99M	3.73M	3.34M	3.31M	2.95M	2.4M	2.35M	2.12M	1.29M	2.08M	2.03M	1.81M	1.89M	1.76M
Cost & Expenses	21.63M	21.61M	22.74M	23.42M	23.22M	21.47M	22.43M	21.27M	22.05M	22.87M	19.23M	17.83M	16.4M	18.15M	16.25M	14.56M	15.35M	10.21M	18.12M	8.5M	8.72M	7.29M	7.6M	6.62M
Income Tax Expense	65.84M	688K	1.44M	2.44M	-3.12M	1.53M	4.14M	4.24M	8.29M	1.74M	8.58M	8.31M	6.95M	10.4M	23.27M	4.47M	1.19M	4.02M	1.35M	11K	28K	41K	21K	120K
Shares Outstanding (Basic)	119.33M	119.25M	119.21M	118.93M	119.37M	120.22M	120.65M	125.38M	125.76M	126.23M	126.22M	126.22M	126.2M	126.19M	126.23M	126.8M	115.19M	114.73M	49.52M	91.85M	91.85M	91.85M	91.85M	91.85M
Shares Outstanding (Diluted)	119.33M	119.48M	119.33M	119.42M	119.37M	121.3M	121.54M	123.42M	125.76M	126.23M	126.22M	126.22M	126.22M	126.25M	126.27M	126.84M	115.19M	115.19M	49.55M	91.85M	91.85M	91.85M	91.85M	91.85M
EPS (Basic)	-1.21	0.01	0.02	0.04	-0.04	0.03	0.09	0.10	-0.03	0.19	0.18	0.18	0.23	0.23	0.60	0.10	0.13	-0.62	-1.01	0.09	0.19	0.16	0.19	-0.14
EPS (Diluted)	-1.21	0.01	0.02	0.04	-0.04	0.02	0.09	0.10	-0.03	0.19	0.18	0.18	0.23	0.23	0.60	0.10	0.13	-0.62	-1.01	0.09	0.19	0.16	0.19	-0.14
EBITDA	-75.35M	5.58M	4.41M	10.67M	-4.81M	7.82M	18.57M	19.4M	6.78M	28.09M	33.28M	32.46M	35.71M	41.21M	100.64M	21.14M	20.67M	-63.1M	-44.69M	9.07M	17.38M	14.84M	17.61M	12.89M
EBIT	-75.75M	5.09M	3.99M	7.32M	-5.14M	7.33M	18.17M	19.16M	4.77M	27.87M	32.83M	32.27M	35.23M	40.74M	100.36M	20.62M	20.01M	-63.54M	-44.81M	8.93M	17.55M	14.83M	17.59M	12.86M
Depreciation & Amortization	393K	494K	415K	372K	335K	484K	406K	244K	383K	212K	454K	445K	432K	429K	283K	522K	656K	116K	549K	122K	27K	26K	26K	26K