Medallion Financial Corp. (MFIN)
Medallion Financial Statistics
Share Statistics
Medallion Financial has 23.23M shares outstanding. The number of shares has increased by -1.32% in one year.
| Shares Outstanding | 23.23M |
| Shares Change (YoY) | -1.32% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 32.13% |
| Shares Floating | 15.72M |
| Failed to Deliver (FTD) Shares | 638 |
| FTD / Avg. Volume | 1.41% |
Short Selling Information
The latest short interest is 904.54K, so 3.89% of the outstanding shares have been sold short.
| Short Interest | 904.54K |
| Short % of Shares Out | 3.89% |
| Short % of Float | 4.91% |
| Short Ratio (days to cover) | 23.28 |
Valuation Ratios
The PE ratio is 5.9 and the forward PE ratio is 4.89. Medallion Financial's PEG ratio is -0.17.
| PE Ratio | 5.9 |
| Forward PE | 4.89 |
| PS Ratio | 0.73 |
| Forward PS | 0.9 |
| PB Ratio | 0.57 |
| P/FCF Ratio | 1.83 |
| PEG Ratio | -0.17 |
Enterprise Valuation
Medallion Financial has an Enterprise Value (EV) of 167.6M.
| EV / Sales | 0.58 |
| EV / EBITDA | 0 |
| EV / EBIT | 1.45 |
| EV / FCF | 1.45 |
Financial Position
The company has a current ratio of 2, with a Debt / Equity ratio of 0.15.
| Current Ratio | 2 |
| Quick Ratio | 2 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | - |
| Debt / FCF | 0.47 |
| Interest Coverage | 3.28 |
Financial Efficiency
Return on Equity is 9.69% and Return on Invested Capital is 59.84%.
| Return on Equity | 9.69% |
| Return on Assets | 1.25% |
| Return on Invested Capital | 59.84% |
| Revenue Per Employee | $1.67M |
| Profits Per Employee | $206.2K |
| Employee Count | 174 |
| Asset Turnover | 0.1 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 21.01M |
| Effective Tax Rate | 33.38% |
Stock Price Statistics
The stock price has increased by 11.38% in the last 52 weeks. The beta is 1.58, so Medallion Financial's price volatility has been higher than the market average.
| Beta | 1.58 |
| 52-Week Price Change | 11.38% |
| 50-Day Moving Average | 8.57 |
| 200-Day Moving Average | 8.7 |
| Relative Strength Index (RSI) | 56.79 |
| Average Volume (20 Days) | 45.29K |
Income Statement
In the last 12 months, Medallion Financial had revenue of 290.7M and earned 35.88M in profits. Earnings per share was 1.59.
| Revenue | 290.7M |
| Gross Profit | 290.7M |
| Operating Income | 289.33M |
| Net Income | 35.88M |
| EBITDA | 0 |
| EBIT | -6.22M |
| Earnings Per Share (EPS) | 1.59 |
Balance Sheet
The company has 98.24M in cash and 54.13M in debt, giving a net cash position of 44.11M.
| Cash & Cash Equivalents | 98.24M |
| Total Debt | 54.13M |
| Net Cash | 44.11M |
| Retained Earnings | 130.26M |
| Total Assets | 2.87B |
| Working Capital | 84.23M |
Cash Flow
In the last 12 months, operating cash flow was 115.51M and capital expenditures 0, giving a free cash flow of 115.51M.
| Operating Cash Flow | 115.51M |
| Capital Expenditures | 0 |
| Free Cash Flow | 115.51M |
| FCF Per Share | 5.12 |
Margins
Gross margin is 100%, with operating and profit margins of 99.53% and 12.34%.
| Gross Margin | 100% |
| Operating Margin | 99.53% |
| Pretax Margin | 21.65% |
| Profit Margin | 12.34% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.53% |
| FCF Margin | 39.74% |
Dividends & Yields
MFIN pays an annual dividend of $0.42, which amounts to a dividend yield of 4.79%.
| Dividend Per Share | $0.42 |
| Dividend Yield | 4.79% |
| Dividend Growth (YoY) | 10% |
| Payout Ratio | 27.63% |
| Earnings Yield | 16.95% |
| FCF Yield | 54.56% |
Analyst Forecast
Currently there are no analyst rating for MFIN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.38 |
| Piotroski F-Score | 7 |