Open Lending Corporation (LPRO)

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0.89

-0.03 (-3.65%)

At close: Apr 15, 2025, 3:59 PM

0.90

0.27%

After-hours: Apr 15, 2025, 04:20 PM EDT

Open Lending Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019
Revenue	24.02M	95.89M	98.42M	109.84M	117.46M	129.34M	154M	167.89M	179.59M	204.4M	212.63M	221.72M	215.66M	203.66M	174.53M	135.47M	108.89M	95.33M	87.68M	90.79M	92.85M	66.77M	44.67M	19.48M
Cost of Revenue	23.86M	22.95M	22.2M	22.6M	22.28M	21.81M	21.64M	20.61M	19.97M	19.81M	20.99M	20.05M	18.62M	16.85M	12.97M	10.65M	9.79M	9.11M	8.53M	8.77M	7.81M	5.52M	3.59M	1.53M
Gross Profit	169K	72.93M	76.22M	87.24M	95.18M	107.53M	132.35M	147.28M	159.63M	184.59M	191.64M	201.67M	197.03M	186.81M	161.56M	124.82M	99.11M	86.23M	79.14M	82.02M	85.04M	61.25M	41.07M	17.96M
Operating Income	-65.38M	4.9M	7.57M	19.3M	29.08M	43.75M	67.01M	84.1M	99.24M	128.07M	141.02M	153.09M	150.29M	139.35M	118.16M	77.23M	56.72M	49.78M	45.05M	58.68M	62.62M	45.26M	30.44M	12.86M
Interest Income	12.09M	12.3M	11.88M	11.24M	10.34M	8.94M	6.46M	4.03M	2M	404K	118K	154K	213K	282K	283K	269K	202K	106K	77K	38K	104K	95K	88K	83K
Pretax Income	-64.61M	6.03M	8.44M	19.61M	28.86M	40.92M	62.65M	78.85M	93.54M	124.22M	137.77M	205.3M	191.17M	172.77M	65.84M	-81.84M	-90.99M	-89.91M	-8.04M	57.91M	62.51M	45.05M	30.29M	12.78M
Net Income	-135.01M	4.58M	6.15M	14.62M	22.07M	22.72M	44.25M	56M	66.62M	98.65M	103.53M	156.37M	146.08M	133.44M	32.9M	-92.87M	-97.56M	-95.33M	-9.48M	57.81M	36.94M	19.5M	4.78M	-12.7M
Selling & General & Admin	61.09M	62.93M	62.82M	62.12M	60.53M	59.49M	60.42M	57.2M	53.81M	48.44M	43.63M	43M	42.39M	44.15M	40.78M	45.39M	40.43M	34.86M	32.8M	22.05M	21.26M	15.13M	10.05M	4.85M
Research & Development	4.46M	5.1M	5.83M	5.82M	5.58M	5.91M	6.55M	7.61M	8.21M	8.09M	7M	5.58M	4.35M	3.31M	2.62M	2.2M	1.97M	1.59M	1.3M	1.28M	1.17M	868K	577K	245K
Other Expenses	n/a	118K	115K	109K	109K	-8K	-244K	-238K	-238K	-228K	14K	55.43M	55.3M	50.91M	50.91M	-4.51M	-4.38M	192K	195K	194K	193K	5K	2K	n/a
Operating Expenses	65.55M	68.03M	68.65M	67.94M	66.1M	65.4M	66.97M	64.81M	62.01M	56.52M	50.63M	48.58M	46.74M	47.46M	43.4M	47.59M	42.39M	36.44M	34.1M	23.34M	22.42M	15.99M	10.63M	5.09M
Interest Expense	11.32M	11.29M	11.13M	11.04M	10.66M	10.14M	8.95M	7.42M	5.83M	4.02M	3.38M	3.37M	5.86M	8.99M	11.6M	14.13M	11.6M	8.06M	4.56M	1M	236K	152K	82K	n/a
Selling & Marketing Expenses	17.22M	17.61M	17.22M	17.29M	17.48M	17.28M	18.76M	18.53M	17.86M	17.05M	14.38M	13.34M	12M	11.01M	9.82M	8.16M	7.84M	7.52M	7.21M	7.8M	7.48M	5.46M	3.65M	1.76M
Cost & Expenses	89.4M	90.98M	90.84M	90.54M	88.39M	87.22M	88.62M	85.42M	81.98M	76.33M	71.62M	68.63M	65.37M	64.31M	56.37M	58.24M	52.18M	45.55M	42.63M	32.11M	30.23M	21.51M	14.22M	6.62M
Income Tax Expense	70.41M	1.44M	2.29M	4.99M	6.79M	18.2M	18.4M	22.84M	26.92M	25.57M	34.24M	48.93M	45.09M	39.33M	32.95M	11.03M	6.57M	5.41M	1.43M	101K	210K	182K	141K	120K
Shares Outstanding (Basic)	119.33M	119.25M	119.21M	118.93M	119.37M	120.22M	120.65M	125.38M	125.76M	126.23M	126.22M	126.22M	126.2M	126.19M	126.23M	126.8M	115.19M	114.73M	49.52M	91.85M	91.85M	91.85M	91.85M	91.85M
Shares Outstanding (Diluted)	119.33M	119.48M	119.33M	119.42M	119.37M	121.3M	121.54M	123.42M	125.76M	126.23M	126.22M	126.22M	126.22M	126.25M	126.27M	126.84M	115.19M	115.19M	49.55M	91.85M	91.85M	91.85M	91.85M	91.85M
EPS (Basic)	-1.13	0.04	0.05	0.12	0.18	0.19	0.35	0.44	0.52	0.78	0.82	1.24	1.16	1.06	0.21	-1.4	-1.41	-1.35	-0.57	0.63	0.40	0.21	0.05	-0.14
EPS (Diluted)	-1.13	0.04	0.05	0.12	0.18	0.19	0.35	0.44	0.52	0.78	0.82	1.24	1.16	1.06	0.21	-1.4	-1.41	-1.35	-0.57	0.63	0.40	0.21	0.05	-0.14
EBITDA	-54.7M	15.85M	18.08M	32.25M	40.99M	52.58M	72.84M	87.56M	100.62M	129.54M	142.66M	210.01M	198.69M	183.65M	79.35M	-65.98M	-78.05M	-81.34M	-3.4M	58.9M	62.72M	45.34M	30.5M	12.89M
EBIT	-59.34M	11.26M	13.51M	27.68M	39.52M	49.43M	69.97M	84.64M	97.74M	128.2M	141.06M	208.59M	196.94M	181.73M	77.45M	-67.72M	-79.41M	-81.87M	-3.5M	58.9M	62.83M	45.28M	30.45M	12.86M
Depreciation & Amortization	1.67M	1.62M	1.61M	1.6M	1.47M	1.52M	1.25M	1.29M	1.49M	1.54M	1.76M	1.59M	1.67M	1.89M	1.58M	1.84M	1.44M	814K	724K	201K	105K	78K	52K	26K