Medallion Financial Corp.

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XX

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9.05
0.12 (1.34%)
At close: Mar 28, 2025, 3:59 PM
8.91
-1.50%
Pre-market: Mar 31, 2025, 07:02 AM EDT

Medallion Financial Statistics

Share Statistics

Medallion Financial has 23.26M shares outstanding. The number of shares has increased by -1.77% in one year.

Shares Outstanding 23.26M
Shares Change (YoY) -1.77%
Shares Change (QoQ) -0.44%
Owned by Institutions (%) 32.13%
Shares Floating 15.74M
Failed to Deliver (FTD) Shares 552
FTD / Avg. Volume 1.26%

Short Selling Information

The latest short interest is 975.12K, so 4.23% of the outstanding shares have been sold short.

Short Interest 975.12K
Short % of Shares Out 4.23%
Short % of Float 6.21%
Short Ratio (days to cover) 19.37

Valuation Ratios

The PE ratio is 5.9 and the forward PE ratio is 6.23. Medallion Financial's PEG ratio is -0.17.

PE Ratio 5.9
Forward PE 6.23
PS Ratio 0.73
Forward PS 0.9
PB Ratio 0.57
P/FCF Ratio 1.83
PEG Ratio -0.17
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Medallion Financial Corp..

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 2, with a Debt / Equity ratio of 0.15.

Current Ratio 2
Quick Ratio 2
Debt / Equity 0.15
Total Debt / Capitalization 12.76
Cash Flow / Debt 2.13
Interest Coverage 3.28

Financial Efficiency

Return on equity (ROE) is 0.1% and return on capital (ROIC) is 39.09%.

Return on Equity (ROE) 0.1%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 39.09%
Revenue Per Employee $1,670,701.15
Profits Per Employee $206,195.4
Employee Count 174
Asset Turnover 0.1
Inventory Turnover n/a

Taxes

Income Tax 21.01M
Effective Tax Rate 0.33

Stock Price Statistics

The stock price has increased by 14.41% in the last 52 weeks. The beta is 2.09, so Medallion Financial's price volatility has been higher than the market average.

Beta 2.09
52-Week Price Change 14.41%
50-Day Moving Average 8.75
200-Day Moving Average 8.63
Relative Strength Index (RSI) 59.61
Average Volume (20 Days) 43.78K

Income Statement

In the last 12 months, Medallion Financial had revenue of 290.7M and earned 35.88M in profits. Earnings per share was 1.59.

Revenue 290.7M
Gross Profit 290.7M
Operating Income 289.33M
Net Income 35.88M
EBITDA 0
EBIT 289.33M
Earnings Per Share (EPS) 1.59
Full Income Statement

Balance Sheet

The company has 98.24M in cash and 54.13M in debt, giving a net cash position of 44.11M.

Cash & Cash Equivalents 98.24M
Total Debt 54.13M
Net Cash 44.11M
Retained Earnings 130.26M
Total Assets 2.87B
Working Capital 84.23M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 115.51M and capital expenditures 0, giving a free cash flow of 115.51M.

Operating Cash Flow 115.51M
Capital Expenditures 0
Free Cash Flow 115.51M
FCF Per Share 5.12
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.53% and 12.34%.

Gross Margin 100%
Operating Margin 99.53%
Pretax Margin 21.65%
Profit Margin 12.34%
EBITDA Margin n/a
EBIT Margin 99.53%
FCF Margin 39.74%

Dividends & Yields

MFIN pays an annual dividend of $0.42, which amounts to a dividend yield of 4.79%.

Dividend Per Share $0.42
Dividend Yield 4.79%
Dividend Growth (YoY) 10%
Payout Ratio 27.45%
Earnings Yield 17.57%
FCF Yield 54.87%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for MFIN.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.38
Piotroski F-Score 7