Medallion Financial Corp. (MFIN)
Medallion Financial Corp. Statistics
Share Statistics
Medallion Financial Corp. has 23.07M shares outstanding. The number of shares has increased by -1.77% in one year.
| Shares Outstanding | 23.07M |
| Shares Change (YoY) | -1.77% |
| Shares Change (QoQ) | -0.44% |
| Owned by Institutions (%) | 30.84% |
| Shares Floating | 15.7M |
| Failed to Deliver (FTD) Shares | 834 |
| FTD / Avg. Volume | 1.55% |
Short Selling Information
The latest short interest is 975.12K, so 4.23% of the outstanding shares have been sold short.
| Short Interest | 975.12K |
| Short % of Shares Out | 4.23% |
| Short % of Float | 6.21% |
| Short Ratio (days to cover) | 19.37 |
Valuation Ratios
The PE ratio is 4.03 and the forward PE ratio is 6.23. Medallion Financial Corp.'s PEG ratio is 0.13.
| PE Ratio | 4.03 |
| Forward PE | 6.23 |
| PS Ratio | 0.84 |
| Forward PS | 0.8 |
| PB Ratio | 0.65 |
| P/FCF Ratio | 1.95 |
| PEG Ratio | 0.13 |
Enterprise Valuation
Medallion Financial Corp. has an Enterprise Value (EV) of 419.7M.
| EV / Earnings | 7.62 |
| EV / Sales | 1.59 |
| EV / EBITDA | 4.01 |
| EV / EBIT | 4.08 |
| EV / FCF | 3.69 |
Financial Position
The company has a current ratio of 59.14, with a Debt / Equity ratio of 0.74.
| Current Ratio | 59.14 |
| Quick Ratio | 59.14 |
| Debt / Equity | 0.74 |
| Total Debt / Capitalization | 42.46 |
| Cash Flow / Debt | 0.45 |
| Interest Coverage | 1.63 |
Financial Efficiency
Return on equity (ROE) is 0.16% and return on capital (ROIC) is 11%.
| Return on Equity (ROE) | 0.16% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 11% |
| Revenue Per Employee | 1.56M |
| Profits Per Employee | 325.91K |
| Employee Count | 169 |
| Asset Turnover | 0.1 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 24.91M |
| Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 1% in the last 52 weeks. The beta is 2.06, so Medallion Financial Corp.'s price volatility has been higher than the market average.
| Beta | 2.06 |
| 52-Week Price Change | 1% |
| 50-Day Moving Average | 9.27 |
| 200-Day Moving Average | 8.56 |
| Relative Strength Index (RSI) | 30.94 |
| Average Volume (20 Days) | 53.71K |
Income Statement
In the last 12 months, Medallion Financial Corp. had revenue of 264.06M and earned 55.08M in profits. Earnings per share was 2.45.
| Revenue | 264.06M |
| Gross Profit | 226.25M |
| Operating Income | 102.9M |
| Net Income | 55.08M |
| EBITDA | 104.74M |
| EBIT | 102.9M |
| Earnings Per Share (EPS) | 2.45 |
Balance Sheet
The company has 52.59M in cash and 253.06M in debt, giving a net cash position of -200.47M.
| Cash & Cash Equivalents | 52.59M |
| Total Debt | 253.06M |
| Net Cash | -200.47M |
| Retained Earnings | 103.88M |
| Total Assets | 2.88B |
| Working Capital | 2.5B |
Cash Flow
In the last 12 months, operating cash flow was 113.76M and capital expenditures 0, giving a free cash flow of 113.76M.
| Operating Cash Flow | 113.76M |
| Capital Expenditures | 0 |
| Free Cash Flow | 113.76M |
| FCF Per Share | 5.05 |
Margins
Gross margin is 85.68%, with operating and profit margins of 38.97% and 20.86%.
| Gross Margin | 85.68% |
| Operating Margin | 38.97% |
| Pretax Margin | 32.58% |
| Profit Margin | 20.86% |
| EBITDA Margin | 39.67% |
| EBIT Margin | 38.97% |
| FCF Margin | 43.08% |
Dividends & Yields
MFIN pays an annual dividend of $0.44, which amounts to a dividend yield of 5.15%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 5.15% |
| Dividend Growth (YoY) | 10% |
| Payout Ratio | 26.04% |
| Earnings Yield | 30.21% |
| FCF Yield | 60.81% |
Analyst Forecast
Currently there are no analyst rating for MFIN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 1.42 |
| Piotroski F-Score | 7 |